Capital Club

In this episode, Thanh-Long Huynh (Long), Co-Founder and CEO of alternative data specialist QuantCube Technology, joins us to discuss how big data analytics can be leveraged to make smarter investment choices. Thanh-Long explains what constitutes "big data," including satellite imagery, ship tracking data, and more. We explore how QuantCube analyzes these massive datasets in real-time to estimate economic trends and activity. Thanh-Long shares examples of how QuantCube's data predicted China's economic slowdown and Russia's resilience to early sanctions. He discusses how investors use QuantCube's insights for trading strategies, asset allocation, and sector rotation. If you’re interested in how high-quality data tracking and analysis can help you become a more effective investor, this episode is for you.[00:00 - 06:00] - Defining Big Data and Data SourcesWhat constitutes "big data" - structured, unstructured, massive datasetsSources like satellite imagery, ship tracking, telecom dataUsing satellite data to analyze industrial production[06:01 - 11:30] - Applications for Investors and Asset ManagersProviding transparency into economic growth and trendsReal-time tracking of commodities, imports, exportsTrading strategies, asset allocation, sector rotation[11:31 - 18:00] - Assessing Government Economic DataLag in official GDP, CPI, employment dataQuantCube estimates inflation, growth in real-timePredicted Fed interest rate hikes using real-time inflation data[18:01 - 24:40] - Analyzing China, Russia, Europe EconomiesSaw China's industrial production declining since early 2023Tracked Russian oil tankers to measure sanction impactsEuropean outlook mixed - strong tourism but weak German manufacturing[24:41 - 29:00] - Tracking Supply Chains, Trade, and Water StressEvidence of supply chain shifts out of ChinaAssessing global trade flows at canals and key chokepointsUsing satellite data to analyze water levels and crop yields[29:00 - 36:23] - Emerging Technologies and Sector OutlookDeveloped tech to map corporate assets and estimate future earningsBullish on defense, tourism, healthcare sectorsBearish on manufacturing and cyclical sectorsKey Quotes:"This kind of satellite data...enables [us] to estimate the industrial production of any country where you don't have any data sets or high quality data sets." - Thanh-Long Huynh"Using satellite data is a very factual data. You can really say where this industrial production comes from, where it slows down." -Thanh-Long HuynhConnect with Thanh-Long Huynh:Website: https://www.quant-cube.com/LinkedIn: https://www.linkedin.com/company/q3-technology/Twitter: https://twitter.com/q3techno?lang=en@Q3Techno______________________________Download our FREE Strategizing for Inflation Guide here: https://www.excelsiorgp.com/download/Connect with me:https://www.linkedin.com/in/brian-c-adams/ (LinkedIn)LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Brian Adams is joined by Sarah Johal, co-founder of Parents in Tech Alliance, who highlights the harsh realities caregivers face in the workplace. From discrimination to lack of support, we learn how 75% of the workforce provides care, yet leaders fail to track this untapped talent pool losing billions annually.Sarah recounts her own painful story of demotion upon returning from maternity leave, fueling her advocacy today. A powerful exchange on how we can dismantle barriers for caregivers through education, policy change, and workforce measurement. At times uncomfortable but impossible to ignore, this episode challenges assumptions on how we value and support caregivers in America's "last place" work culture.Key Highlights:[00:00 - 05:48] - Defining and Understanding CaregiversExpansive definitions beyond just parents to anyone providing care75% of US workforce are caregivers - largest untracked segmentRise of caregiver ERGs starting in civil rights era[05:49 - 11:03] - The Business Case for Supporting CaregiversIncreased retention, engagement, belongingUS loses $35B annually from failing to support caregiversUS ranks poorly compared to other countries[11:04 - 18:58] - Best Practices in Caregiver SupportPaid family leave, flexible scheduling, manager trainingMeasuring caregiver status, gender-neutral policiesMoving beyond compliance to build culture[18:59 - 26:22] - The Challenges Caregivers Still FaceSarah's experience of bias as a new motherLeaders can be risk averse and waiting for compliance[26:23 - 32:30] - How do we move forward?Work of “Parents in Tech Alliance” on education, advocacyReasons for optimism like generational shiftsRole of public policy on childcare affordabilityQuotes: "American working families deserve better than last place." - Sarah Johal"Don’t wait to come up with an equitable parental leave policy until the first employee becomes pregnant.” - Sarah Johal"Most leaders are much more risk averse than we thought. Most of them are not being moved until it is required of them." - Sarah Johal _______________________________Connect with Sarah Johal!Website: www.parentsintechalliance.org and www.sarahjohal.comInstagram: https://www.instagram.com/johalsf/Download our FREE Strategizing for Inflation Guide here: https://www.excelsiorgp.com/download/Connect with me:https://www.linkedin.com/in/brian-c-adams/ (LinkedIn)LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON! Hosted on Acast. See acast.com/privacy for more information.

Zack Cooper, senior fellow at the American Enterprise Institute and lecturer at Princeton University, joins this episode to discuss the upcoming Camp David summit between Japan, South Korea, and the U.S. This momentous occasion is a result of leadership from South Korea's President Yoon and Japan's Prime Minister Kishida in hopes of mending ties since Japan's invasion of Manchuria a hundred years ago. Zack also delves into U.S. policy in Southeast Asia and its pivot to the Pacific. He also explores the Communist Party's reliance on economic growth to maintain control, the potential for increased tensions around Taiwan in the future, and the U.S.'s ambiguous commitments to Taiwan due to treaty changes in the 1970s. Tune into this episode for an engaging discussion about geopolitics in East Asia![00:00 - 09:14] Exploring China's Geopolitical and Military AmbitionsJapan and South Korea have never had an independent diplomatic meeting outside of a more significant summitThe U.S. and Japan have had their differences going back to World War II, but Japan and Korea never had the same forcing functionChina is playing a significant role in pushing Japan and Korea together as they trust China less than each otherThe Camp David Summit is about trying to make it more difficult for them to focus on historical issues and force them into the future[09:15 - 17:39] Split Opinions on Responding to Economic Downturn and Taiwan TensionsXi Jinping's thinking is uncertain, and both a weak, inward-looking China and an aggressive, brittle China are possibleRussia's experiment of consolidating national unity by attacking Ukraine has not worked outTaiwan is different from Ukraine, and it is unclear what the U.S. commitments are with TaiwanChinese people have delivered remarkable economic growth in the past decades, but now the growth numbers for this year are lower[17:40 - 24:42] Examining the Challenges of the U.S.-China Conflict Over TaiwanThe Biden team has three pillars of their approach: Invest, Align, and Compete with ChinaTaiwan has strategic value as it is close to U.S. treaty alliances with Japan and the PhilippinesChina trying to invade Taiwan is one of the hardest things militarily in the worldThe U.S. Navy is smaller than China's, and U.S. facilities and people in the region would be under threat if a conflict arises[24:43 - 37:22] Examining Command and Control in Southeast Asia U.S. could strike the Chinese mainland if a decision is made in Oval Office or White House Situation RoomChina hasn't been involved in a major conflict for 50 years, and technology is different nowQuote:"It is a fascinating moment in time, watching Japan and Korea finally try and move past some of their historical differences." - Zack CooperConnect with Zack!Twitter: @ZackCooperConnect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!  Hosted on Acast. See acast.com/privacy for more information.

Join us as we sit down with Kristen Nicholson, entrepreneur and owner of Nashville's first contrast therapy studio, Urban Sweat. Kristen is a healthcare professional with a background in health administration who decided to jump from being a healthcare provider to running her own business. In this episode, she discusses her journey, from leaving her corporate job to open her own business to expanding to 6 new locations across Middle Tennessee and three on the West Coast. She also explores the modalities available at Urban Sweat, such as infrared sauna, red light therapy, and cold plunge. Take advantage of this inspiring episode, where we learn about following your dreams and taking risks![00:0 - 08:47] From The Shed to Urban SweatIntroducing Kristen to the showFitness was vital for her after college as she was a pharmaceutical rep and wanted to be number one on the rankings[08:48 - 15:00] Bet on Yourself: Taking the Leap to Pursue Your Calling in HealthcareBetting on oneself and taking risks is importantHealthcare in America is complex, with many players and incentivesMental health, gun violence, and prevention are essential topics to considerTrauma can manifest in physical illness and should be addressed holisticallyImportant foundational habits like sleep, nutrition, meditation, and therapy are critical to physical fitness[15:01 - 24:07] Burning the Candle at Both EndsHow Kristen networked with the fitness community, corporate executives, and physiciansTarget market: stressed-out corporate execs, athletes, and physiciansKristen Introduced new concepts like cold plunge, sauna, and red light therapy[24:08 - 40:39] Experience the Benefits of Red Light Therapy, Sauna and Cold PlungeThe cabin sauna heats up to 150-155, while the pod sauna is 30 minutes, and red light therapy is 20 minutesBenefits of infrared sauna include cellular level heat and mental relaxationThere is something natural about the experience that helps one get back to homeostasisWelcome to the competition as there is enough for everyone[40:40 - 42:13] Closing Segment Quote:"It's nice to be in the studio, and people walk in and say, 'I've been looking forward to this all day,' or 'This really is the best part of my whole day.'" - Kristen Nicholson"It's how you eat. It's how you move. It's how you act with others. It's how you drive. It's everything." - Kristen NicholsonConnect with Kristen!Website: www.urbansweat.com     Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!  Hosted on Acast. See acast.com/privacy for more information.

From unlocking the anti-aging secrets of CrossFit to navigating the maze of modern healthcare, Ben Moore—doctor, coach, and entrepreneur—dives deep into the strategies for achieving optimal health and longevity. He discusses the impact of performance-based training on physical therapy, how it has shifted focus toward health and wellness, and popular recovery methods such as cold plunge and sauna. He emphasizes understanding one's recovery limitations when it comes to aging as an athlete. Discover the impact of performance-based training, the magic of mastering the mundane, and the pivotal role of preventive measures in today's fast-paced world. Tune in as Moore's journey takes us through the essentials of staying healthy and thriving![00:00 - 08:16] Ben Moore's Journey from Trainer to Physical Therapist and EntrepreneurBen shares how he first connected with CrossFit when he was coming in as a new trainer and programming the workoutsCrossFit has become a young man's game due to the volume of training and amount of time spent in the gymBen believes that, done well, CrossFit can be an anti-aging drug[08:17 - 15:44] The Evolution of Physical Therapy and the Pursuit of a Long, Healthy LifeThe shift in fitness and training culture from bodybuilding to performance-based modelsIntroduction of healthy lifestyle choices such as cold plunge and saunaHow Ben experienced the medical system with high patient volume, low reimbursements, and limited equipment[15:45 - 20:43] Navigating the Healthcare System and Preventing InjuryThe healthcare system is incentivized to provide pharmacological solutions for the sick rather than rehabilitative careThe healthcare system doesn't incentivize teaching people how to eat well, exercise, and move enough throughout the dayThe shotgun approach to recovery and downregulation from the day's activitiesRecognizing patterns in clients predicts flare-ups or injuries[20:44 - 33:46] Strategies for Injury Prevention and Pain ReductionThe four pillars of injury prevention: sleep, nutrition, hydration and stress management, movementSleep hygiene is essential - aim for 7 hours of sleep minimumNutrition should be high quality and enough to cover movementStress management is vital for avoiding injury and painMovement should be regular and include steps throughout the dayExercise should be 45-60 minutes four times a week[33:47 - 37:04] Closing SegmentConnect with Ben through the links below!Quotes:"CrossFit in and of itself is kind of an anti-aging drug. I think staying strong and fit through the lifespan helps stave off most of the effects of aging that we see." - Ben Moore"If we don't have a way to mitigate stress, we're more likely to experience injury." - Ben Moore"It's the boring stuff. And mastering the mundane, but building out those systems and routines. I mean, that's the secret." - Ben MooreConnect with Ben!Website: www.evoperformancetherapy.com Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!    Hosted on Acast. See acast.com/privacy for more information.

