Brown Ambition

Mandi is playing NO games in getting her house refinanced. Learn how to shop around and make the loan officers work for YOU.On the flip side, if you're having trouble keeping up with a mortgage payment, check out this guide to Covid-19 related mortgage help.And finally we're answering your questions, including: Are you familiar with a sou sou? Is it a ponzi scheme or pyramid scheme? I may not be able to give my job 2 weeks notice before I quit, what are your thoughts? Read these resources below for more:https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/https://www.essence.com/news/money-career/what-is-a-sou-sou-savings-club-facts/https://www.bet.com/shows/bet-awards/performers.htmlReach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Mandi is taking concrete steps to handle racial disparities at work, Tiff is saying no to people who don't deserve her time, and hello to all the new people listening from Spotify!As mentioned on the show, here's a list of 7 things employees can ask their companies to do in support of inclusivity now. Questions: How do I get my money back after I've been scammed? Check out these links for info on what you might be able to do about it:ftc.gov/giftcardsftc.gov/complaintAnd this week's insta to follow is @karensgoingwildReach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

What does allyship look like, and why is it important in this current moment? Do companies actually mean what they say when they're posting about Black Lives Matter? And what do palm trees have to do with all this?For more check out:https://www.tonybakercomedy.com/change.org/renamegradyThe NAACP Legal Defense and Educational Fund, Inc. – naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change – https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE?What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out.You can find the Instagrammer Tiff talks about on this episode @wordy.talkCheck out these links for more:The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change – https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

The world is a lot right now. Let's talk about it.Resources:The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.orgSupport a Black business: Blacklivesmatter.com/shopColor of Change - https://colorofchange.org/16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/Links to anti-racist resources to send your white friends:1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz--vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more:Lending Tree Refinance Calculator: https://www.lendingtree.com/home/mortgage/calculators/mortgage-refinance-calculator/The Hertz bankruptcy and buying rental cars: https://twocents.lifehacker.com/get-ready-to-buy-a-rental-car-for-dirt-cheap-1843677823More on Central Park Karen: https://www.cnn.com/2020/05/26/us/central-park-video-dog-video-african-american-trnd/index.htmlProducts that qualify for FSA funds: https://fsastore.com/Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We got so many supportive messages from you all after last week's show. Thank you!This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information:Secured Credit Cards: https://www.magnifymoney.com/compare/secured-credit-cards/Credit Builder Loans: https://www.self.inc/Calculate your noodle Budget: https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like:My mom is 60 and is horrible with money. What can I do to help her?What was your most ridiculous or unnecessary online purchase since quarantine began?how often do you take naps during quarantine? Or is that even possible?Since the quarantine, do you eat at home or order out?have you had to delete people from social media due to their excessive posting about the virus?what’s the first thing you wanna do once quarantine has been lifted?what music are you listening to right now?Check out these links for more:The NY Time article Tiff mentioned: https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.htmlErykah Badu vs Jill Scott: https://hypebeast.com/2020/5/jill-scott-erykah-badu-verzuz-battle-recap-streamMore battles on Insta @verzuztvReach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more.As always, we're answering your questions, like:-Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month?-What are some of the pros and cons of putting your money into a money market account?-If now is a good time to invest, how do I start?Check out these links for more:Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own PersonReach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK.We're also answering questions like:-what's going on with this rent strike movement in New York?-I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do?Check out these links for more resources:For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlanning.aspxIRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-paymentsFile for unemployment insurance: https://www.careeronestop.org/Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.