

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Aug 7, 2023 • 12min
2404: Six Percent is the New Four Percent by Paula Pant of Afford Anything on Safe Withdrawal Rate
Paula Pant of Afford Anything explains why six percent is the new four percent.Episode 2404: Six Percent is the New Four Percent by Paula Pant of Afford Anything on Safe Withdrawal RatePaula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here: https://affordanything.com/six-percent-is-the-new-four-percent/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 6, 2023 • 11min
2403: Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on How to Stay Calm and Ready
Ingrid Y. Helander tells us how to understand and prepare for the dangers you perceive.Episode 2403: Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on How to Stay Calm and ReadyIngrid began her career in Marriage and Family Therapy after she had her three children. After her youngest son was diagnosed with a chronic illness, she decided that she wanted to train to work alongside people as they work through life’s difficulties. She has a Master’s Degree in Marriage and Family Therapy from Central Connecticut State University. Ingrid specializes in Internal Family Systems and and Intimacy from the Inside Out Couples Therapy.The original post is located here: https://ingridyhelanderlmft.com/effectively-respond-to-danger-by-calming-your-daily-worries/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 6, 2023 • 10min
2402: Why Selling Things is a Waste of Your Time by Rose Lounsbury on Time and Money
Rose Lounsbury tells us why selling things is a waste of our time.Episode 2402: Why Selling Things is a Waste of Your Time by Rose Lounsbury on Time and MoneyRose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff that gets in the way. Rose started her own simplicity journey in 2012, after getting fed up with spending all of her free time dealing with my stuff. As she slowly let go of everything that didn’t matter to her, she discovered some amazing things: free time, peace of mind, & clarity. Rose became a simplicity coach to help others do the same thing.The original post is located here: https://roselounsbury.com/selling-things-waste-time/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 5, 2023 • 12min
2401: 8 Unusual Things to Hold in Your IRA by Jeff Rose of Good Financial Cents on Little Known IRA Facts
Jeff Rose talks about 8 unusual things to hold in your IRAEpisode 2401: 8 Unusual Things to Hold in Your IRA by Jeff Rose of Good Financial Cents on Little-Known IRA FactsJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/unusual-things-hold-in-ira/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 4, 2023 • 10min
2400: Why Paying For A Storage Unit Is A Waste of Money by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents talks about why a storage unit is a waste of moneyEpisode 2400: Why Paying For A Storage Unit Is A Waste of Money by Michelle Schroeder-Gardner of Making Sense of CentsMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2016/11/paying-storage-unit-cost-waste-money.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 3, 2023 • 12min
2399: The Three Most Common Ways To Achieve FIRE by Christina Browning of Our Rich Journey on Retirement Strategie
Christina Browning of Our Rich Journey talks about the three most common ways to achieve FIREEpisode 2399: The Three Most Common Ways To Achieve FIRE by Christina Browning of Our Rich Journey on Retirement StrategiesAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/the-three-most-common-ways-to-achieve-fire Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 2, 2023 • 9min
2398: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income
Dustin Heiner helps you use your vacation time to your advantage.Episode 2398: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive IncomeDustin is the founder of Master Passive Income, Real Estate Wealth Builders Conference (REWBCON) and Successfully Unemployed. He is a real estate investor who was able to make enough passive income from his business to quit his job when he was 37 years old. With his podcast, Youtube channel, books, courses, and coaching, he now helps other people quit their job by investing in real estate rental properties to live their dream life.The original post is located here: https://masterpassiveincome.com/cash-out-vacation-time-accrual Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 1, 2023 • 11min
2397: How Much Car Can You Afford? by Chris of Keep Thrifty on Car Payments and Choosing the Right Car
Chris of Keep Thrifty asks how much car you can affordEpisode 2397: How Much Car Can You Afford? by Chris of Keep Thrifty on Car Payments and Choosing the Right CarChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/2016/05/08/how-much-car-can-you-afford.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2023 • 12min
2396: When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? by the Editorial Team of New Retirement
The Editorial Team of NewRetirement talks about when the best time is to get a reverse mortgageEpisode 2396: When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? by the Editorial Team of New RetirementNewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time.The original post is located here: https://www.newretirement.com/retirement/best-time-to-get-reverse-mortgage/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 30, 2023 • 10min
2395: Matter Over Mind: On Using Your Body to Increase Your Well-Being by Cylon George of SpiritualLivingForBusyPeople
Cylon George talks about how we can use our bodies to increase our overall wellbeing.Episode 2395: Matter Over Mind: On Using Your Body to Increase Your Well-Being by Cylon George of SpiritualLivingForBusyPeopleCylon George is a spiritual chaplain, musician, devoted husband, and busy dad of six. He loves listening to people’s stories and helping them gain perspective on life’s opportunities and challenges. The mission of his blog is to help busy people thrive in their spiritual lives so they can live with more joy, peace, purpose, and meaning.The original post is located here: https://www.spirituallivingforbusypeople.com/matter-over-mindVisit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices