

Fintech Leaders
Miguel Armaza
Learn from today’s global leaders building the organizations that will dominate the 21st century in fintech, business, and beyond.
Episodes
Mentioned books

Jan 17, 2023 • 29min
Aron Schwarzkopf, CEO of Kushki - Ecuador's First Unicorn, Hidden Benefits of a Digital Economy, & Why We Should Get Rid of Cash
Send us a textMiguel Armaza heads down to sunny Miami for the Fintech Nexus LatAm Conference, to sit down with Aron Schwarzkopf, CEO & Co-Founder of Kushki, one of the largest digital payments companies in Latin America that’s helping businesses across the region digitize their payments under a single integration.Founded in 2017, Kushki now operates across most of Spanish-speaking Latin America, was last valued at $1.5 billion, and has raised almost $200 million in equity capital from Kaszek, Softbank, Clocktower, DILA, and more.We discuss:Societal benefits of a digitized economy, and how digital payments can reduce corruption and increase the velocity of a marketWorking with financial regulators across the region and why he sees evidence that regulators understand the benefits of fintech and is optimistic for the future of the industryGrowing Kushki from zero to 1,000 people and some of the biggest lessons learned along the wayWhat it means to be the first Ecuadorian unicorn and why he hopes to inspire more entrepreneurs to follow his path… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 50,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Jan 10, 2023 • 38min
Latif Peracha, General Partner at M13 - The Future of Money, Investing Frameworks, & Lessons From Working With Richard Branson
Send us a textMiguel Armaza sits down with Latif Peracha, General Partner at M13, a venture capital firm with over $900M of Assets Under Management, focused on enabling technologies that power the future of consumer behavior. Latif is in charge of the investing strategy for M13 and leads the Web3 and fintech verticals, with investments in companies like Rho, Lightning Labs, Solana, Nori, Delphia and many more.He was previously a Managing Director at Virgin Group where he led investing in the Americas and worked directly with Richard Branson.We discuss:Investing in the future of money and how companies at the intersection of financial services and web3 are modernizing established markets, while building industries of the futureHow M13 analyzes the long-term potential of a business and looks for visionary leaders in industries with significant tailwinds when making investment decisionsM13 remains bullish on crypto, but it’s gonna take courage for investors to continue backing companies in the category through uncertainty and volatilityWhat Latif learned working with Richard Branson and whether every entrepreneur should aspire to be like Richard… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 50,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Jan 3, 2023 • 20min
Secrets to Managing Your Board of Directors - From Board Members of Nubank, Acorns, dLocal, Justworks, Upgrade, XP, Alibaba, & More Global Titans
Send us a textIn this episode, Miguel Armaza brings you a curated selection from the best lessons, reflections, and secrets on how to build and manage an amazing board of directors. Whether you’re a CEO managing a board, an investor who sits on several, an independent board director, or you just want to learn, we hope you find it helpful.Over the last of last 12 months, one of the common themes across many episodes, has been to learn about the best practices of corporate board management. Several of our guests have sat or currently sit on the board of some of the most incredible firms in the world and they had a lot to say about it.In this episode, you will hear from:Martin Escobari, Co-President of General AtlanticRenaud Laplanche, Co-Founder & CEO of UpgradePaulo Passoni, Investor & former Head of Softbank Latin America Jackie Reses, CEO of Lead Bank and former Head of Square Financial ServicesMatt Harris, Partner at Bain Capital VenturesDave Nangle, CEO of VEFCollectively, they sit or have sat on the boards of Nubank, Alibaba, Lending Club, dLocal, XP, Upgrade, Incode, VTEX, Affirm, Quinto Andar, Billtrust, Justworks, Creditas, Finix, Acorns, Konfio, and many more.They discuss three main topics:Importance of Diversity in The Board RoomMost of the Work is Done Outside the Board MeetingBuild Your Board Early and Make Sure It Feels Like Any Other Great Team at the CompanyWant more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 49,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

9 snips
Dec 20, 2022 • 30min
Steve McLaughlin, Founder of FT Partners – 2023 Predictions, Making Sense of the Global Fintech Market, & Valuable Founder Advice
Steve McLaughlin, Founder of FT Partners, discusses the current fintech market, predictions for 2023, and the future of the industry. They explore trends, M&A activity, and the importance of partnerships. Successful entrepreneur traits are highlighted, including resilience and dedication.

