

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Oct 21, 2022 • 12min
2072: How One Pay Raise Can Lead to Debt Freedom by Andy Hill
Andy Hill of Marriage Kids And Money talks about how one pay raise can lead to debt freedomEpisode 2072: How One Pay Raise Can Lead to Debt Freedom by Andy HillAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 20, 2022 • 12min
2071: Breaking Our Addiction to Home Updates by Chris of Keep Thrifty
Chris of Keep Thrifty talks about breaking his addiction to home updatesEpisode 2071: Breaking Our Addiction to Home Updates by Chris of Keep ThriftyChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/breaking-addiction-home-updates/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 19, 2022 • 12min
2070: [Part 2] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow Kirkpatrick
Darrow Kirkpatrick of Can I Retire Yet talks about the two schools of retirement income. This is part 2 of 2.Episode 2070: [Part 2] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow KirkpatrickDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/are-you-feeling-lucky-the-two-schools-of-retirement-income/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 18, 2022 • 12min
2069: [Part 1] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow Kirkpatrick
Darrow Kirkpatrick of Can I Retire Yet talks about the two schools of retirement income. This is part 1 of 2.Episode 2069: [Part 1] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow KirkpatrickDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/are-you-feeling-lucky-the-two-schools-of-retirement-income/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 17, 2022 • 11min
2068: 7 Things to Know About Credit Card Default by Philip Taylor
Philip Taylor with PT Money shares 7 things to know about credit card defaultEpisode 2068: 7 Things to Know About Credit Card Default by Philip TaylorPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/credit-card-default/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 16, 2022 • 9min
2067: 3 Practices To Become A Great Listener by Christine Comaford
Christine Comaford talks about how to practice being a better listener.Episode 2067: 3 Practices To Become A Great Listener by Christine ComafordChristine Comaford is a Leadership and Culture Coach who specializes in applied neuroscience, which helps her clients achieve tremendous results in record time. She is a human behavior expert, a leadership columnist for Forbes.com, and the New York Times bestselling author of Power Your Tribe, SmartTribes and Rules for Renegades.The original post is located here:https://smarttribesinstitute.com/great-listener/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 16, 2022 • 11min
2066: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant
Paula Pant of Afford Anything shares her thoughts on if you should get a car loan to improve your credit score.Episode 2066: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula PantPaula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here: https://affordanything.com/will-getting-car-loan-improve-credit-score-heck/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 15, 2022 • 9min
2065: What Every Parent Needs To Know About Creating A Will by Doug Spencer
Doug Spencer with Financial Finesse shares what every parent needs to know about creating a willEpisode 2065: What Every Parent Needs To Know About Creating A Will by Doug SpencerAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2019/01/14/what-every-parent-needs-to-know-about-creating-a-will/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 14, 2022 • 10min
2064: The Four Best Financial Assets by Christine Luken
Christine Luken tells you the four best financial assetsEpisode 2064: The Four Best Financial Assets by Christine LukenReady to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner!As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years.Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.The original post is located here: https://www.christineluken.com/the-four-best-financial-assets/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 13, 2022 • 10min
2063: Family Budget Meetings – Yes, You Need To Have Them by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents talks about the value of family budget meetingsEpisode 2063: Family Budget Meetings – Yes, You Need To Have Them by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2016/05/budget-meetings.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices