

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Sep 7, 2022 • 12min
2022: The High Fructose Corn Syrup in Your 401K by Julien Saunders
Julien Saunders of Rich and Regular talks about the high fructose corn syrup in your 401kEpisode 2022: The High Fructose Corn Syrup in Your 401K by Julien SaundersJulien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.The original post is located here: https://richandregular.com/the-high-fructose-corn-syrup-of-your-401k/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 6, 2022 • 13min
2021: There’s No Best Way to Invest AND You May Need to Save Only Half as Much Money for Retirement by Chris Reining
Chris Reining shares two short posts covering why there's no best way to invest and why you may need to save only half as much money for retirementEpisode 2021: There’s No Best Way to Invest AND You May Need to Save Only Half as Much Money for Retirement by Chris ReiningChris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/best-way/ & https://chrisreining.com/save-half/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 5, 2022 • 13min
2020: Why is it So Hard to Retire? By Chris Odegard
Chris Odegard of The Prolific Investor talks about why it's so hard to retireEpisode 2020: Why is it So Hard to Retire? By Chris OdegardChris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity.The original post is located here: https://theprolificinvestor.net/41-why-is-it-so-hard-to-retire/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 4, 2022 • 10min
2019: How to Win a Negotiation Without Destroying Relationships by Seth Sinclair
Seth Sinclair with MichaelMehlberg.com shares how to win a negotiation without destroying relationships.Episode 2019: How to Win a Negotiation Without Destroying Relationships by Seth SinclairMichael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog has been called “The Owners Manual to an Awesome Life” and helps high-achieving entrepreneurs master their life and business – crushing their goals, living their passion, and finding purpose, balance, and excellence in all they do.The original post is located here:https://michaelmehlberg.com/blog/2016/10/17/how-to-win-a-negotiation-without-destroying-relationships Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 4, 2022 • 10min
2018: Is a House Right For You by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents helps you determine whether or not a house is right for youEpisode 2018: Is a House Right For You by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2013/08/is-a-house-right-for-you.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 3, 2022 • 10min
2017: The Hidden Wealth Opportunity by Gordon Stein
Gordon Stein of Cash Flow Cookbook talks about the hidden wealth opportunityEpisode 2017: The Hidden Wealth Opportunity by Gordon SteinGordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affect their sleep, their job performance, their marriages and their mental health. He wants to fix that.The original post is located here: https://cashflowcookbook.com/the-hidden-wealth-opportunity/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 2, 2022 • 11min
2016: Long-Term Care Insurance is a Waste of Money by Mike Ballew
Mike Ballew of Eggstack shares his thoughts on why long-term care insurance is a waste of money. Episode 2016: Long-Term Care Insurance is a Waste of Money by Mike BallewMike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.The original post is located here: https://eggstack.com/blog/2019-07-28-Long-Term-Care-Insurance-is-a-Waste-of-Money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 1, 2022 • 9min
2015: An Excerpt from the book Taking Stock by Jordan Grumet
An excerpt from the book Taking Stock by Jordan GrumetEpisode 2015: An Excerpt from the book Taking Stock by Jordan GrumetWritten by a hospice doctor with a unique front-row seat to the regrets of his dying patients, this book will remind you to take stock of life now, before it is too late. The goal of financial independence is to have the economic fuel to live a full life and avoid regret. Taking Stock is your guide to taking control of your finances and investing in yourself. Inside you’ll find:
The three basic archetypes of building wealth, and how to choose which is right for you
Time-hacking techniques to modify your perception of time passing and fill your moments with meaning
Tips to invest in education, family, and your own physical and mental health
And much more!
Don’t wait until the last moment to live life to the fullest. Are you ready to take stock of your life?Learn more about the book can be found here: https://ulyssespress.com/books/taking-stock/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 31, 2022 • 10min
2014: Wealthy or Rich? Which Would You Rather Be? By Helene Massicotte
Helene Massicotte of Free To Pursue asks if you'd rather be wealthy or richEpisode 2014: Wealthy or Rich? Which Would You Rather Be? By Helene MassicotteHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here: http://www.freetopursue.com/blog/2016/12/15/wealthy-or-rich-which-would-you-rather-be Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 30, 2022 • 12min
2013: Investing For Your Kid's College Education: The Rule of 5 by Wanderer
Wanderer of Millennial Revolution talks about investing for your kid's college educationEpisode 2013: Investing For Your Kid's College Education: The Rule of 5 by WandererWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/invest/college-education/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices