Jacqueline Dewey (CEO, Smart Money People, British Bank Awards) sits down with Lloyd to talk about how her company is helping to build trust and transparency in financial services. Run by Smart Money People, but fully voted for by customers, the British Bank Awards have been named by many as 'the Oscars of the banking world”.After entering the industry with Prudential, Julie developed her expertise in banking and finance leading at such companies as Egg, and later Barclays, or Noodle - now Credit Karma. In August 2020, she joined Smart Money People, which is UK's #1 review and insight platform for financial services.In this episode, Lloyd and Jacqueline discuss the ways Smart Money People delivers industry leading customer insight through the power of consumer reviews and how the British Bank Awards has already been voted for by 90,000 consumers to unearth UK’s best financial companies. Later they delve into Jacqueline’s view on the fintech landscape, the power of fintech influencers, online events, and Jacqueline’s growth mindset!Follow Mana Search on TwitterFollow Mana Search on LinkedInMentioned in the episode: https://techcrunch.com/2021/03/04/hopin-confirms-400m-raise-at-5-65b-valuation/ Episode Highlights:06:29: How Smart Money People and the British Bank Awards shape the UK’s fintech landscape13:45: Customer focus at the heart of fintech15:57: The power of fintech influencers20:19: Would BBA go online27:44: Jacqueline’s Mana

Dave Birch is an internationally-recognised thought leader in digital identity and digital money. He joins Stefan Ciecierski from Mana Search for a far-reaching conversation that covers the future of money, the coming era of digital currency, digital identity, shared ledgers and blockchain.Dave is an ideal guest to comment on it all. He is named one of WIRED magazine’s global top 15 favourite sources of news from the world of business and finance and was ranked the no.1 influencer in European emerging payments by Total Payments magazine. Listed in the top ten Twitter accounts followed by innovators, along with Bill Gates and Richard Branson (PR Daily); he is also ranked in the top three most influential people in London’s FinTech community (City A.M.), and voted one of the European “Power 50” people in digital financial services (FinTech Awards).To kick off the episode, Dave walks Stefan through his latest book The Currency Cold War. From there, the conversation dives into the ways Dave affects financial regulation and digital currencies, the idea behind the synthetic hegemonic currency, and digital identity.Follow Mana Search on TwitterFollow Mana Search on LinkedInDave's new book: The Currency Cold War Episode Highlights:02:19: The currency Cold War12:20: The cryptocurrency boom17:00: Bitcoin versus the tulip bubble20:53: On Digital currencies25:47: On Digital identity38:53: Digital diligence and financial transparency41:12: Shared ledgers versus blockchain

Finimize is building the world's largest and most engaged finance community, with over one million subscribers across their app. Max Rofagha, its co-founder and CEO sits down with Stefan Ciecierski to outline how they help casual investors become smarter investors through bitesize content and engaged community.In this chat, Max tells us why neo-brokers democratising access to the stock market has opened a major opportunity to empower retail investors with new forms of information, and how Finimize is helping retail investors make informed investment decisions. Plus, he lays out how he attracts talent from top tier investment banks to work at Finimize full-time, and why it’s important that Finimize content is written by ex-Goldman Sachs or Fidelity analysts.Follow Mana Search on TwitterFollow Mana Search on LinkedInEpisode Highlights02:15: Empowering retail investors to make informed investment decisions11:00: Max’s journey as an entrepreneur14:30: The power of snowball effect and serendipity leading to Passion Capital’s investment18:55: Lessons from being a founder21:40: Why company culture and priorities matter?27:45: Creating premium content from ex-Goldman Sachs or Fidelity analysts42:13: New opportunities on the market43:58: Max’s Mana

Michael Brown (Senior Market Analyst, Caxton FX) joins Lloyd for a special Post-Easter episode tackling the latest economic developments in the UK.Since joining Caxton FX in 2016, Michael has shown an impressive knack for predicting developments in the foreign exchange markets. In this episode, he shares the economic outlook after Brexit and vaccination programmes and tells us how the equity market will change in 2021. Plus, Michael warns us about zombie businesses, the potential buyer’s remorse on the housing market and the dangers of late stimulus packages.Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights:05:29: Brexit so far09:04: Currency market outlook12:00: How will we travel this year?17:45: Future of office working21:11: Michael’s big advice for this year23:30: Equity Market: Stay-at-home stocks versus Reopening stocks28:00: Is your pension investing in Bitcoin?29:20: UK house prices and potential buyer's remorse32:55: Zombie businesses and unemployment

Sammy Rubin (Founder and CEO of YuLife) sits down with Lloyd to talk about how his company brings together life insurance, wellbeing & rewards in one simple app.After entering the industry with his Computer Science degree from Imperial College London, he co-founded Policy Portfolio with his father from their family’s dining room table and became the youngest Director of a publicly listed company on the London Stock Exchange. He was later a founding CEO of PruProtect, the first life insurance company in the UK to reward healthy behaviour, which later became Vitality Life. Following his personal experience and passion, he is now a Founder and CEO of YuLife - the world’s first lifestyle insurance company, with personal wellbeing at its core.In this episode, Lloyd and Sammy discuss the ways YuLife transforms traditional life insurance and employee benefits into life-enhancing experiences - including mental wellbeing, financial wellbeing and social wellbeing with a healthy dose of gamification. Later they delve into Sammy’s entrepreneurial experience in the life insurance industry since the age of 21, sharing his life changing personal experience that has transformed his values and life ever since. Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights:02:00: Intersecting life insurance & tech & wellbeing11:37: Mental, financial and social wellbeing24:45: A paradigm shift in employee protection and wellbeing28:42: The starts of Sammy’s entrepreneurial journey36:00: YuLife as a purpose-driven company, Serendipity and Gratitude43:15: Looking forward in life post-COVID

The future of money is here as Dawn Capital General Partner Josh Bell sits down with Lloyd to discuss how he finds tomorrow’s behemoths, leading the fund’s Fintech investments.Josh graduated Oxford University in Mathematics, was subsequently a Research Fellow at Harvard University in Economics and Game Theory before his MPhil in Statistics at Cambridge University.After starting his career with strategic consultancy McKinsey, Josh moved into the venture capital sphere with Dawn Capital, which offers B2B Series A/ Series B companies’ funding. In this in-depth conversation, Josh tells us what he looks for when investing in a company, his investment in iZettle that led to a 2.2 Billion deal with PayPal, and why headhunting will become a bespoke, very tailored solution, which requires human knowledge and understanding.Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights2:59 Dawn Capital’s thesis11:30 Who does Dawn Capital invest in?19:40 The future of headhunting26:10 How management consulting equips future leaders30:45 Reflections on the formation of a VC fund44:00 Where are the next Fintech hubs?

James Herbert is the founder and CEOof Hastee - an award-winning earnings on demand technology, offered as a workplace benefit that enables workers to take a portion of their earned pay, on demand, increasing choice and financial flexibility. According to Hastee’s 2020 Workplace Wellbeing Study, nearly half (41%) of workers are now relying on at least one new loan, credit card or overdraft in order to make ends meet, with over a quarter (27%) are needing to sacrifice essential purchases due to a lack of available money. This week, Searching for Mana dives deep into financial wellbeing, as James sits down with Lloyd to talk about the ethical alternative to taking on debt from sources of credit and is designed to stop the cycle of accumulating interest fees facing those borrowing money month to month.On the podcast, James tells Lloyd about his entrepreneurial journey from setting up a T-shirt printing business, through founding Brightsparks, a staffing business that has employed over 20,000 people from his dorm room, to raising $270 million with Hastee on a mission to allow workers to immediately access up to 50 percent of their earned pay at any point during a month.Follow Mana Search on TwitterFollow Mana Search on LinkedInCheck out Hastee’s 2020 Workplace Wellbeing Study Episode Highlights03:20: The Workplace Wellbeing Study06:45: Payment cycles and it’s impact on our productivity13:19: Biggest challenges for James so far16:12: The power of financial flexibility and discipline23:20: The journey of an entrepreneur29:23: James’s mission and mana

Betsy Cohen is the Chairman of FinTech Masala, a sponsor of numerous Special Purpose Acquisition Companies (SPACs) also known as blank-check companies - one of the hottest trends on Wall Street. Collectively these SPAC investment vehicles have raised more than $1.5 billion. After serving as Law Clerk to the Honorable John Biggs, Chief Judge of the U.S. Court of Appeals for the Third Circuit, she became the second female law professor on the East Coast (after Ruth Bader Ginsburg), teaching Antitrust Law and Government Regulation of Business at Rutgers University Law School. Using that knowledge capital, before age 30 Betsy had founded a shipping business in Hong Kong, a leasing company in Brazil, and a joint venture with a bank in Spain, and co-founded a Philadelphia law firm that specialised in representing financial institutions and industry clients in complex real estate and financial matters. In March 2021, FTAC Hera Acquisition Corp. (NASDAQ: HERAU), where she is a chairman announced pricing of its upsized IPO for gross proceeds to the company of $800,000,000.In this special episode for #internationalwomensday2021, Lloyd and Betsy discuss the ways SPAC can help companies to raise money. Later they delve into Betsy’s illustrious career in finance, leadership experience, outlining the importance of priorities, family life, and the mana of a great leader.Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights:02:59: Explaining one of Wall Street’s hottest trend - SPAC12:23: What is the next big thing in finance and tech14:40: Betsy’s career in reflection20:39: Couples that work25:34: How to be a good leader?

Why 90% of all startups fail? This week, Harvard Professor Tom Eisenmann joins Mimi Nguyen to discuss his new book - The Fail-Safe Startup.Focusing his research and his MBA class at Harvard University on the mistakes and missteps of entrepreneurs, for the first time, he reveals his findings, and - most importantly - how you can avoid them.During their conversation, Tom tells Mimi about the potential failing patterns of early - and late-stage startups, debunking common Silicon Valley / Elon Musk / Rupert Murdoch’s mythologies. Plus, they delve into the changes over the last two decades in the MBA programme at Harvard Business School and discuss the future of innovation leaders training.Follow Mana Search on TwitterFollow Mana Search on LinkedInBuy Tom’s book, The Fail-Safe Startup Episode Highlights:02:09: The concept of “betting the company” and Rupert Murdoch’s empires05:08: What spurred Tom to study entrepreneurship failures?10:29: The failure patterns in early-stage startups21:00: Why the right resources are key and why we need to hire for attitude?24:00: The failure patterns in late-stage startups23:37: Ethics and MBAs46:15: Combining MBA, engineering and design 

Ben Pollard, co-founder and CEO at Cushon, sits down with Lloyd to talk about how his company became the world’s first net zero pension fintech.After entering the industry as an actuarial consultant, Ben leads now a UK-based fintech company offering workplace ISAs with 87,000 customers and £300m of assets under management. The company is on a mission to bring innovation to workplace savings, launching a pension that is net zero from today.In this episode, Lloyd and Ben discuss the motivations behind his journey to revolutionise the investment sector, the importance to consider climate emergency now, not later, and how climate-aware funds work. Later they delve into Ben’s journey as an entrepreneur juggling family life with leading a rocket-ship.Follow Mana Search on Twitter: https://twitter.com/manasearchukFollow Mana Search on LinkedIn: https://www.linkedin.com/company/mana-talent/Episodes Highlights:03:58: Launching a world’s first net zero pension06:09: How current retirement funds contribute to global warming through carbon emissions11:38: Capital markets benign a potential agent of change17:25: How do climate-aware funds work20:08: Ben’s journey as an entrepreneur26:51: Family life of an entrepreneur38:45: Cushon’s vision