

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Aug 29, 2022 • 10min
2012: Stop Depriving Yourself and Get What You Really Want by Chris
Chris of Keep Thrifty tells you to stop depriving yourself and get what you really wantEpisode 2012: Stop Depriving Yourself and Get What You Really Want by ChrisChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/stop-depriving-yourself/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 28, 2022 • 9min
2011: Time Crunch Workouts by Nia Shanks
Nia Shanks shares time crunch workouts.Episode 2011: Time Crunch Workouts by Nia ShanksNia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life.Nia also hosts The Nia Shanks Show–the podcast dedicated to helping you reach your health and fitness goals and become the most awesome version of yourself.The original post is located here: https://www.niashanks.com/time-crunch-workouts/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 28, 2022 • 12min
2010: [Part 2] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys
Steven Keys of Trip of a Lifestyle shares 4 ways to outperform index funds. This is part 2 of 2.Episode 2010: [Part 2] Beating the Market: 4 Ways to Outperform Index Funds by Steven KeysSince graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.The original post is located here: https://www.tripofalifestyle.com/money/beating-the-market/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 27, 2022 • 12min
2009: [Part 1] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys
Steven Keys of Trip of a Lifestyle shares 4 ways to outperform index funds. This is part 1 of 2.Episode 2009: [Part 1] Beating the Market: 4 Ways to Outperform Index Funds by Steven KeysSince graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.The original post is located here: https://www.tripofalifestyle.com/money/beating-the-market/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 26, 2022 • 12min
2008: Does Owning a Vacation Home Make Sense? by Darrow Kirkpatrick
Darrow Kirkpatrick of Can I Retire Yet shares if owning a vacation home makes sense.Episode 2008: Does Owning a Vacation Home Make Sense? by Darrow KirkpatrickDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/does-owning-a-vacation-home-make-sense/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 25, 2022 • 10min
2007: The Quickstart Guide to Seller Financing Real Estate by Kalen Bruce
Kalen Bruce of Money Mini Blog shares the quickstart guide to seller financing real estateEpisode 2007: The Quickstart Guide to Seller Financing Real Estate by Kalen BruceKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: https://moneyminiblog.com/make-money/seller-financing-real-estate/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 24, 2022 • 12min
2006: Four Ways to Fight Inflation by Sean Mullaney
Sean Mullaney of FI Tax Guy shares four ways to fight inflationEpisode 2006: Four Ways to Fight Inflation by Sean MullaneySean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning.Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/2022/06/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 23, 2022 • 10min
2005: How to Plan Ahead Now For Pet Emergencies by Jackie Beck
Jackie Beck helps you plan ahead for pet emergenciesEpisode 2005: How to Plan Ahead Now For Pet Emergencies by Jackie BeckJackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.The original post is located here: https://www.jackiebeck.com/pets-and-debt-dont-mix/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 22, 2022 • 12min
2004: How to Refinance Your Student Loans If You Didn’t Graduate College by Hannah Rounds
Hannah Rounds of The College Investor tells you how to refinance your student loans if you didn't graduate collegeEpisode 2004: How to Refinance Your Student Loans If You Didn’t Graduate College by Hannah RoundsRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/32781/refinance-student-loans-didnt-graduate/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 21, 2022 • 9min
2003: Beginner Minimalist? This is a Good Place to Start by Courtney Carver
Courtney Carver of Be More With Less shares a good place to start if you are a beginner minimalist. Episode 2003: Beginner Minimalist? This is a Good Place to Start by Courtney CarverCourtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn't matter at all. In the end it all came down to love and health.She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.The original post is located here: https://bemorewithless.com/beginner-minimalist/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices