Journey To Launch

In this week’s podcast episode, Zero shares her amazing story of adversity and triumphs. She saved half her income when she made $60,000 a year in New York while also navigating health challenges. In her twenties, she had brain surgery and doctors told her she may not be able to work or live independently. Instead of surrendering to her prognosis, she got through her recovery and moved to New York City.  Not only did Zero find a job, but she went from making $37,000 a year to $75,000 in a short period. Zero maximized her income when she was making less, so she was able to max out her retirement savings when she earned more money. Zero saved $100,000 by 30 and recently quit her job to become a full-time entrepreneur. She continues to navigate her health challenges but has never allowed them to limit her abilities or accomplishments on her journey to financial freedom.  In this episode you will learn: How to boost your income so you can max out your savings Ways to save on taxes and medical expenses  The power of a positive perspective and money mindset How to save, invest, and survive on less in New York City and so much more Other related blog posts/links mentioned in this episode: If you liked this interview with Zero, you may also enjoy episodes 52 and 84 with Tanja Hester from Our Next Life.  Finding Adventure and Happiness on Your Journey to Financial Independence with Tanja from Our Next Life--Episode 52 How To Achieve A Work-Optional Life & Retire Early with Tanja Hester--Episode 84  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Zero: Instagram:@zero2fi Twitter:@zero2fire Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Money Launch Club

This week’s Journey to Launch podcast episode is one you don’t want to miss! I’m talking with Purple from A Purple Life about how she plans to retire at 30 and live off only $18,000 a year.  In 2015, Purple started her blog to track her journey to financial freedom and early retirement. Thanks to her efforts to decrease spending, increase her wages, and geo-arbitrage, she is on her way to retiring in 2020. In less than four years she went from a net worth of $5,000 to over $350,000. Check out the episode to hear how she is living on her budget without sacrificing the fun things she loves.  In this episode you will learn: How to budget your money and apps that can help  The importance of saving for retirement and securing your employer’s match Ways to save your first $100K What is geo-arbitrage and how it can jumpstart your path to FIRE How to demand a higher salary, and so much more Other related blog posts/links mentioned in this episode: Purple admits saving her first $100,000 was a big milestone. But once accomplished, doubling and tripling her money happened in much less time.  Here is one way to save your first $100K too. Here are more ways to save 100K. Be like Purple and get paid for taking pics of “Help Wanted” signs with the Job Spotter app by Indeed. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Purple Life: Instagram:@apurplelife Facebook:@apurplelife Twitter:@apurplelifeblog Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Money Launch Club

This week on the Journey to Launch podcast we have special guest, Ericka Grant from Atlanta. Ericka is a successful marketing professional who started out making $35,000 a year but has accomplished financial independence and built a net worth over $1 million through real estate investing. Through networking, she moved up in her career and boosted her salary to six figures along the way. At the same time, she purchased her first home in New York City at 25 years old. Having a knack for finding the best properties, Ericka has since expanded her real estate investments to include properties in several states. Listen to this week’s episode to hear how Ericka obtained millionaire status in her thirties but continues to work and build wealth because she wants to--not because she has to.  In this episode you will learn: How to boost your salary and leverage your network in your career One benefit to working remotely that you didn’t know before How to “success proof” your career and focus on opportunities Great investing strategies for real estate investors and much more The doors to the Money Launch Club are now open, the membership community that provides the support, tools, education and plan so that you can reach your financial goals like paying off debt, saving, investing and more. But the doors will be closing on Friday, Nov 8th. Come join us here. Other related blog posts/links mentioned in this episode: Check out the Journey To Launch Podcast index here that categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ericka: Instagram: @ericka_sojourner Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join the Money Launch Club

