Money For Couples with Ramit Sethi

A couple confronts the fallout of a poorly managed trust fund, revealing $5 million at risk due to high fees and emotional avoidance. They explore how childhood beliefs shape their financial identities, grappling with shame, fear, and the need for autonomy. Ramit encourages them to imagine a future where money empowers their dreams rather than controls them. Discussions touches on the balance of independence and parental influence, as they strategize to reclaim financial agency and redefine their relationship with wealth.

Dive into the intriguing life of a couple navigating wealth and emotional hurdles. Despite their $2 million net worth, they grapple with a $30,000 income, leading to financial anxiety and lifestyle constraints. Discover their struggles with money conversations and the impact of long COVID on finances. They explore the emotional ties to wealth, contrasting financial management styles, and redefine travel aspirations. The discussion emphasizes the importance of collaboration, trust, and proactive planning for achieving a 'Rich Life'.

Vanessa and George's differing views on money strain their marriage, highlighting the emotional weight of financial decisions. George's fear of losing everything clashes with Vanessa's entrepreneurial spirit, leading to tension and instability. They grapple with overwhelming debt and the pressure of an impending retirement. As they navigate complex emotions and communication barriers, the couple seeks to merge their finances and build a shared future. Their journey emphasizes the need for transparency, trust, and teamwork in financial partnerships.

In this insightful conversation, Cassandra, an entrepreneur and founder of Next Level Wardrobe, joins her husband Ramit Sethi, as they share their personal money journey with close friend Julie Nguyen. They discuss the complexities of financial communication within their marriage, revealing how childhood experiences shape their money beliefs. The couple opens up about their relationship dynamics, money management strategies, and the lessons learned from their financial obstacles, all while emphasizing the importance of trust, humor, and open dialogue in cultivating both love and fiscal responsibility.

Clara and Devin's financial struggles reveal a complex web of debt and differing spending habits. With $20,000 in credit card debt and 75% of their income tied up in fixed costs, their financial future appears shaky. Their relationship dynamic reflects a toxic cycle, with Clara feeling disempowered and Devin caught in a dreamer's mindset. Together, they explore the need for open communication, setting shared financial goals, and breaking free from unhealthy patterns to rebuild their partnership and find stability.

A young queer couple grapples with the emotional and financial challenges of homeownership, transitioning from renting to buying a house while managing a limited income. They discuss the pressures of financial planning, rising costs, and the need for open communication in navigating their differing views on money. Amidst dreams of family and stability, they confront their debts and explore strategies for teamwork and transparency. With advice on financial literacy and the significance of planning for the future, their journey is both relatable and insightful.

Javier and Marco, both 22, face a financial crossroads despite their impressive $157K income. They navigate a delicate balance between saving for the future and enjoying the present. With contrasting spending philosophies, their discussions reveal the challenges of aligning financial goals. They delve into the emotional aspects of money, the importance of transparency, and the need for a joint financial plan to tackle significant milestones like a wedding. Can they find common ground and build a future together in New York City?

Courtney and Ray face the exciting yet daunting shift from military life to civilian life after two decades. They discuss the emotional challenges tied to career changes and financial planning while raising three kids. Conversations about redefining what a 'rich life' means for them emphasize personal values over mere financial security. They highlight the importance of open communication in finances, tackling goals together rather than optimizing solely for retirement. Travel aspirations add an enriching twist, as they weigh experiences against financial stability.

Anna (33) and Will (37) are married with two kids, including a young son who was born with a serious heart condition. Between unexpected medical expenses, emotional stress, and inconsistent financial planning, their savings have steadily drained—and now, they're spending more than they earn just to keep up. Will brushes off concerns, saying “We’re fine,” while Anna feels like she’s the only one confronting reality. Now, they want to build a home and create long-term security for their family—but until they can get aligned, that dream may be out of reach. This episode is brought to you by: Aura Frames | Use promo code RAMIT to get $35 off the best-selling Carver Mat frames at https://auraframes.com Facet | For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members (promo does not apply to Foundations members). Check out their membership options at https://facet.com/ramit Notion | Try Notion for free at https://notion.com/ramit and experience the powerful, easy-to-use Notion AI today. Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Links mentioned in this episode • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jennifer (37) and Steve (41) have been dating for over five years, but they’ve never spent more than $100 on a shared purchase. Jennifer is a self-made business owner with a clear vision for the future, while Steve is cautious, financially conservative, and still haunted by a turbulent past that included losing both parents and living out of his car. Despite a solid income and nearly $200,000 in savings, Steve can’t shake the fear of financial collapse. Jennifer, meanwhile, is growing resentful. She wants a partner who dreams big and makes bold moves with her—not someone who second-guesses a $10 purchase. Can they confront the past, align on a shared vision for their future, and finally start acting like teammates? This episode is brought to you by: ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Superhuman | Get a free month of lightning fast email at https://superhuman.com/ramit. Aura Frames | Use promo code RAMIT to get $35 off the best-selling Carver Mat frames at https://auraframes.com. Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit. Next Level Wardrobe | Take their free styling quiz and elevate your style at https://nextlevelwardrobe.com/ramit. Links mentioned in this episode • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.