

947. News: After Dark - Klarna files to IPO, Revolut is becoming a proper bank, and the FCA says do more AI
Mar 24, 2025
Valentina Kristensen, Director of Corporate Affairs at OakNorth, brings her expertise to discuss Klarna's exciting move to file for an IPO in NYC, emphasizing their impressive turnaround with over £200 million in profit. Alexandra Rivas-Gale, VP of Product at Clearbank, shares insights on Revolut's evolution into a full-fledged bank and the challenges they face in acquiring a banking license. Nicolas Benady, CEO of Swan, highlights the FCA's push for improved AI adoption in UK banks, revealing the regulatory hurdles that are stifling innovation.
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Transcript
Episode notes
1 2 3 4 5 6 7 8
Intro
00:00 • 2min
Reflections and New Beginnings
02:01 • 3min
Klarna's Fintech Milestones and Market Dynamics
05:16 • 16min
Revolut's Evolution: Embracing Banking to Enhance Consumer Experience
21:17 • 2min
Revolut's Banking Evolution
23:47 • 10min
Disruption in Banking: The Rise of Fintech Competitors
33:50 • 2min
Navigating AI in Banking: Challenges and Opportunities
36:00 • 15min
Evolving Financial Services: AI and Personalization
51:05 • 4min