Optimal Finance Daily - Financial Independence and Money Advice

Darrow Kirkpatrick of Can I Retire Yet provides 6 crucial questions to answer before you retire. This is part 1 of 2.Episode 1863: [Part 1] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire YetDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/the-6-crucial-questions-to-answer-before-you-retire/  Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC.·        The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Please note that results may vary with use of the tool over time.·        The paid ad host experiences and testimonials within the Podcast may not be representative of the experiences of other customers and are not to be considered guarantees of future performance or success. The opinions provided within the ad belong to the host alone.   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Hanna True of Mapped Out Money shares 4 simple hacks to keep you and your spouse on budgetEpisode 1862: 4 Simple Hacks To Keep You and Your Spouse On Budget by Hanna True of Mapped Out Money on Family FinancesNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/simple-budgeting-spouse/ Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC.·        The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Please note that results may vary with use of the tool over time.·        The paid ad host experiences and testimonials within the Podcast may not be representative of the experiences of other customers and are not to be considered guarantees of future performance or success. The opinions provided within the ad belong to the host alone.   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy provides 8 reflection questions about your money and your spouseEpisode 1861: 8 Questions About Your Money and Your Spouse by J. Money of Budgets Are SexyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/questions-about-your-money-spouse/  Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC.·        The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Please note that results may vary with use of the tool over time.·        The paid ad host experiences and testimonials within the Podcast may not be representative of the experiences of other customers and are not to be considered guarantees of future performance or success. The opinions provided within the ad belong to the host alone.   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Finer talks about the real cost of buying somethingEpisode 1860: What is the Real Cost of Buying Something by Mr. Finer on Non-Monetary Considerations of SpendingMr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey.The original post is located here: https://mrfiner.com/what-is-the-real-cost-of-buying-something/  Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC.·        The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Please note that results may vary with use of the tool over time.·        The paid ad host experiences and testimonials within the Podcast may not be representative of the experiences of other customers and are not to be considered guarantees of future performance or success. The opinions provided within the ad belong to the host alone.   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Lee Huffman of Bald Thoughts discusses 7 times in which you shouldn't use a card with the highest rewardsEpisode 1859: 7 Times You Shouldn’t Use a Card With the Highest Rewards by Lee Huffman of Bald ThoughtsBaldThoughts.com is a travel blog showing readers how they can take fantastic vacations using very little of their own money.How does that work?They use miles, points, mistake fares, and an assortment of tips and tricks to travel the world for pennies compared to what others would normally pay.The original post is located here: https://baldthoughts.boardingarea.com/smartest-way-to-use-a-credit-card/  Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC.·        The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Please note that results may vary with use of the tool over time.·        The paid ad host experiences and testimonials within the Podcast may not be representative of the experiences of other customers and are not to be considered guarantees of future performance or success. The opinions provided within the ad belong to the host alone.   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill of Marriage Kids And Money gives you 5 steps for budgeting your way to financial freedomEpisode 1858: Budget Your Way to Financial Freedom in 5 Steps by Andy Hill of Marriage, Kids and MoneyAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/budget-your-way-to-financial-freedom-in-5-steps-2  Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of Simple Money Pro tells you what you can do during the year to make doing your taxes easierEpisode 1857: Do These Things Now to Make Your Taxes Easier Next Year by Dawn Starks of Simple Money ProDawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.The original post is located here: https://simplemoneypro.com/blog/things-now-make-taxes-easier-next-year/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jackie Beck tells you how to escape the minimum payment trapEpisode 1856: The Minimum Payment Trap: Escape it to Change Your Money Story by Jackie Beck on Paying Off DebtJackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.The original post is located here: https://www.jackiebeck.com/the-minimum-payment-trap/  Visit Me Online at OLDPodcast.com Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares his thoughts the college conundrum.Episode 1855: The College Conundrum by JL Collins on Should I Go To College & How to Pay for CollegeMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:https://jlcollinsnh.com/2012/05/23/the-college-conundrum/ Visit Me Online at OLDPodcast.com Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes shares the solution to the student loan crisisEpisode 1854: The Solution to The Student Loan Crisis by Jen Hayes on How to Overcome Student DebtA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/solution-student-loan-crisis/  Visit Me Online at OLDPodcast.com Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices