Back when I was making like 35, 40 grand a year, if an ad came across that convinced me to buy something that was $500, that was a lot of money to me. If it actually convinced me to even pick up the phone or get online to buy it, whether or not I completed the purchase, I would keep that. And I would create a three ring binder of all the things that almost or did convinced me to spend an inordinate percentage of my after tax income. That is another thing that you can start to do now. You do not need to be a professional market analyst to do this. You just need to be aware of your own behavior and what drives

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