Two biggest problems Americans have

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Clients know what to do - save, invest, and spend wisely - but they often don't. The United States faces two major issues: lack of saving for the future and overspending. It's a problem that everyone knows about but fails to address.

Dr. Charles and Dr. Brad open the show discussing how clients know what to do for the most part...but still don't do it (they even cite some interesting research related to prostitutes and health education!). They then discuss how advisors can help their client's make better decisions that are consistent with their short and long-term financial goals.