Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
Mentioned books
6 snips
Nov 18, 2025 • 1h 24min
235. "Can we pay off this debt faster?" (Part 2)
Imani and Michael continue their journey to overcome financial struggles. They confront hidden purchases and emotional avoidance, with Michael finally pledging to take ownership. A breakthrough occurs as they craft a shared vision of living abroad while reducing debt. With a detailed payoff plan and aggressive monthly payments, they've already begun to see positive results. As they face tough choices for retirement, trust is rebuilt through shared financial leadership, highlighting how aligning money goals can strengthen their relationship.
16 snips
Nov 11, 2025 • 1h 10min
234. "We have $100k+ in debt. Will we ever enjoy life?" (Part 1)
Imani and Michael face a staggering $126,000 in debt despite earning a combined $250,000. Tensions rise as Imani dreams of freedom while Michael's lax spending habits strain their marriage. They explore the pitfalls of combining finances and their differing financial mindsets—Imani being proactive and Michael more reactive. As they confront past coaching failures and hidden spending patterns, they grapple with resentment and a shared desire for change. With distinct visions for their future, the couple must navigate their financial crisis or risk losing each other.
47 snips
Nov 4, 2025 • 1h 38min
233. “I save while she spends on vacations. Is this fair?”
Samantha and Kevin struggle with their financial dynamics, sparking debates over spending and saving. Samantha feels inadequate compared to Kevin's wealth, while he grapples with resentment over her spending habits, especially on vacations. Their avoidance of money talks leads to unspoken tensions about fairness and planning. They reveal staggering vacation costs and discuss the importance of acknowledging each other's financial efforts. Ramit promotes better communication skills and outlines a plan for debt repayment and shared financial responsibilities.
61 snips
Oct 28, 2025 • 1h 39min
232. “My husband gives me an allowance. I feel like a child.”
A couple in Hawaii navigates financial tension amidst a $2 million net worth. Struggling with control and fear, the husband manages money tightly, making the wife feel infantilized. Their discussions reveal deep childhood influences on their spending habits and relationship roles. A desire for equal financial participation emerges, along with a plan for individual spending funds to alleviate permission-seeking stress. Can they transform their dynamic into a partnership where both voices are empowered? Their journey of trust-building and financial education unfolds.
32 snips
Oct 21, 2025 • 1h 35min
231. “Our $200k in crypto is gone. Now we live with his mom.”
A couple's dream of financial freedom comes crashing down after losing $200,000 in crypto. Now living with family, they grapple with conflicting priorities: one seeks adventure, while the other panics over dwindling funds. They uncover the consequences of living paycheck to paycheck, revealing how their childhood experiences shape their financial behaviors. A crucial moment arises as they reconsider their goals and start to plan instead of improvise, setting specific income targets and forging a path to stability.
39 snips
Oct 14, 2025 • 1h 44min
230. “We spend 168% of what we make. What are we missing?”
Amy and John are in a financial crisis, battling $768,181 in debt and fixed costs at an eye-watering 168% of their income. John's hidden tax debt has shattered their trust, leaving them feeling like they're on separate lifeboats. As Amy navigates launching a new business, John struggles with his shrinking income. Ramit challenges them to confront tough realities and emphasizes the need for clear financial leadership. Can they rebuild trust and find a path to financial recovery together?
42 snips
Oct 7, 2025 • 1h 38min
229. “I’m almost 50 and have nothing to show for my life”
Christine and Thad are drowning in $340,000 of debt, with conflicting money mindsets causing friction. Christine feels overwhelmed managing finances, while Thad's carefree spending exacerbates their problems. They confront their financial reality, including unreported student loans and spending habits. Childhood lessons on money shape their views, revealing deep-seated shame. Ramit pushes them to reassess their approach, emphasizing proportional expenses, urgency in increasing income, and the necessity of major lifestyle changes to avoid dire consequences.
13 snips
Sep 30, 2025 • 1h 38min
228. “I’m 30, broke, and tired of budgeting”
A couple grapples with $40,000 in debt while trying to balance their financial roles. Kristen feels trapped, meticulously tracking every expense, while Josh adopts a more carefree attitude, leading to tension. They discover that 82% of their income vanishes into fixed costs, leaving little room for fun. Insights into their contrasting childhood money lessons reveal how these experiences shape their current habits. With practical guidance, they explore ways to increase earnings and reduce unnecessary spending to reclaim their financial freedom.
67 snips
Sep 23, 2025 • 1h 20min
227. “We bought our dream house. Now we’re drowning”
Jason and Katie's dream home has turned into a financial nightmare, trapping them in a cycle of debt despite their high income. They grapple with the hidden costs of homeownership, including unexpected expenses that threaten their financial stability. Daily money talks leave them exhausted, especially with Jason's cash flow obsession clouding their judgment. Childhood lessons about money influence their spending, complicating their parenting journey. Can they break free from their repeating patterns and discover a path to financial security?
84 snips
Sep 16, 2025 • 1h 36min
226. “She’s chasing FIRE. I want to enjoy life now.”
Laura and Cameron, earning over $200,000, struggle with financial rules and differing life priorities. Laura’s childhood trauma fuels her scarcity mindset, while Cameron feels like a passive player in their finances. They grapple with the quest for balance between saving for the future and enjoying life now, including the possibility of expanding their family. Through open conversations, they aim to overcome financial anxiety and rediscover fun, shifting from strict saving to shared experiences that enrich their lives.
