Have you considered living a life outside of your home country in retirement? Jeff went from broke at 38 to financially independent at 45 with six rental properties supporting them. He and his wife relocated to St Thomas, USVI for a few years, bought a rental property in Puerto Rico and now they’re preparing to relocate to Spain. So, if you’ve considered what a life outside the mainland US might look like, I think you’ll find his story interesting. Show notes: https://twosidesoffi.com/retirementality

What's the true cost of healthcare in early retirement and can it break your budget? In this episode, Jason shares his experiences with Eric after three years on an ACA health insurance plan. Topics discussed include selecting and evaluating plans, how to estimate your income, premium tax credits, and why 2023 was Jason's worst year for healthcare expenses to date. Show notes: https://twosidesoffi.com/ouch

What financial lessons did we learn last year and what will we do differently in 2024? In today's episode, Eric and Jason discuss their end of year review processes. Topics include investing goals, their net worth reviews, lessons learned, and much more. Show notes: https://twosidesoffi.com/newyear

The hosts discuss perspectives on early retirement within the financial independence community, reflecting on saying no and down-ramping work intensity. They also explore defining post-work life, motivation and fear when it comes to reaching financial goals, and navigating retirement challenges. The chapter concludes with a discussion on energy, sleep, and excitement for future conversations.

The hosts discuss their plans for travel in early retirement, including budget considerations and potential conflicts. They explore living in expensive cities, house exchange, and joking about living together. They also talk about planning budget-friendly hiking trips and a future journey called the Camino, as well as the importance of being informed and prepared for safe retirement travel.

Retired early but feeling lost? This podcast explores the phases of retirement, seeking meaningful projects, self-criticism, concerns about apathy, and using AI as a creative partner.

In this discussion, Eric shares his journey prioritizing wellness after early retirement. He emphasizes that mental and physical health must be addressed alongside financial independence. The conversation delves into lifestyle changes and the challenges of maintaining healthy habits post-career. Eric highlights the value of professional mental health support and the societal shift toward accepting mental wellness as vital. Overall, it’s a candid look at navigating self-discovery and the importance of proactive health management during retirement.

Can you imagine changing your mind about retiring early just as the finish line comes into view? What factors could cause someone to consider working one more year? In this episode, Eric talks with Jason about the idea to delay his retirement. Topics covered include why he's considering it, getting agreement with your spouse, how others reacted to the idea, and much more. Show notes: https://twosidesoffi.com/OMY

Would you spend $1000 on dinner for a special occasion - or more? Eric and Jason recently enjoyed a milestone birthday celebration with their spouses + friends at a world famous restaurant. The total cost may shock you. In this episode, they talk about the experience, spending decisions pre- vs, post-financial independence, and whether it was actually worth it. Show notes: https://twosidesoffi.com/frenchlaundry

In this conversation, Erik, who recently retired early, shares insights on his unique journey while his wife continues to work. He discusses the emotional challenges of navigating this unplanned transition and finding a new sense of purpose. The couple dives into managing finances as one partner steps back, exploring the dynamics of their evolving relationship. Erik also reflects on the balance between passion and practicality in career decisions, emphasizing the importance of community engagement and maintaining a fulfilling lifestyle in retirement.