Brown Ambition

We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003.On today’s show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn’t have.“I’m trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I’m laying out expectations as well,” she told us in our conversation this week.Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoachThis episode originally aired April 3, 2019. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Today on the show we have attorney extraordinaire Art Steele!Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most.She started her career at Skadden Arps in Washington, D.C., then went to work at General Tax Counsel for Discovery Communications.Art launched her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business.To get Art’s estate planning checklist mentioned on the show text “Willpower” to 44222 (you’ll be prompted to enter your e-mail to download and may receive future emails from Art about estate planning) or you can download the checklist directly from this link.  Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher."But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market.Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). We talk about the good, the bad and the ugly side of the market and how you can avoid common pitfalls.If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange.This episode originally aired Oct. 18, 2018.*Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example.Want to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show, Tiffany opens up about the revenue streams that make up The Budgetnista's seven-figure business. How does an influencer really make money anyway?At this point, The Budgetnista's origin story is pretty legendary. When Tiffany lost her job after the 2008 recession, she started The Budgetnista, a financial coaching business, while living on her sister's couch and piecing her own financial life back together.Through word-of-mouth she got new clients looking for help getting their budgets on track but there was just one problem — she often felt too guilty to charge them money for her services, knowing they were already struggling financially."I wanted to help as many people as possible without being a financial burden on them," she says on today's episode.Starting a business without wanting to charge fees wasn't exactly the most obvious business choice, but she was determined to find a way to make it work. A decade later, The Budgetnista is now a multi-seven-figure business, despite Tiffany's mission to continue giving value away to her community for free and to never to charge the people who need help the most more than they can afford."I took the long meandering route to entrepreneurship and I took the route of building trust, building community and the truth is now 10 years in ... It still blows me away [that I've been successful.]" Support Brown Ambition by supporting our sponsors! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since.What to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition This episode originally aired on March 25, 2017.   Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!On today's show: How can I save while building my business? Should I quit school to help my mother? When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy BA Wednesday! On today's show: How slowing down in your career or business may help you attract even more success We take questions from a listener feeling lost in her 20s and another struggling to save more when she can barely make ends meet When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Brown Ambition Wednesday!When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

In September 2016, Sharon Epperson was at the gym when she felt a relentless, migraine-like pain shoot through her head and neck. One S.O.S. call to her husband and several hours in the hospital later, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Two in five die instantly and African Americans are twice as likely as whites to suffer from one.Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story with Mandi, including:Her early days in rehabilitation when she had to relearn everyday tasks.“That road had so much pain on it. There were people in those rooms who I know probably wouldn’t make it…I remember thinking I just have to look at the door straight ahead. If I look in these rooms I’m going to fall down.”What it was like to return the air at CNBC after 13 months of rehabilitation.“I am recovered in that I can do that job but I’m doing it differently and better than I’ve ever done it before.”The financial choices she made that protected her family’s finances during her recovery and time off from work.“There couldn’t have been a rainier day for my rainy day fund. The fact that I had an emergency fund was key. It meant I didn’t have to do what many people may have to do which is dip into a 401(k) or their retirement savings to pay for a medical bill.” The key steps Sharon says everyone should take to protect their families if they become disabled—Build an emergency fund—Sign up for disability insurance—Secure a power of attorneyLearn more about brain aneurysm research here: bafound.org(This episode originally aired April 18, 2018) Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.