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ACQ2 by Acquired

Visa Follow-Up and Today’s Payments Ecosystem (with Gaurav Ahuja)

Dec 3, 2023
Gaurav Ahuja, co-founder of Imprint and General Partner at Thrive Capital, dives deep into the evolving payments ecosystem. He shares insights on whether Visa should fear eroding interchange fees and examines the rising influence of real-time payments. The conversation highlights the challenges and opportunities for startups, as well as the potential for new players to disrupt the Visa and Mastercard duopoly. Ahuja also explores the critical role of co-branded credit card programs in driving customer loyalty.
01:35:25

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

  • Co-branded credit cards offer merchants a way to boost sales and customer loyalty through personalized rewards and targeted promotional campaigns.
  • The rewards ecosystem in the credit card industry has expanded, creating opportunities for innovation and customization.

Deep dives

Imprint powers co-branded credit cards for large merchants

Imprint is a company that partners with large merchants to power their co-branded credit cards. They work with major retailers such as HEB, helping them create and manage their own credit card programs. By offering co-branded credit cards, merchants can tap into a new value pool, boosting sales and customer loyalty. Imprint focuses on democratizing access to co-branded cards, providing solutions for mid-sized regional merchants who may not have had the opportunity before. They enable merchants to have more control and insight into their customer spending habits, allowing for personalized rewards and targeted promotional campaigns. Visa has shown support for startups like Imprint, recognizing their value in the market and providing direct access to VisaNet through platforms like Cloud Connect.

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