In this bonus episode, dive into the tricky world of capital raising for real estate investments! Brian Adams shares another conversation on the Commercial Real Estate Investor podcast where he, Tyler Cauble, and Logan Freeman discuss their experiences and strategies in this complex process. They discuss the importance of solid relationships with investors, creating a simple yet attractive deal narrative, and understanding economic conditions. They provide practical advice such as understanding the ideal customer profile, networking with potential investors, giving insight and content, building an investor acquisition system, using AI-based campaigns and emails, and reading industry news. Tune in for an insightful discussion on capital raising for real estate investments![00:00 - 15:50] How to Pitch Your Deal and Find Investors for Real Estate InvestmentsHaving relationships with potential investors is vital before attempting to raise capitalCapital raises can be stressful, and there will always be objections and excuses from potential investorsIt is essential to understand the Federal Reserve and macroeconomic concepts such as supply[15:50 - 28:01] Analyzing Yourself and Positioning Your DealStarting with friends and family may not be the best strategy for a capital raiseStart with the "why" behind the deal before discussing the "what" and "how"Vying for attention is vital to get capital and explain the dealMultiple communication mediums can be used to grab attentionDirect outreach is necessary and effective, such as calling and leaving voicemails[28:02 - 43:33] Investor Acquisition System: The Key to Raising Capital for Future ProjectsIt is essential to identify who your ideal customer profile is and what problems they faceUse social media and build an email distribution list to reach potential investorsUse the Investor Acquisition System to start with reputation, visibility, and leadershipBuild investor journey through educational content, lead generation, and call to action[43:34 - 58:18] Simplifying the Complexity of Deal StructuresDon Miller's quote, "If you confuse, you lose," is applicable to dealing with structuresMarketing materials should be accessible to a fifth-graderFour return metrics to understand: IRR, cash on cash, equity multiple, and preferred returnFramework to use when communicating returns: why, how, whatQuotes:"Unless you are going to market consistently, you'll never get better and learn. And we've always improved our process and systems when it's been like the most grueling capital races. Because that's really when you figure out what works and doesn't work." - Brian Adams"We're all vying for attention and live in the attention world now. And unfortunately and fortunately, we can send text messages. We have emails. We have phone calls. We can send video messages. We have all of these different modes." - Logan FreemanListen to the Commercial Real Estate Investor podcast with Tyler Cauble!Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!  Hosted on Acast. See acast.com/privacy for more information.

The same beliefs that fuel success can later become our roadblocks. Join us as we explore the concept of Integrative Coaching with Julie Wald, a psychotherapist, life and wellness coach, and leader in the wellness industry. Julie is devoted to helping ultra-high performers and individuals facing physical and mental health issues with her integrative approach, combining the best clinical backgrounds with practices such as meditation, movement, inner child work, emotions, and more. She'll discuss how this can be used to reeducate clients about wellness and self-work to address underlying belief systems that impede success and well-being. Tune in to learn more from Julie about her work![00:00 - 06:39] Pioneering the Wellness Movement in Business and Financial Services CommunitiesIntroducing Julie to the showJulie started her career as a clinical social worker in New York City, working with disenfranchised peopleShe developed a side hustle of working with high-performing leaders in various industries.[06:40 - 14:38] Understanding the Belief Systems That Drive Feelings and BehaviorWellness used to be only for those on a spiritual path or "weird" peopleWith the rise of technology and 24/7 plugged-in culture, wellness became a necessityBelief systems often stem from childhood experiences and can drive behavior[14:39 - 20:17] Shining the Light of Awareness and Building a New Operating SystemPeople often achieve success through limiting belief systems that become a liability when they reach a certain point in their careerTo help people break through these barriers, it is vital to build awareness of underlying belief systems and do healing work on the pain associated with themReparenting work is necessary to nurture younger parts of ourselves that created the old operating system out of fear or wanting to be good enough[20:18 - 24:19] How to Rewire Your Mind and Change Your LifeIntegrative coaching is a combination of psychological work and operationalizing behavior, thinking, and habitsThoughts can be controlled, and intentional thinking patterns can be created to serve usOur thoughts drive our feelings, which drive our behaviorRewiring reward systems can fundamentally change life experience[25:20 - 28:44] Closing SegmentQuotes:"We bring in all those concepts, all those ideas, all those tools and resources, and ultimately just meet people where they are and pull out the right resources and tools along the journey." - Julie Wald"Often, people find that they have trouble with either operationalizing the deeper work or figuring out how to do things differently, but the deeper belief systems keep sneaking up on them and like pulling them back into old patterns." - Julie WaldConnect with Julie!Website: www.heyitsgolden.com Instagram: https://www.instagram.com/juliedwald/?hl=en Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!  Hosted on Acast. See acast.com/privacy for more information.

Unravel the future of warfare as Samuel Bendett dives deep into Russia's cutting-edge military technology showcased at the recent expos.Samuel Bendett discusses the Russian military's use of robotics, UAVs, artificial intelligence, and other weapons at the Army 2022 & 2023 expos. Sam provides insight into the global implications of these technologies on modern warfare, including how smaller countries can now defend themselves more effectively with commercial drone technology. He also discusses the increasing reliance on counter-UAS rifles and other offensive and defensive tactics to disrupt drone operations and communications with operators. Finally, he explores how AI is being used for data analysis and decision-making in this conflict, as well as the potential of long-range and mid-range combat UAVs and ISR aircraft. This episode will be an informative and thought-provoking conversation about the changing landscape of modern warfare.[00:00 - 09:01] Exploring Russia's Military Industrial Complex1.9 million people from 85 countries attended the 2022 military expo, as it showcased over 20,000 military weapons and systemsFPV drones were presented this year, which are cheaper than commercial quadcopters but can cause a lot of damage[09:02 - 24:40] Exploring the Intersection of Commercial and Military Technology in the War in UkraineBoth sides of the conflict in Ukraine are using commercial drones for intelligence, surveillance, reconnaissance, and target trackingMilitary-designed UAVs are used for longer-range missions than commercial dronesCommercial technologies are taking center stage in this war, especially at the tactical levelIt is now difficult to avoid being seen by adversaries due to the use of commercial technologies[24:41 - 30:28] US Leads the Way in UAV and Military Robotics DevelopmentRussia and Ukraine invest in large-scale, portable electronic warfare systems to jam signals and safeguard against attacks.The US is a global leader in UAVs, but the Ukrainian conflict is different due to countermeasures[30:29 - 39:21] Closing SegmentDue to the conflict, schedules for acquiring military systems have been condensedAI is used for data analysis and decision-making in UkraineQuotes:"The war in Ukraine is kind of shaping our perceptions of what kind of UAVs are becoming necessary, and are becoming a must-have for global militaries, and what kind of UAVs other militaries should really concentrate on." - Samuel Bendett"The United States is the leading power in the development and fielding of military UAVs and different types of robotics as well. Other countries look to the United States as a leader in the field." - Samuel BendettConnect with Sam!LinkedIn: https://www.linkedin.com/in/samuel-bendett-06996018/ Twitter: https://twitter.com/sambendett Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!    Hosted on Acast. See acast.com/privacy for more information.

How can you transition from a career-ending injury to being a beacon of holistic health and wellness?Brian welcomes Michelle Norris, a former D1 athlete forced to end her career due to a back injury. After overcoming the physical and emotional trauma of this experience, she credits her holistic strength and conditioning coach for helping her heal without surgery or bed rest. Michelle shares her story of transitioning from being an athlete into a new career and tips on fostering relationships outside of sports. She also advises creating a healthier lifestyle by focusing on exercise, nutrition, and whole natural foods. Listen in to learn about the power of our lifestyle choices, how to find a community to get support during tough transitions, and how to prevent costly hospital visits in the future.[00:00 - 06:54] A Journey of Healing and TransformationIntroducing Michelle to the showAfter a career-ending back injury, she found health and healing through exercise, nutrition, and healthy lifestyle changes[06:55 - 17:48] Finding Identity and Purpose Beyond the FieldCrossFit can be a way to build community and foster relationshipsMichelle's advice for her 18-year-old self: Think of yourself first, not just as an athleteIdentify yourself with internal values, not external things you can't control[17:49 - 28:20] Finding Passion in Corporate WellnessCorporate wellness is about understanding the needs of employees and building a program around themThe importance of staying up to date with the latest research and listening to podcastsThere is no such thing as a free lunch - you have to invest in mental and physical wellness[28:21 - 36:25] High-Level Wellness and Nutrition Advice for Busy ProfessionalsHigh-level advice to stay out of the hospital: eat, move your body, and drink wineExercise: 30 minutes 3 times a weekNutrition: Eat whole natural foods, watch added sugar intake, limit liquid sugar intakeTrack your food diary to understand what you're consuming vs. what you think you are[36:26 - 40:01] Closing SegmentConnect with Michelle through the links belowFinal wordsQuote:"There's always a way to perfect whatever you're doing at the moment. That drive to want to conquer that next thing, that's what I found in CrossFit." - Michelle NorrisConnect with Michelle!Website: www.sweatnet.com Email: michelle@sweatnet.com Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!    Hosted on Acast. See acast.com/privacy for more information.

Do you know how family businesses can thrive across generations? Join us in our episode with Richard Ryffel, professor of finance practice at Washington University in St. Louis. With 35 years of experience in financial services on Wall Street and regional firms and an MBA in finance, Richard has seen it all. He is currently teaching several finance courses as part of the Koch Center for Family Enterprise to help families better understand how to manage their businesses. Richard discusses the importance of diversification in family-owned businesses, how liquidity events should be handled, and the value of having a trusted advisor. He also explores the idea that wealth should be concentrated and diversified to stay wealthy, different generations' attitudes towards risk-taking, and the potential for failure as a learning experience. Tune into this riveting episode![00:00 - 08:04] 35 Years of Financial Services ExperienceRich's brief background and careerThe Koch Center for Family Enterprise was set up to drive research into the practice of running family businessesThere is a proliferation of private companies and more entrepreneurial spirit than ever before[08:05 - 13:58] Investing for Wealth PreservationSt. Louis has a robust history of companies that have survived for multiple generationsThe risks of not diversifying and how to do so without selling the business[13:59 - 22:35] Maximizing Value for Your Company Step back and think about culture and how important it is to maintain itConsider family involvement and whether you wish to continue to be involved in the businessHave a group of people around you with different lived experiences for inputConsider if there is a distinct competence or moat when expanding into adjacent businesses[22:36 - 30:52] Exploring Risk Taking and Risk Mitigation for Family BusinessesThe mindset of the younger generation is different from the baby boomer generation when it comes to family businessesYounger people are more willing to take risks but should be careful when investing in something that might failFailure can be a learning experience, but educated risks should be takenThe Center educates students on modern techniques and governance issues that may not have been considered before[30:53 - 37:23] Closing SegmentQuotes:"Careers always look organized in the rear view mirror. They look perfectly ordered. But when you're going through it, not so much." - Richard Ryffel"You get rich through concentration. You stay rich through diversification." - Richard Ryffel"Money in and of itself is nothing. Money is a tool to achieve something; your wants and needs." - Richard RyffelConnect with Richard!Email: ryffel@wustl.edu Olin Business School: https://olin.wustl.edu LinkedIn: https://www.linkedin.com/in/richardryffel Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the Next Episode COMING SOON!  Hosted on Acast. See acast.com/privacy for more information.