Dec 13, 2022 • 30min
Medha Agarwal, Partner at Redpoint Ventures – Doubling Down on Fintech Investing, Modernizing the CFO Tech Stack, & The Power of Content Creation
Send us a textMy guest today is Medha Agarwal, Partner at Redpoint Ventures, a VC with a strong track record in fintech, including portfolio companies like Stripe, Nubank, Ramp, and many more.In addition, Medha is not only a thoughtful fintech investor, but she’s also a content creator consistently putting out great original content through her newsletter, Make Cents, or Redpoint’s website.In this episode, we discuss:The CFO tech stack. How fintech companies are helping the office of the CFO with modern tools and whether a true ‘self-driving’ corporate wallet is possible.Bundling and Unbundling. The last decade has been about unbundling bank services, but we’ve started to see a shift in the opposite direction – what does this mean for the industry?What the crypto winter means for Web3 founders and why Redpoint will continue to invest in the category.Redpoint’s original content strategy, how they became the most popular VC on TikTok (shout out Rashad Assir)… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 48,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Dec 6, 2022 • 29min
Ginger Baker from Plaid & Amit Parikh from Green Dot – Tech That Will Shape Fintech’s Future & The Evolution of Consumer Data Security
Send us a textMiguel Armaza sits down live at Money2020 Las Vegas, with Amit Parikh, EVP of BaaS at Green Dot, and Ginger Baker, Head of Financial Access at Plaid.They discuss:The evolution of consumer data tech in fintechImportance of providing transparency to customers around privacy and data-sharing practicesKey technologies that will be absolutely critical to support the growth of fintech into 2023 and beyondHow fintech companies can actually help consumers navigate challenging economic times with expanded access to information and novel financial servicesThe future of partnerships between fintechs, incumbent banks, and big tech… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 48,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Nov 29, 2022 • 27min
Ben Gleason, Kamino Co-Founder – Raising Capital in a Frozen Market, Tough Founder Lessons, & The Incredible Impact of Fintech in Brazil
Send us a textMiguel Armaza interviews Ben Gleason, Co-Founder of Kamino, a financial hub that powers the operations and growth of Brazilian startups and scale-ups with integrated finance products, services and software. Kamino is backed by Inspired Capital, GFC, Picus, Flourish, QED, and Gilgamesh Ventures among others. We discuss:The remarkable positive impact that FinTech in Brazil has had in terms of financial inclusion and customer service, and why there's still a massive opportunity in the regionBen started building his first startup, GuiaBolso, back in 2012. The Brazilian ecosystem was nascent, and he encountered some crazy challenges, including a lawsuit that reached the Supreme Court. How did they persevere?The inspiration for Kamino and how they're helping entrepreneurs hit the ground running and start building much faster than ever beforeAdvice for entrepreneurs navigating a down marketWhy he is so passionate to help female and underrepresented founders... and a lot more.Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 48,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Nov 22, 2022 • 41min
Katlego Maphai, Yoco CEO/Co-Founder – Building a South African Digital Giant, Empowering Small Businesses, & Founder Lessons to Overcome Adversity
Send us a textMiguel Armaza interviews Katlego Maphai, CEO & Co-Founder of Yoco, a South African payments company that processes billions of dollars annually, and serves hundreds of thousands of small businesses every day. Founded in 2013, the company has raised $100+ million from great investors, including Quona, Dragoneer, Partech, HOF Capital, and many more.In this episode, we discuss:The evolution of fintech in South Africa Overcoming massive challenges since 2013Drawing inspiration from companies like Square, but adapting your product to the local marketYoco’s unique relationship with their customersEmpowering hundreds of thousands of SMBs and helping most of them digitize for the very first timeAdvice for international investors backing African startups Lessons for company foundersBuilding company culture… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 48,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Nov 15, 2022 • 28min
Patricia Kemp, Oak HC/FT Co-Founder & Managing Partner – The Future of Fintech, Crypto Regulation, & Why 2023 Could Bring a Wave of Fintech M&A
Send us a textMiguel Armaza sits down with Patricia Kemp, Co-Founder & Managing Partner at Oak HC/FT, a VC firm investing in companies driving transformation in healthcare and fintech around the world. Founded in 2014, the firm has over $5 billion in AUM and has back fintech companies like Blend, Ocrolus, ClearCo, Rapyd, Pagaya, Aplazo and many more.In this episode, we discuss:Spotting and identifying fintech trendsHow to think about the future of the industryState of crypto and why Tricia believes stronger regulatory frameworks would be beneficial and help foster innovation in the crypto industryBuy vs Build. 2023 might bring a big wave of Fintech M&A activity for three important reasons.Building a team of investors – when bringing on new talent, Oak looks at three core requirements.Importance of over-communicating… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 47,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Nov 8, 2022 • 44min
Matt Harris, Partner at Bain Capital Ventures – Lessons From Three Decades of Fintech Investing, What Defines Great Founders, & Embedded Finance’s Massive Potential
Send us a textMiguel Armaza sits down with Matt Harris, Partner at Bain Capital Ventures and one of the Fintech OG legends who started his investing career back in 1995 and has been working with fintech entrepreneurs throughout several cycles. Some of his investments include GoCardless, Orum, Finix, Acorns, and many more.In this episode, Miguel stops by the Bain Capital Ventures office in New York City, where they discuss:Investing through economic cycles. Matt was a fintech VC during the Dot-com bubble - what did he learn once the bubble burst and what should young VCs keep in mind today?B2B vs B2C Fintech. Matt overwhelmingly prefers backing B2B companies with little to no credit risk. Why is that?The Future of fintech and why Bain is excited about the potential of embedded financeWhat makes a great investor, how founders should think about their board, why NYC is the capital of fintech… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 47,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp