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Was the 401(k) a Mistake?
The Daily
Innovative pension plan amidst changing industry landscape
A bank rejected the pension plan for fear of illegality, but Bena introduced it in his own company where it was well-received. The plan gained popularity through word of mouth and local newspapers, coinciding with a time when many corporations, specifically in declining industries like auto and steel, wanted to move away from pension obligations deemed burdensome.
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