The Journey to Launch podcast has officially reached one million total downloads! (in podcast land, that’s a big deal). Thank you to all of the listeners a.k.a. Journeyers who have inspired me to keep producing the podcast, rain or shine, every week for the past two years. You guys have been following my journey, sharing and supporting the content I produce which keeps me motivated to deliver and improve my message and platform.  My goal is to inspire even more people to improve their finances and pursue financial freedom and independence so that they can truly live the life they want and deserve.  In this special episode, I share more about my life since starting Journey To Launch and launching the podcast. Listen in to hear more about my humble beginnings in Jamaica, how I quit my job and found more freedom now without having a million dollars in the bank, the impact of the podcast, and so much more. My hope is that my story continues to inspire and show you how too you can make your dreams become a reality,  In this episode you will learn:  More about me and my humble beginnings in Jamaica How I discovered the fire movement and started my own path to financial freedom The importance of resilience, trust, patience, and forgiveness  How you can create more financial freedom in your life with a “FU fund” Ten highlights that have happened in my life since launching the podcast and so much more In the episode I mention two special announcements. The first is that I’m opening doors to the Money Launch Club , the membership community that provides the support, tools, education and plan to reach their financial goals but the doors won’t be open for long. Come join us here . .  The second announcement is that we’ve created a podcast index that categorizes all of the Journey To Launch podcast by subject and category, so that you can binge on your favorite topics or type of episode. Go to the Journey To Launch Podcast Index here. Other related blog posts/links mentioned in this episode: Check out these past Journey to Launch episodes I mentioned in the episode: An Interview With My Mom & How She Prepared Me To Prosper I Quit My Job: Why & How I Quit My 6-Figure Job & How This Affects My Journey To Financial Independence Here are links to my weekly segment, Making Cents, on News 12, a local news segment that airs in New York . Check it out! Journey to Launch gets featured on Money Magazine, Business Insider, and Buzz Feed. Check the links for the full scoop. Sharing is caring. So, here are links to some of my colleagues that I admire and mention in the episode: Millennial Money by Grant Sabatier The News Worthy Podcast by Erica Mandy The So Money Podcast by Farnoosh Torabi Let’s celebrate this milestone by getting to two million downloads even faster. Please share this episode with family and friends and follow me on social media. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join the Money Launch Club

This week on the Journey to Launch podcast we have Miss Wise of Wise Woman Wallet. Miss Wise is from North Carolina and was previously up to her eyeballs in debt and bills. She decided to turn her side hustle, teaching English to immigrants at a community college, into a full time teaching gig in China. Over the last three years, she has paid off $37,000 in debt and paid $6,000 cash for certifications that have allowed her to make more money.  In this episode, Miss Wise shares the steps you can take to travel, teach, and knock out debt as an expatriate (someone living abroad). Listen now to learn how Miss Wise is teaching others how to achieve financial success and live a good life. In this episode you will learn: How you can teach English overseas  The benefits of working overseas and having your essential bills covered How to boost your income and crush debt with side hustles What life is like as a Black woman in China How to find your tribe in foreign countries plus so much more  *When we first recorded this episode back in July 2019, Miss Wise paid off $16,000 of debt. Since that recording, her new total debt pay off amount is $37,000 (as of mid October 2019)* Other related blog posts/links mentioned in this episode: Miss Wise’s online TEFL certification provider: https://www.internationalteflacademy.com/  Miss Wise’s Florida teaching certification program: https://www.teacherready.org/  Looking for lucrative teaching jobs overseas? Start here. Find the right teaching job abroad at any of these sites: https://www.teachaway.com/  http://www.eslcafe.com/jobs/ https://jobs.echinacities.com/ Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.  Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Miss Wise: Website Instagram:@WiseWomanWallet Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Money Launch Club

In this week’s episode of the Journey to Launch podcast, Shang of Save My Cents shares how she achieved financial independence by age 31. Shang has the funds to make work optional but chooses to keep working. By day, Shang is a management consultant. By night, Shang helps families get out of debt, save money, and start investing to grow their finances. In this episode you will learn: The importance of mental health on your wealth journey The key to an abundance mindset and why it’s important to give How to accomplish financial independence in expensive cities like NYC What factors to consider when deciding your side hustle How to leverage your knowledge and network plus so much more Other related blog posts/links mentioned in this episode: Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.  Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shang: Website Instagram: @SaveMyCents Facebook: Save My Cents Group Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Money Launch Club

Naseema McElroy, is back on the Journey to Launch podcast to update us on how she paid off 1 million dollars of debt in a few years. The creator of Financially Intentional and the Nurses on Fire podcast, Naseema, first shared how she paid off   $300,000 in debt as a single mom in episode 16. Now, Naseema is giving us an update on how she’s paid off a million dollars of debt since we last spoke and opens up on how she is now living a more balanced life and building her business.  After we hear from Naseema, I provide a recap of my experience at FinCon, a conference for content creators in personal finance. This year the conference was in Washington, D.C. and I had the chance to connect with personal finance influencers and Journeyers.  In this episode you will learn: How Naseema paid off $1 million in debt About geoarbitrage and how it can help your finances The realities of entrepreneurship life Steps you can take to know if you are built for entrepreneurship  What’s more valuable than wealth  Ways to get into nursing without diving into student loan debt plus so much more Other related blog posts/links mentioned in this episode: Check out the beginning of Naseema’s fire journey in episode 16 where as a single mom, Naseema paid off $300,000 in debt in two years. Download her hot new podcast, Nurses on Fire, where you listen to your favorite podcasts.  Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.  Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Naseema: Website Instagram: @FinanciallyIntentional Instagram: @NursesonFirePodcast Twitter: @FinancialIntent Facebook: @FinanciallyIntentionalBiz Pinterest:@FinanciallyInte Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Money Launch Club

I am answering your most recent submitted money questions on this week’s episode of the podcast. In this episode, we dive into a discussion about the types of debt, debt payoff methods, real estate investing, budgeting, and retirement savings. You don’t want to miss this good advice that can help you on your journey.  In this episode I answer: If you use a home equity line of credit to refinance your loans If it makes sense to take money from your retirement account to pay off debt The difference between secured and unsecured debt How to strategically pay off debt with the snowball or avalanche method Tips on what to do before you start investing in real estate The facts about borrowing from your retirement account How to stay motivated on your journey with the right budget plus so much more Other related blog posts/links mentioned in this episode: Check out this debt repayment calculator to help you decide between the debt avalanche and debt pay off method Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.  Other great Journey to Launch Podcast episodes you should hear (for the first time or again): Episode 16: How Single Mom Naseema Went From Broke To Paying Off $300,000 in Debt Episode 47: Sylvia’s Journey To Paying Off 6 Figures of Law School Debt & Becoming Financially Independent Episode 69: Single Mom Takiia’s Amazing Story: How She Went From $100,000 in Debt to $500,000 in Savings Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Money Launch Club

In this week’s episode of the Journey to Launch podcast we have Kenishia Mais, a Jamaican entrepreneur, Financial Educator and the visionary who founded ThrivingDollars. Kenishia was always a good saver. She started saving her lunch money in school & kept this habit into adulthood. But when she became the person her parents and other family members came to when they needed money, the pressure of being the family bank was overwhelming. It drove her to abandon her money habits and become a big spender so she wouldn’t have money when her family asked for a loan.  Listen to this episode to learn how Kenishia turned her life and finances around. She became a self-taught investor at age 21 and is now a financial educator spreading the financial gospel to others through her blog and business, ThrivingDollars.  In this episode you will learn: How to manage the burden of being your family’s bank Tips to empower family members to solve their own money problems Differences between investing in the United States and Jamaica Ways to invest in retirement and brokerage accounts plus so much more  Other related blog posts/links mentioned in this episode: Check out Rich Dad Poor Dad by Robert Kiyosaki, a financial literacy classic Keneisha mentions in her interview.  If you want to hear the beginning of this series check out episode 117 featuring Cameron Huddleston, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances.   Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kenishia Mais: Website Instagram:@ThrivingDollars Personal Instagram:@KenishiaMais Twitter:@ThrivingDollars Personal Twitter:@KenishiaMais Facebook: @ThrivingDollars Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Money Launch Club

This week, Journey to Launch’s podcast episode continues the conversation on generational wealth and talking with your family about finances. In this episode, we have a dynamic father and daughter duo, Duane and Taylor Davis of Davis Generational Wealth Education Initiative, Inc. Duane and Taylor have a passion for financial literacy and inspire families and communities to have intergenerational financial conversations.  Finances should be fun and inclusive of the entire family. Listen to this episode to learn how to spark money conversations in your family so together you can build generational wealth and develop strong money habits.  In this episode you will learn: How to have intergenerational financial talks with your family  The importance of estate planning and trusts Tips to help parents talk to their kids about money What is “coaching up” and how kids can talk to their parents about money The impact of the “Black Tax” and how to respond when family ask for money Ways to preserve generational wealth so it lasts Other related blog posts/links mentioned in this episode: If you want to hear the beginning of this series check out episode 117 featuring Cameron Huddleston, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances.   Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Duane & Taylor Davis: Website Instagram:@DavisGenerationalWealth Twitter:@DavisGenWealth Facebook: @DavisGenWealth Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Money Launch Club