Most individuals underestimate the potential benefits of taking risks, particularly in their careers and finances. While the fear of failure looms large, the reality is that the rewards for successful risks can be significant. When the likelihood of success is decent and the potential payoffs are substantial, it makes sense to embrace risk as a strategic avenue for growth. The potential for a positive expected value means that individuals can afford to take calculated risks multiple times throughout their lives, ultimately favoring those who step outside their comfort zones.