Optimal Finance Daily - Financial Independence and Money Advice

Kumiko of The Budget Mom shares 5 critical questions you need to ask yourself before creating a budgetEpisode 1853: 5 Critical Questions You Need to Ask Yourself Before Creating a Budget by Kumiko of The Budget MomKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/5-critical-questions-you-need-to-ask-yourself-before-creating-a-budget/  Visit Me Online at OLDPodcast.com Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad talks about crafting a better life than your parentsEpisode 1852: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Good Financial DecisionsCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/craft-better-life-than-your-parents/ Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats. Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Taylor of PT Money talks about creating and signing a residential lease agreementEpisode 1851: Finally Rented: Creating and Signing a Residential Lease Agreement by Philip Taylor of PT MoneyPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/signing-residential-lease-agreement/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 2 of 2.Episode 1850: [Part 2] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire YetDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/how-to-model-the-retirement-income-gap/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 1 of 2.Episode 1849: [Part 1] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire YetDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/how-to-model-the-retirement-income-gap/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Vitaliy Katsenelson of Contrarian Edge shares the values of value investing.Episode 1848: The Values of Value Investing by Vitaliy Katsenelson of Contrarian Edge on Smart InvestmentsVitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages.The original post is located here: https://contrarianedge.com/values-value-investing/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Wanderer of Millennial Revolution tells you how to get money out of your 401K before age 59 1/2Episode 1847: How To Get Your Money Out Of Your 401K Before 59 1/2 by Wanderer of Millennial RevolutionWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong with Get Rich Slowly talks about how saving money cost her moneyEpisode 1846: How Saving Money Cost Me Money by Kristin Wong with Get Rich Slowly on Not Saving Too Much MoneyJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/how-saving-money-cost-me-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Egg Stack shares 5 tips for buying a home in a competitive marketEpisode 1845: 5 Tips For Buying a Home in a Competitive Market by Mike Ballew of Egg Stack on Real Estate StrategiesMike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.The original post is located here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining talks about the value of investing in things that produce other thingsEpisode 1844: Why Investing in Things Producing Things Produces Financial Freedom by Chris Reining on Smart InvestmentsChris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/things-producing-things/  Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices