The Loan Officer Podcast

Dustin Owen
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Jul 5, 2022 • 28min

Episode 242: 2-1 Buydowns

Imaging being able to lock in your interest rate today for the next 30 years. However, in year one - your rate will be 2% lower. In year two, your rate will be 1% percent lower and by year three it adjusts upwards to the original rate when you purchased your home. A 2-1 buydown is great tool to use to help ease a homebuyer into today’s housing market. It’s also a great incentive for a seller to offer a buyer as a reason to buyer their house. There’s nothing new about a 2-1 buydown, what’s new is it’s  usefulness in todays market. Homebuyers, realtors, LOs and home sellers will all benefit from this episode. www.TLOPonline.com
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Jul 1, 2022 • 1h 6min

Episode 241: Career Advice From A Successful Insurance Agent

Have you ever thought about a career as an insurance agent? If you haven’t, you should. If you have, then this episode is a must listen. D.O. interviews Brett Young with Erb and Young. Not only has Brett bootstrapped a successful insurance agency, but he’s also one of the best business leaders in the space. Tune in to hear more about becoming an insurance agent, how much money you can earn, the barrier to entry for a career in property and casualty insurance - as well as many life lessons and leadership advice along the way. www.TLOPonline.com
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Jun 28, 2022 • 38min

Episode 240: Mid Year Review

In this episode, D.O. and JC discuss: FGMC Layoffs Black Friday Shopping Buying a home in today’s market Opportunities for LOs Advantages for Homebuyers Opportunities for Growth Not Dating the Rate and Not Marrying the Home www.TLOPonline.com
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Jun 24, 2022 • 52min

Episode 239: Technology and the Mortgage Industry

D.O. sits down with Alex Kutsishin - Founder and CEO of Sales Boomerang to discuss life, business advice and how the mortgage industry needs to be embracing technology along with what technology should be implemented first.   Recorded from the Annual Florida Mortgage Bankers Association Conference, you will not want to miss out on listening to Alex and Dustin as they feed off of each other's high energy.  Official TLOP Website
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Jun 21, 2022 • 34min

Episode 238: Social Media

Full disclosure, when it comes to social media, we have a love-hate relationship. Social for reputation management is a necessity. Social media for lead generation is a slippery slope that many will want to avoid. Confused as to why we mean, tune in. www.TLOPonline.com
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Jun 17, 2022 • 41min

Episode 237: Protect Your Left Flank

In battle - as in life and in business - having a plan in place insures success. We all have our strengths, weaknesses, soft spots, Achilles heels, and our flank. Protecting your flank is very much fortifying your weak spots. Tune in and learn more about your flank and why it’s important to keep it protected. www.TLOPonline.com
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Jun 14, 2022 • 32min

Episode 236: Mortgage Layoffs

It’s been estimated that the mortgage industry will purge 1/3 of the workforce in 2022. If you were recently laid off, don’t freak out. This is your opportunity to learn and grow from the experience. www.TLOPonline.com
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Jun 10, 2022 • 41min

Episode 235: Basis Points, Inflation and Economic Indicators, Explained.

Have you every wondered, “What’s a basis point?” or “How do economic factors impact mortgage interest rates?” Inflation is a hot topic in today’s environment. Do you know what inflation is or how it impacts home loans? There’re various indicators forecasters use to predict the future of the American economy. Tune in to learn. www.TLOPonline.com
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Jun 7, 2022 • 44min

Episode 234: Life As A Call Center MLO

Kyle Johnson used to make over 300+ outbound calls to speak to 25 home loan applicants. Within his first six months he was funding over 20 loans per month working for one of the largest lenders in America. Becoming a call center loan officer aka consumer direct - is a solid place for a newly listened mortgage professional to start their career and can also be a solid opportunity for a lifelong career. Tune in to hear about Kyle’s experiences as being a consumer direct loan officer.   www.TLOPonline.com
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Jun 3, 2022 • 41min

Episode 233: What To Do When You Identity Is Stolen

In the state of Florida, a consumer is twice a likely to get their identity stolen than be in a car accident. We can only guess about the other states. ID theft if the fastest growing crime in America. There are measures you can take to prevent it, but there are also steps you need to take when you recognize you’re a victim. www.TLOPonline.com

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