The Investopedia Express with Caleb Silver cover image

Making the Case Against the 401(k)

The Investopedia Express with Caleb Silver

NOTE

Matching Assets with Liabilities in Economic Systems

The overall economy may not fully benefit from people's savings as 401ks and IRAs fail to promote long-term capital formation. The focus on investing in index funds and companies rather than constructive money poses a challenge. The critical issue to address is aligning assets with liabilities in the economic system.

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