Nicolas Benady

Rory O’Neill, CMO of Checkout.com, Vivek Madlani, CEO of Multiply, and Nicolas Benady, CEO of Swan, dive into exciting fintech developments. They discuss X’s partnership with Visa for new financial services and how the Chinese AI startup DeepSeek is shaking up American markets. The panel also analyzes TravelPerk's acquisition push into fintech and Australia's new regulations for Buy Now, Pay Later services. Their insights emphasize the importance of innovation, consumer trust, and the evolving landscape of finance.

Nicolas Benady, CEO of Swan, a leading French embedded finance platform, shares insights from Money2020 Europe. He discusses the unique advantages of banking-as-a-service in Europe compared to the U.S. and the significance of being licensed as an e-money institution. Nicolas highlights how Swan effectively oversees its third-party partners and showcases diverse clients, ranging from neobanks to software companies integrating financial services. He emphasizes the importance of compliance and innovative partnerships in transforming the fintech landscape.

Valentina Kristensen, Director of Corporate Affairs at OakNorth, brings her expertise to discuss Klarna's exciting move to file for an IPO in NYC, emphasizing their impressive turnaround with over £200 million in profit. Alexandra Rivas-Gale, VP of Product at Clearbank, shares insights on Revolut's evolution into a full-fledged bank and the challenges they face in acquiring a banking license. Nicolas Benady, CEO of Swan, highlights the FCA's push for improved AI adoption in UK banks, revealing the regulatory hurdles that are stifling innovation.