

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jul 14, 2023 • 10min
2376: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo
Len Penzo talks about the risks of bad financial prioritiesEpisode 2376: How Misplaced Financial Priorities Lead to Lame Excuses by Len PenzoLen Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few. His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life.The original post is located here: https://lenpenzo.com/blog/id1591-how-misplaced-priorities-lead-to-lame-financial-excuses-2.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 13, 2023 • 11min
2375: Who is Eligible For an FHA Loan? by Andrew of Dollar After Dollar
Andrew of Dollar After Dollar tells us who is eligible for an FHA loanEpisode 2375: Who is Eligible For an FHA Loan? by Andrew of Dollar After DollarAndrew is the founder of Dollar After Dollar, a website dedicated to helping readers improve their finances through better personal finance decisions and entrepreneurship. He also founded and hosts the podcast entitled The Personal Finance PodcastThe original post is located here: https://www.dollarafterdollar.com/who-is-eligible-for-an-fha-loan/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 12, 2023 • 10min
2374: How To Teach A Curious Friend About Financial Independence by A Purple Life
A Purple Life helps you teach your friends about financial independenceEpisode 2374: How To Teach A Curious Friend About Financial Independence by A Purple LifeA Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues their journey to and through early retirementThe original post is located here: https://apurplelife.com/2019/04/16/how-to-teach-a-curious-friend-about-financial-independence/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 11, 2023 • 12min
2373: How to Retire in Under Ten Years by Christina Browning of Our Rich Journey
Christina Browning of Our Rich Journey talks about how to retire in under 10 yearsEpisode 2373: How to Retire in Under Ten Years by Christina Browning of Our Rich JourneyAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/how-to-retire-in-under-ten-years Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 10, 2023 • 11min
2372: Honey, I Forgot to Deduct the Mortgage Interest! by Laura Adams With Good Financial Cents
Laura Adams with Jeff Rose talks about deducting your mortgage interestEpisode 2372: Honey, I Forgot to Deduct the Mortgage Interest! by Laura Adams With Good Financial CentsJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/deduct-the-mortgage-interest-claiming-tax-deduction/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 9, 2023 • 9min
2371: Don't Escape. Get Inspired by Steve Kamb on How To Find Inspiration & Improve Every Day
Steve Kamb of Nerd Fitness encourages you to get inspiredEpisode 2371: Don't Escape. Get Inspired by Steve Kamb on How To Find Inspiration & Improve Every DaySteve Kamb started exercising back in high school without really knowing what he was doing. Through high school and college, he made every training mistake known to man and got zero results. It wasn’t until he graduated college and learned the right way to train that he started to see positive changes.He's a nerd, but likes fitness… so why not combine the two and turn life into one giant video game?And thus, in the fall of 2009, NerdFitness.com was born!The original post is located here: https://www.nerdfitness.com/blog/dont-escape-get-inspired/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 9, 2023 • 9min
2370: Life Without Cable - Start Saving More Money Today by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents talks about how to save more money by living a life without cable.Episode 2370: Life Without Cable - Start Saving More Money Today by Michelle Schroeder-Gardner of Making Sense of CentsMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/04/how-to-cut-cable-cutting-cable.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 8, 2023 • 10min
2369: 5 Ways to Reduce Your Debt Payments by James Lambridis on Strategies For Debt Relief
James Lambridis of DebtMD shares 5 ways to reduce your debt paymentsEpisode 2369: 5 Ways to Reduce Your Debt Payments by James Lambridis on Strategies For Debt ReliefWith the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox BusinessThe original content is located here: https://debtmd.com Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 7, 2023 • 11min
2368: We Should Have Rented Instead of Buying by Amanda Kruse on Considerations Before Buying a Home
Amanda Kruse of Women Who Money regrets buying instead of rentingEpisode 2368: We Should Have Rented Instead of Buying by Amanda Kruse on Considerations Before Buying a HomeThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/we-should-have-rented-instead-of-buying/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 6, 2023 • 11min
2367: [Part 2] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Saving For Your Kids
Jeremy Jacobson of Go Curry Cracker talks about multi-generational tax minimization. This is part 2 of 2.Episode 2367: [Part 2] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Saving For Your KidsWinnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images.Jeremy Jacobson is from the United States and is the Go Curry Cracker blog writer. His love of learning and adventure make permanent travel the ideal lifestyle.The original post is located here: https://www.gocurrycracker.com/multi-generational-tax-minimization/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices