The Loan Officer Podcast

Dustin Owen
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Oct 10, 2023 • 33min

Episode 374: Prepare for the Hard Landing

8% mortgage interest rates and the Fed refusing to step in to assist the mortgage market will lead to major economic blowback - that will bleed outside of the mortgage industry. China is having their own economic issues with a potential real estate crisis in their country - which will be felt throughout the developed world. The employment data we are receiving must be corrupted, as if anyone were to observe from within their own community, they can tell you no one is ‘killing it’ and good career opportunities aren’t abundant. 👉 www.TLOPonline.com 👈 #TheLoanOfficerPodcast #TLOP #HardLanding
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Oct 6, 2023 • 39min

Episode 373: What It Means To Work ’On’ Your Business vs ’In’ Your Business

Thanks to a fan request - D.O. explains his understanding of what it means to work on your business vs in your business. Ultimately, those entrepreneurs who achieve the highest levels of success do so because at a minimum, they work on their business. Those who are most likely to fail at sales or running their own company are those who dedicate their time to working in their business.  👉 www.TLOPonline.com 👈 #TheLoanOfficerPodcast #TLOP #BusinessStrategy
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Oct 3, 2023 • 31min

Episode 372: This Will Be The Last Buyer’s Market

👉 www.TLOPonline.com 👈 The housing market has been on a bull run since 2016. For over 7 years, home sellers have had the advantage. This has lead to homebuyer frustrations and bidding wars. This next 6 months will mark the best time for homebuyers to flip the script and take advantage of sellers who have to sell their properties. We expect the housing market to be a buyers market for the next 6 months. However, this buyers market will be short lived and once it ends we expect to see another 3+ year bull run of a sellers market. If homebuyers want to negotiate deals they must act now. #TheLoanOfficerPodcast #TLOP #HousingMarket
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Sep 29, 2023 • 48min

Episode 371: How To Make Money By Moving

In this light but serious, funny but factual episode, D.O lists 9 areas throughout the US that are offering financial incentives for people to become residents. Tune in and you’ll learn, laugh, be amazed and for some will pick up an extra $10k - 15k.
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Sep 26, 2023 • 46min

Episode 370: A Lesson In Mortgage Rates and The Bond Market

He’s no Barry Habib and no Dan Rawitch. However, D.O. does his best to fulfill a fan request and bore JC. How are mortgage rates determined? What is their correlation to the 10-year treasury? What’s the difference between price and rate? How often to rates change? Tune in to hear to these questions and so much more. Homebuyers will be blown away at the complexity, Realtors will their heads spinning and MLOs will be geeking out. www.TLOPonline.com for more DOPE ASS CONTENT BIHH! #TheLoanOfficerPodcast #TLOP #MortgageRates
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Sep 22, 2023 • 28min

Episode 369: Mortgage Refinances Are Up, Should We Be Alarmed?

Mortgage refinances still make up 1/3rd of all mortgage applications - even though home loan rates have increased in the past 18 months. According to CNBC, refinance applications for new mortgages also recently increased. In this episode - D.O. discusses why this happening and how it could be beneficial for LOs, homeowners and the real estate industry. www.TLOPonline.com for MORE CONTENT!
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Sep 19, 2023 • 53min

Episode 368: Live From NAMMBA: DO & JC Take MLO Questions

D.O. and JC spent two days at the NAMMBA Connect Conference - where they heard from industry experts and networked with mortgage and real estate professionals. This episode was recorded in front of a live studio audience - as D.O. shares insight from the conference and answers questions from the audience. www.TLOPonline.com for MORE CONTENT!
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Sep 15, 2023 • 29min

Episode 367: Why Realtors Are Being Sued

Currently, there are three different class action lawsuits that could upend the way that sellers sell houses and buyers buy homes. Could this be a good thing for homebuyers - or could this make the home buying more expense and less attainable? Only time will tell. Why’re these happening? Your guess is as good as ours - but we think it has something to do with money. www.TLOPonline.com for MORE CONTENT!
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Sep 12, 2023 • 32min

Episode 366: Should You Purchase Leads?

The short answer is, “it depends”. Tune in and hear DO explain why for some mortgage sales professionals - it’s an absolute waste of money to purchase leads - and why for others - it’s a totally acceptable way to diversify how they run their business. www.TLOPonline.com for MORE CONTENT! #TheLoanOfficerPodcast #TLOP #Leads
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Sep 8, 2023 • 34min

Episode 365: How To Create More Housing Inventory

Housing Inventory is at an all-time low. Unfortunately, there’s not much help on the way. If homebuyers, real estate agents and mortgage loan originators want to create more housing inventory, they can. They will do this by either renovating homes in disrepair or contracting local home builders to build the buyer’s home of their dreams. Both of these executions require special financing. That financing is a construction loan or renovation loan. In this episode, D.O. interviews top-producing branch manager Eric Putt who is a subject mater expert when it comes to construction lending. www.TLOPonline.com for MORE FREE TRAINING! 

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