Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
Mentioned books
9 snips
Oct 7, 2025 • 1h 38min
229. “I’m almost 50 and have nothing to show for my life”
Christine and Thad are drowning in $340,000 of debt, with conflicting money mindsets causing friction. Christine feels overwhelmed managing finances, while Thad's carefree spending exacerbates their problems. They confront their financial reality, including unreported student loans and spending habits. Childhood lessons on money shape their views, revealing deep-seated shame. Ramit pushes them to reassess their approach, emphasizing proportional expenses, urgency in increasing income, and the necessity of major lifestyle changes to avoid dire consequences.
6 snips
Sep 30, 2025 • 1h 38min
228. “I’m 30, broke, and tired of budgeting”
A couple grapples with $40,000 in debt while trying to balance their financial roles. Kristen feels trapped, meticulously tracking every expense, while Josh adopts a more carefree attitude, leading to tension. They discover that 82% of their income vanishes into fixed costs, leaving little room for fun. Insights into their contrasting childhood money lessons reveal how these experiences shape their current habits. With practical guidance, they explore ways to increase earnings and reduce unnecessary spending to reclaim their financial freedom.
65 snips
Sep 23, 2025 • 1h 20min
227. “We bought our dream house. Now we’re drowning”
Jason and Katie's dream home has turned into a financial nightmare, trapping them in a cycle of debt despite their high income. They grapple with the hidden costs of homeownership, including unexpected expenses that threaten their financial stability. Daily money talks leave them exhausted, especially with Jason's cash flow obsession clouding their judgment. Childhood lessons about money influence their spending, complicating their parenting journey. Can they break free from their repeating patterns and discover a path to financial security?
66 snips
Sep 16, 2025 • 1h 36min
226. “She’s chasing FIRE. I want to enjoy life now.”
Laura and Cameron, earning over $200,000, struggle with financial rules and differing life priorities. Laura’s childhood trauma fuels her scarcity mindset, while Cameron feels like a passive player in their finances. They grapple with the quest for balance between saving for the future and enjoying life now, including the possibility of expanding their family. Through open conversations, they aim to overcome financial anxiety and rediscover fun, shifting from strict saving to shared experiences that enrich their lives.
25 snips
Sep 9, 2025 • 1h 38min
225. “We’re losing $5k/mo. Where is it all going?”
Meet Lashan and David, a couple grappling with a sudden income drop of $5,000 a month due to early retirement. Dive into Lashan's controlling nature regarding finances as she faces the emotional weight of past hardships. Discover how David's passive approach clashes with their financial reality, making him the 'ignorant reassurer.' The duo's journey reveals the complexity of managing money, with Ramit's insights challenging them to redefine their financial roles and build a more sustainable partnership.
57 snips
Sep 2, 2025 • 1h 33min
224. “I took on debt to help my family. Now she won’t marry me.”
Rachel and Pierre's relationship is on the rocks due to Pierre's $60,000 debt from a failed business. Rachel, cautious about finances, demands a clear plan before marriage, highlighting stark differences in their debt perspectives. Emotional ties to money shape their communication challenges, with Pierre feeling obligated to support family despite the burden. As they navigate cultural expectations and past experiences that impact their financial decisions, Ramit steps in with strategies to tackle the debt and foster open dialogues for a healthier relationship.
78 snips
Aug 26, 2025 • 1h 31min
223. “We make $81k/yr in our 30s. Is that enough?”
Becca and Nikki tackle the complexities of merging their finances as they plan their wedding. Becca's meticulous tracking contrasts with Nikki's more relaxed spending approach, creating a dynamic tension. They confront high fixed costs, student debt, and the emotional baggage of childhood money lessons. Ramit challenges them to communicate better and redefine their roles in managing money. With aspirations for a fulfilling partnership, they explore strategies for financial stability and envision a shared future of wealth-building.
42 snips
Aug 19, 2025 • 1h 35min
222. “My husband is my 4th child. Will he ever help?”
Fernanda and Jorge share their struggles with financial stress, juggling three children, one with special needs, and a staggering debt of $350,000. While Fernanda manages the finances, her health declines under the burden, leaving her yearning for a cooperative partnership. Jorge's laid-back approach leads to financial avoidance, causing tensions. They confront their spending habits, emotional tolls, and ineffective communication about money. Ramit challenges them to break old patterns and create a more sustainable future together.
67 snips
Aug 12, 2025 • 1h 30min
221. “I’m almost 40 and still living paycheck to paycheck”
A couple grapples with a cycle of financial stress despite a solid income. One partner bears the weight of future planning while the other avoids responsibility, perpetuating old habits. Their hidden savings and chaotic investment decisions further complicate matters. Discussing their emotional landscape reveals how childhood experiences shape their money mindsets. Will they redefine generosity without spending excessively? Together, they explore trust, communication, and practical strategies to rebuild their relationship with finances.
55 snips
Aug 5, 2025 • 1h 36min
220. “I carry the baby, the bills, and the stress”
Monica and Michael face the storms of new parenthood and financial stress, with Monica feeling overwhelmed as she shoulders most responsibilities. Michael grapples with shame over past financial missteps, including an eviction. After a significant salary increase, he struggles to communicate effectively, leaving Monica questioning their partnership. The discussion unveils their emotional disconnect and the need for transparency as they navigate financial planning together, highlighting the importance of honest communication to rebuild trust.
