Celebrate Incremental Progress in Debt Repayment

Focusing excessively on debt can create a binge-restrict cycle of spending, where constant restriction leads to significant splurges. It's important to break down debt into manageable goals, celebrating small victories along the way. Instead of viewing debt repayment as a single daunting task, setting incremental targets allows for recognition of progress, enhancing the journey and motivation. Celebrating these milestones fosters a positive experience and reduces anxiety related to debt management.