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Visa Follow-Up and Today’s Payments Ecosystem (with Gaurav Ahuja)
ACQ2 by Acquired
Understanding Interchange and Durbin Exemption in Banking
Different types of interchange fees exist for consumer credit, business debit, and charge cards, each representing varying risk pools. The German exempt interchange, allowing some debit cards to earn higher interchange fees, is crucial for small regional banks under 10 billion in assets. This exemption safeguards small banks that rely on debit interchange for revenue, ensuring they can continue serving their communities effectively.
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