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24. “I’ve saved $0 for my upcoming unpaid maternity leave”

Money For Couples with Ramit Sethi

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You Don't Take This Seriously, You're Not a Mess

Ania: I could pay it off immediately. But i like having a little cush on my checking account, so i don't want to pay it off. This is another deflection technique. The trip to portugal was a wone off expenditure, so ania has mentally separated it from her other spending. So she's just using a mental trick to maintain the status quo. It's easy to tell ourselves that we don't overspend on something if we do it in small increments.

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