

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jul 23, 2023 • 10min
2386: The Paradox of Money by Mr. 1500 for Budgets Are Sexy on Money and Priorities
Mr. 1500 of Budgets Are Sexy talks about the paradox of money.Episode 2386: The Paradox of Money by Mr. 1500 for Budgets Are Sexy on Money and PrioritiesJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/paradox-of-money/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 22, 2023 • 10min
2385: Frugality in Practice: Do-it-Yourself Home Maintenance by JD Roth of Get Rich Slowly
J.D. Roth of Get Rich Slowly talks about how to save money via DIY home maintenanceEpisode 2385: Frugality in Practice: Do-it-Yourself Home Maintenance by JD Roth of Get Rich SlowlyJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/frugality-in-practice-do-it-yourself-home-maintenance/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 21, 2023 • 14min
2384: The True Cost of a Speeding Ticket by Ramit Sethi of I Will Teach You to Be Rich
Ramit Sethi discusses the true cost of a speeding ticketEpisode 2384: The True Cost of a Speeding Ticket by Ramit Sethi of I Will Teach You to Be RichRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/cost-of-speeding-ticket/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 20, 2023 • 10min
2383: 4 Steps to Mastering the Cash Envelope System by Amanda Brownlow on Budgeting and Tracking Spending
Amanda Brownlow of Hello Brownlow shares 4 steps to mastering the cash envelope systemEpisode 2383: 4 Steps to Mastering the Cash Envelope System by Amanda Brownlow on Budgeting and Tracking SpendingAmanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country. When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does. The original post is located here: https://hellobrownlow.com/2018/02/20/4-steps-to-mastering-the-cash-envelope-system/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 19, 2023 • 11min
2382: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI Money
ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 2 of 2.Episode 2382: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI MoneyESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/how-the-game-of-life-teaches-personal-finance/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 18, 2023 • 10min
2381: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI Money
ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 1 of 2.Episode 2381: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI MoneyESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/how-the-game-of-life-teaches-personal-finance/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 17, 2023 • 13min
2380: The Red Queen of Investing by Nick Maggiulli of Of Dollars and Data on Realities of Investing
Nick Maggiulli talks about the realities of investingEpisode 2380: MONDAY MASTERY - The Red Queen of Investing by Nick Maggiulli of Of Dollars and Data on Realities of InvestingThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases-How to find good information and ignore bad information-How to organize and manage your finances-The best ways to increase your long-term wealthAnd much, much more.Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog.The original post is located here: https://ofdollarsanddata.com/the-red-queen-of-investing/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 16, 2023 • 10min
2379: A Couple's Guide to Complaining by John Beaty with the Gottman Institute on Conflict Resolution in Relationships
John Beaty with The Gottman Institute instructs couples on how to properly complain.Episode 2379: A Couple's Guide to Complaining by John Beaty with the Gottman Institute on Conflict Resolution in RelationshipsThe Gottman Institute understands that the human family is in crisis, and that all individuals are capable of and deserve compassion. It is their mission to reach out to families in order to help create and maintain greater love and health in relationships. They are committed to an ongoing program of research that increases the understanding of relationships and adds to the development of interventions that have been carefully evaluated. It is their goal to make their services accessible to the broadest reach of people across race, religion, class, culture, sexual orientation, and ethnicity.Want to improve your marriage in 60 seconds or less? Over 40 years of research with thousands of couples has proven a simple fact: small things often can create big changes over time. Got a minute? Sign up for The Gottman Institute's Marriage Minute at http://OLDPodcast.com/marriageThe original post is located here: https://www.gottman.com/blog/a-couples-guide-to-complaining/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 16, 2023 • 11min
2378: Is Your Relationship with Money Broken By The Finance Twins on Being Rich versus Being Wealthy
The Finance Twins wonder if your relationship with money is broken.Episode 2378: Is Your Relationship with Money Broken By The Finance Twins on Being Rich versus Being WealthyCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here:https://thefinancetwins.com/our-relationship-with-money-is-broken/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 15, 2023 • 12min
2377: Building a Diversified Bond Portfolio by Robert Farrington of The College Investor
Robert Farrington of The College Investor talks about building a diversified bond portfolioEpisode 2377: Building a Diversified Bond Portfolio by Robert Farrington of The College InvestorRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/1208/building-a-diversified-bond-portfolio/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices