

24. “I’ve saved $0 for my upcoming unpaid maternity leave”
Jan 4, 2022
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Childhood Shapes Spending Habits
- Ania grew up poor with no money saved and learned to spend money quickly when she had it.\n- This habit came from her childhood experience of money disappearing immediately after pay day.
Simple Money Mindset Limits Growth
- Ania's way of knowing money status is checking her bank balance, a mindset of those never having money.\n- This simplistic view is limiting given her current financial situation and income.
Cut Small Arbitrary Spending
- Stop arbitrary small spendings that accumulate into big debt.\n- Be honest with yourself about spending desires and control impulse buys consciously.