Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
Mentioned books
58 snips
Aug 26, 2025 • 1h 31min
223. “We make $81k/yr in our 30s. Is that enough?”
Becca and Nikki tackle the complexities of merging their finances as they plan their wedding. Becca's meticulous tracking contrasts with Nikki's more relaxed spending approach, creating a dynamic tension. They confront high fixed costs, student debt, and the emotional baggage of childhood money lessons. Ramit challenges them to communicate better and redefine their roles in managing money. With aspirations for a fulfilling partnership, they explore strategies for financial stability and envision a shared future of wealth-building.
40 snips
Aug 19, 2025 • 1h 35min
222. “My husband is my 4th child. Will he ever help?”
Fernanda and Jorge share their struggles with financial stress, juggling three children, one with special needs, and a staggering debt of $350,000. While Fernanda manages the finances, her health declines under the burden, leaving her yearning for a cooperative partnership. Jorge's laid-back approach leads to financial avoidance, causing tensions. They confront their spending habits, emotional tolls, and ineffective communication about money. Ramit challenges them to break old patterns and create a more sustainable future together.
67 snips
Aug 12, 2025 • 1h 30min
221. “I’m almost 40 and still living paycheck to paycheck”
A couple grapples with a cycle of financial stress despite a solid income. One partner bears the weight of future planning while the other avoids responsibility, perpetuating old habits. Their hidden savings and chaotic investment decisions further complicate matters. Discussing their emotional landscape reveals how childhood experiences shape their money mindsets. Will they redefine generosity without spending excessively? Together, they explore trust, communication, and practical strategies to rebuild their relationship with finances.
55 snips
Aug 5, 2025 • 1h 36min
220. “I carry the baby, the bills, and the stress”
Monica and Michael face the storms of new parenthood and financial stress, with Monica feeling overwhelmed as she shoulders most responsibilities. Michael grapples with shame over past financial missteps, including an eviction. After a significant salary increase, he struggles to communicate effectively, leaving Monica questioning their partnership. The discussion unveils their emotional disconnect and the need for transparency as they navigate financial planning together, highlighting the importance of honest communication to rebuild trust.
32 snips
Jul 29, 2025 • 1h 21min
219. “He’s so cheap it’s killing our joy”
Angela and Brian navigate a classic couple's clash over money: she dreams of travel while he obsesses over saving for a mythical $1 million retirement. Their impressive net worth contradicts Brian's fears of scarcity. Discover how decades-old financial beliefs can drift relationships apart and mask deeper emotional needs. They explore the cost of frugality and how keeping score on sacrifices erodes connection. With guidance, they seek to align their definitions of a 'Rich Life' and enhance their bond beyond the budget.
46 snips
Jul 22, 2025 • 1h 3min
218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)
A couple grapples with rising childcare costs and communication breakdowns in their finances. As they explore their emotional dynamics, the strain of their Arizona home symbolizes broader financial challenges. Dominique's struggle with overthinking complicates their situation, while Chris's disengagement creates resentment. The conversation shifts to the pitfalls of whole life insurance and the importance of strategic financial planning. With just two months of savings, they must confront their reality and begin building a healthier financial future together.
89 snips
Jul 15, 2025 • 1h 22min
217. “Are we broke…or just bad with money? (Part 1)
Dominique and Chris confront the financial strains threatening their relationship. Dominique juggles parenting and finances while Chris struggles with money conversations, causing trust issues. The pressures of rising costs and shared debt weigh heavily, prompting thoughts of co-parenting alone. Their differing approaches to financial planning reveal emotional conflicts and the importance of communication. As they face these challenges, Ramit encourages them to take immediate action to secure their future together.
21 snips
Jul 8, 2025 • 1h 16min
216. I track every penny. He gambles. Should I marry him?
A high-earning dentist grapples with trust issues as her partner's gambling history stirs financial anxiety. They clash over saving versus spending, with childhood experiences shaping their opposing money mindsets. Transparency is strained by hidden purchases, leading to resentment and unequal power dynamics. As they confront their differences, they must navigate the emotional toll of financial secrets and insecurities. Can they bridge the gap before contemplating marriage, or is their relationship destined for a financial fallout?
44 snips
Jul 1, 2025 • 1h 33min
215. “He wants a house, I don’t want to go bankrupt.”
Athena and Arie face a financial crossroads in their new marriage, revealing deep-seated tensions about homeownership and freedom. Arie’s desire for stability clashes with Athena's fear of financial constraints, shaped by their contrasting upbringings. The couple’s separate finances and differing spending philosophies come to light, underscoring the need for open communication. They confront emotional barriers, redefine their financial futures, and ultimately seek a balance that prioritizes love while grappling with their financial reality.
35 snips
Jun 24, 2025 • 59min
214. “I’m 45 but my parents still control my money”
A couple confronts the fallout of a poorly managed trust fund, revealing $5 million at risk due to high fees and emotional avoidance. They explore how childhood beliefs shape their financial identities, grappling with shame, fear, and the need for autonomy. Ramit encourages them to imagine a future where money empowers their dreams rather than controls them. Discussions touches on the balance of independence and parental influence, as they strategize to reclaim financial agency and redefine their relationship with wealth.
