Money For Couples with Ramit Sethi

24. “I’ve saved $0 for my upcoming unpaid maternity leave”

Jan 4, 2022
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INSIGHT

Childhood Shapes Spending Habits

  • Ania grew up poor with no money saved and learned to spend money quickly when she had it.\n- This habit came from her childhood experience of money disappearing immediately after pay day.
INSIGHT

Simple Money Mindset Limits Growth

  • Ania's way of knowing money status is checking her bank balance, a mindset of those never having money.\n- This simplistic view is limiting given her current financial situation and income.
ADVICE

Cut Small Arbitrary Spending

  • Stop arbitrary small spendings that accumulate into big debt.\n- Be honest with yourself about spending desires and control impulse buys consciously.
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