The Loan Officer Podcast

Dustin Owen
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Jun 11, 2024 • 47min

The Importance of Mentors and Networking in the Mortgage Industry | Ep. 444

D.O. and Shayla Gifford dive deep into the art of networking and personal growth within the real estate and mortgage industries. Shayla, a former bank loan officer turned successful entrepreneur, shares her inspiring journey of overcoming the stresses of individual transactions to building a thriving, value-based business. She reveals the transformative power of hosting events, learning to delegate, and shifting the focus from self-doubt to genuine care for others.
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Jun 7, 2024 • 40min

Building a Billion-Dollar Business: Shant Banosian's Roadmap to Success | Ep. 443

D.O. sits down with Shant Banosian, the number one mortgage loan originator in the United States, during the Mastermind Summit in Las Vegas. Shant shares his incredible journey from a property manager to achieving over $110 million in mortgage funding, highlighting the importance of perseverance, hard work, and community involvement, especially during the challenging 2008 financial crisis. We'll dive into Shant’s strategies for client engagement, his impressive success in both refinances and purchases, and the unique methods he uses to provide value to his clients. Shant also sheds light on the significance of financial literacy, particularly for the younger generation, and his plans to focus on this in the next phase of his career.
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Jun 3, 2024 • 35min

This CFPB Ruling Changes EVERYTHING! | Ep. 442

The recent 7-2 Supreme Court ruling in favor of the Consumer Financial Protection Bureau (CFPB) will change the industry forever. D.O. delves into the implications of this decision for lenders, banks, and consumers - exploring the areas the CFPB is likely to focus on, such as mortgage servicing, credit reports, and loan officer compensation. 🌊 With the decision backing the CFPB, the path is cleared for more proactive oversight of financial institutions. Stay tuned as we break down this ruling, the buzz from the industry's latest secondary conference, and what it all means for loan officers and consumers alike.
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May 31, 2024 • 36min

Keys to Long-Term Success in Business and Life | Ep. 441

D.O. breaks down the importance of stacking wins, embracing challenges, and maintaining a consistent and persistent approach to achieve success. He also shares personal stories and insights on how adopting the right mindset can lead to remarkable growth in both personal and professional life. 👏
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May 28, 2024 • 28min

The Future of Mortgage Lending | Ep. 440

D.O. dives into the evolution of the 80-20 rule, shedding light on the importance of balancing proven strategies with innovative ideas in the mortgage industry. 🔥 From discussing the impact of technology and content creation to emphasizing the value of personal branding and online networking, gain invaluable insights for loan originators looking to thrive in today's competitive market. 🧠
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May 24, 2024 • 28min

Time Management Tips for Loan Officers | Ep. 439

D.O. discusses the critical role of time management in a loan originator's success and shares insights on prioritizing tasks, outsourcing lower-value activities, and knowing when to hire an assistant to help you close more loans and increase your income. One key takeaway is to avoid taking on difficult loans that consume too much of your time and may not even close. Instead, focus on a mix of easy and challenging loans, and position yourself as an advisor who helps clients find the right home loan for their situation.
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May 21, 2024 • 39min

Climate Change Could Destroy the Mortgage Industry | Ep. 438

Climate change poses the biggest threat to affordable housing and the mortgage industry. Catastrophic events like wildfires, floods, and hurricanes are becoming more frequent, potentially making certain areas uninsurable or too costly to insure. 💸 This could lead to stricter lending requirements and higher costs for homebuyers in affected areas, ultimately impacting housing affordability. ☔️ Tune in as D.O. discusses the need for industry professionals to be aware of and prepared for the effects of climate change on the housing market. 🛣️
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May 17, 2024 • 36min

Pros and Cons of Marketing Service Agreements (MSAs) | Ep. 437

D.O. dives deep into the world of Marketing Service Agreements (MSAs) in the mortgage industry. He explains what MSAs are, why lenders and real estate brokerages enter into these agreements, and shares his experiences and insights on how to make them successful. ✋ He also discusses the compliance aspects, the importance of audits, and the potential impact on relationships with real estate agents outside the MSA.
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May 14, 2024 • 25min

Common Questions From Loan Officers | Ep. 436

D.O. answers listener questions about various topics related to the mortgage industry, including thoughts on when mortgage rates might come down, concerns about the future of the industry, and potential new loan products on the horizon.
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May 10, 2024 • 29min

Evolve or Die 💀 | Ep. 435

D.O. sits down with mortgage industry veteran Arjun Dhingra to discuss the importance of evolving in the face of disruption. Arjun shares his insights on why loan officers and real estate agents must adapt to changing consumer behaviors, focus on providing indispensable value, and maintain a resilient mindset. 🧘‍♀️ SUBSCRIBE for more content like this! WHERE WE'LL BE NEXT: www.TLOPonline.com COACHING AND CAREER HELP: www.TLOPonline.com  

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