

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Oct 12, 2022 • 11min
2062: The Number One Impact on Your Investments is YOU by Kent Thune
Kent Thune with Get Rich Slowly talks about the number one impact on your investmentsEpisode 2062: The Number One Impact on Your Investments is YOU by Kent ThuneJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/the-number-one-impact-on-your-investments-is-you/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 11, 2022 • 12min
2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney
Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 2 of 2.Episode 2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean MullaneySean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning.Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you’re instantly approved. Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 10, 2022 • 11min
2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney
Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 1 of 2.Episode 2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean MullaneySean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning.Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 9, 2022 • 12min
2059: Tired of Being Tired by Leo Babauta
Leo Babauta of Zen Habits talks about being tired of being tiredEpisode 2059: Tired of Being Tired by Leo BabautaLeo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It's about clearing the clutter so we can focus on what's important, create something amazing, find happiness.The original post is located here: http://zenhabits.net/tired Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 9, 2022 • 10min
2058: Number One Financial Regret by Mike Ballew
Mike Ballew of Eggstack shares his thoughts on the number one financial regret.Episode 2058: Number One Financial Regret by Mike BallewMike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.The original post is located here: https://eggstack.com/blog/2019-09-22-Number-One-Financial-Regret/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 8, 2022 • 9min
2057: How Should I Invest a Lump Sum? By Chris Reining
Chris Reining talks about whether or not you should invest a lump sumEpisode 2057: How Should I Invest a Lump Sum? By Chris ReiningChris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/how-should-i-invest-a-lump-sum/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 7, 2022 • 11min
2056: 2 Things You Absolutely MUST Do If You Want to Get Out of Debt by Jackie Beck
Jackie Beck shares 2 things you absolutely must do if you want to get out of debtEpisode 2056: 2 Things You Absolutely MUST Do If You Want to Get Out of Debt by Jackie BeckJackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.The original post is located here: https://www.jackiebeck.com/want-to-get-out-of-debt-dont-forget-the-most-important-step/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 6, 2022 • 13min
2055: What are the Habits of Wealthy People by James Altucher
James Altucher shares the habits of wealthy peopleEpisode 2055: What are the Habits of Wealthy People by James AltucherJames Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time.The original post is located here: https://jamesaltucher.com/blog/habits-wealthy-people/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 5, 2022 • 11min
2054: 5 Things Credit Card Companies Don't Want You to Know by James Lambridis
James Lambridis of DebtMD shares 5 things credit card companies don't want you to knowEpisode 2054: 5 Things Credit Card Companies Don't Want You to Know by James LambridisWith the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox BusinessThe original post is located here: https://debtmd.com/blog/credit-card-company-takeaways Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 4, 2022 • 11min
2053: [Part 2] Living Paycheck To Paycheck? Here’s How to Break the Cycle by Craig Stephens
Craig Stephens of Retire Before Dad helps you break free from living paycheck to paycheck. This is part 2 of 2.Episode 2053: [Part 2] Living Paycheck To Paycheck? Here’s How to Break the Cycle by Craig StephensCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/living-paycheck-to-paycheck/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices