Journey To Launch

It’s more important now than ever to think about ways to increase and diversify your income.  In this week’s episode, my guest, Sandy Smith shares how to start your own side hustles, and leverage your skills to earn more. You’ll also hear her amazing story of going from $130,000 in debt to owning $1.1M in real estate.   In this episode you’ll learn: How to add up your debt and tackle it strategically Steps you can take to increase your income when you aren’t making enough Ways to build your business at work and find your next side hustle  The real buying power of People of Color and what you can do with it Techniques to leverage real estate, and so much more Other related blog posts/links mentioned in this episode: You can sign up for the Elevate Influencer Conference here If you liked this episode you might also enjoy, The Black Tax: The Cost of Being Black in America with Shawn Rochester. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Sandy: Website Instagram: @IamSandySmith2 Twitter: @IamSandySmith2 Facebook: @IamSandySmith2 Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

I want you to live your best life when it comes to money. So, in this week’s Journey to Launch podcast episode I am answering your questions about rebuilding your credit, investing, how to get started on your financial independence journey, having money conversations with your partner, and so much more. Get ready to take notes because this is an episode packed with money gems.  In fact, you might need to listen to this episode more than once.  In this episode you will learn: Tips on rebuilding your credit Things you should know about your employer’s retirement plan The differences between a Roth Individual Retirement Account and a Brokerage Account The steps and stages to achieving financial independence and retiring early  Tips to talk to your partner about finances The difference between FinCon and the Financial Freedom Summit, and more Other related blog posts/links mentioned in this episode: Check out these awesome episodes I mentioned in the podcast:  Episode 37: Credit 101: Understanding Credit & Using Credit To Build Wealth with Shante Harris Episode 43: Being Rich & Regular, A Couple’s Journey To Reaching Financial Independence Episode 53: The What, Why & How of The Financial Independence Retire Early (FIRE) Movement Episode 112: The Five Journeyer Stages and How to Unlock Freedom Along the Way to Financial Independence Episode 139: Love & Money: How They Got On The Same Page To Pay Off $32,000 of Debt w/ LeDo & Shameka McDowell Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide

In this bonus episode, I discuss the biggest concern in the world at the moment, the Coronavirus. You may be worried about your money, job, health and family and I am sharing my thoughts on how to get through these times.  In this episode I discuss: How to protect yourself as much as you can. What to do if you deal with anxiety and depression. How this impacts your investments and what to do about it. What to do if your work and income are being affected. Why it is very important to focus on emergency funds. Cancellations of travel and events. Other related blog posts/links mentioned in this episode: Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club 

This week’s Journey to Launch Podcast is going to blow you away. Wealth Strategist, Dr. Pamela Jolly is on the show and we have a dynamic conversation about wealth building strategies, economically empowering people of color, generational wealth, and more. Everyone aspiring to build wealth, must listen to this episode. Dr. Jolly’s advice will inspire you to take action and reclaim your wealth today! Dr. Pamela Jolly has over 20 years of experience in the financial sector. As a Wealth Strategist, Dr. Jolly is committed to guiding men, women, business owners, pastors and young professionals to achieving legacy wealth. She is also the CEO and Founder of Torch Enterprises, a firm committed to developing minority enterprises. Over the past twelve years, Torch has been instrumental in raising both capital and awareness for minority enterprises across the country.   In this episode you will learn: How to define wealth for yourself What is the wealth reset and why it matters The difference between venture capital and private equity  All about the NarrowRoad™ and how Dr. Jolly uses it helps people How long it takes to build a legacy and how quickly you can lose it Ways to connect with your elders, and more Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here. Other related blog posts/links mentioned in this episode: Dr. Jolly recommended a few good reads in her interview. Check these out for yourself: To Unite a Divided Nation, We Must Tackle Both Vertical and Horizontal Inequality by Alice M. Rivlin, Allan Rivlin, and Sheri Rivlin Dangerous Dreamers: The Financial Innovators from Charles Merrill to Michael Milken by Robert Sobel. This book chronicles the tales of four financial innovators who all pioneered some financial wrinkle.  Atomic Habits by James Clear. Clear’s best selling book gives you real techniques to build good habits and break bad ones. He was also on the podcast in Episode 81 – Atomic Habits: How Tiny Changes Spark Remarkable Results. If you liked this episode you’re going to love, Episode 137-The Black Tax: The Cost of Being Black in America with Shawn Rochester. Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Dr. Pamela Jolly: Website Facebook: JollyJourney Twitter: PamelaJolly Instagram: PamelaJolly Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club 

This week on the Journey to Launch podcast, Sarah Li Cain of Beyond the Dollar shares how she became a six-figure freelance writer with a six-figure net worth. She went from teaching and living abroad, to a writer, mom, and wife, with more money and freedom to enjoy life.  Through her writing and podcast, Sarah blends practical tips and mindset strategies for those trying to change their financial life. She also integrates physical, spiritual, and mental wellness in her advice so you learn how to use money as a tool to enhance your life.  In this episode you will learn: What is geoarbitrage and how to use it to boost your net worth The pros of a teaching career and how to find a job teaching overseas  Steps to building a successful freelance writing business How to achieve semi-retirement, a different form of financial independence Ways to find balance between work, family, and your self-care How to add value to a client so you can get paid your worth, and more Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here. Other related blog posts/links mentioned in this episode: If you want to start your freelance writing career, check out the website Sarah used when she started. Sarah also recommends reading Happy Money by Ken Honda if you want to be more present in life.  Check out these other great episodes. Hear them again or for the first time if you’re new to the podcast. Episode 64 (Most Downloaded): Your Guide to Becoming a Minimalist with Joshua Becker Episode 82 (2nd Most Downloaded): Your Guide to Financial Freedom and Having All the Money You'll Ever Need With Grant Sabatier Episode 86 (Interview with a Fellow Journeyer): Real Estate & Having a Networth of $100K without a 6 Figure Salary with Ashley Copeland Episode 2 (Best Throwback Ep): How My Husband and I Saved $85K Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Sarah Li Cain: Website Twitter: SarahLiCain Instagram: BeyondTheDollar Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club 

Your path to financial freedom and wealth doesn’t have to be complicated. This week’s Journey to Launch podcast episode lifts up the veil of overcomplicated investing strategies to show you a more simple path to wealth. Well known author and blogger, JL Collins, is on the show discussing his path to Financial Independence through index investing and his successful book, The Simple Path to Wealth.  JL Collins went from working in an ice cream parlor for $1.25 an hour (he was 13) to accomplishing Financial Independence & Retiring Early (FIRE) before it was even a thing. In this episode, JL Collins breaks down the stock market and everything you need to know about investing in index funds.  In this episode you’ll learn:  What is F-you money and why you need it Ways to enjoy breaks or sabbaticals throughout your career What are index funds and tips on investing in the market Why your house is a terrible investment (his words, not mine) What is a Chautauqua, and so much more Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here. Other related blog posts/links mentioned in this episode: Like what you heard and want to learn more about JL Collins? Check out some of his most popular blogs on this website:  The Stock Series Why your house is a terrible investment F-you Money: John Goodman v. jlcollinsnh WARNING: These videos are NOT work or kid-friendly. Watch at your own risk.  Also, check out JL Collins’ book, The Simple Path to Wealth If you liked this podcast episode, you might also like: Episode 11- Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old Episode 105- How To Quit Like a Millionaire So You Can Stop Working & Start Living With Kristy & Bryce Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with JL Collins: Website Twitter: JLCollinsNH Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Get on the Money Launch Club Waitlist

This week on the Journey to Launch podcast Brian from Done by Forty and I are talking about the secret behind accomplishing Financial Independence & Retiring Early (FIRE), economic opportunity, and the power of an education.  We get very honest about the role of income and how important it can be on your FIRE journey. Brian is not afraid to talk about privilege, race, and their impact on wealth. We dive into it all and more on the podcast. You’ll also learn some valuable tips to help you lower your expenses and how to get a free education.  In this episode you will learn: The key to accomplishing FIRE How to get a free degree Tips to raise your income and improve your odds of getting a new job The one thing Brian thinks you should go into debt for, and so much more Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here. Other related blog posts/links mentioned in this episode: Brian recommended two good reads in the episode:  48 Days to the Work You Love: Preparing for the New Normal by Dan Miller Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts by Annie Duke If you want more tips on how to get a free education, check out episode 128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Brian: Website Twitter:Done_by_Forty Facebook:DonebyForty Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Get on the Money Launch Club Waitlist

Love is in the air and we are talking about love and money in this week’s episode.  LeDo and Shameka McDowell talk about their relationship and how they paid off $32,000 in debt and built $100,000 in net worth. Once they got on the same financial page, they were unstoppable.  LeDo and Shameka are creators of the podcast The Marital Mission, a podcast about married life for young couples. In this episode, we have an honest conversation about how to get your partner on board with your financial goals, the struggles that come with becoming debt-free, how to have the money talk with your partner, and more. In this episode, you will learn: Practical ways to get on the same financial page with your partner How to cut your expenses and reach your financial goals The importance of putting communication first The difference between the avalanche and the debt snowball debt payoff methods and more Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here. Other related blog posts/links mentioned in this episode: If you liked this episode you might also like A Money Chat With My Husband + The Budget Boot Camp. In this episode, my husband and I talk about my crazy money goals and his relationship with money. Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with LeDo & Shameka McDowell: Website Instagram:TheMaritalMission Twitter:MaritalMission Facebook:TheMaritalMission Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Get on the Money Launch Club Waitlist

In this week’s Journey to Launch podcast episode, I answer the question, “Can you really reach financial independence?” Plus, I am celebrating because it’s my birthday!  As I reflect on the past year, I am sharing my personal goals for 2020, which include taking better care of me. Listen to this episode to find out how I plan to focus on myself and prioritize what really matters in life. I am also sharing ways on how you can create a life you love.  In this episode you will learn: Tips that will make you resilient on your FIRE journey Examples of ways to take care of yourself in 2020 Why it’s important to focus on your journey and not the outcomes How to make more time for things that really matter  All about setting moon goals, and more Also, to help celebrate my birthday week, I’m opening doors to the Money Launch again this week. The Money Launch Club is the online membership that can help you reach your financial goals of saving more, paying off debt so that you can reach Financial Freedom. Join us while you can here. Other related blog posts/links mentioned in this episode: Just in case you missed it, check out my powerful conversation with Shawn Rochester about The Black Tax: The Cost of Being Black in America.   If you want to learn more about my financial journey and why I delayed Financial Independence to be my own boss, check out my story in Forbes. Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Get on the Money Launch Club Waitlist

Did you know that after ~400 years of being in the US, African Americans in the United States only own two percent of U.S. wealth? This week on the Journey to Launch podcast, my guest, Shawn D. Rochester talks about how this dismal stat came to be with data-based research and discusses what we can do about it using concrete solutions. Shawn is the CEO of Good Steward, LLC and author of The Black Tax: The Cost of Being Black in America.  In his book and presentations at Google, and several universities across the United States, Shawn examines the true cost of being Black in America. He outlines what factors impact the Black community and explains how you can help close the wealth gap.  Everyone must listen to this episode. I hope this interview sparks powerful conversations, deep thought, and inspires you to build black wealth and make strides to level the economic playing field. In this episode you will learn: What is the Black Tax and how it’s impacting your wealth How to identify unconscious vs. conscious bias Why hard work is not the key to success and what resources you really need Concrete ways you can close the wealth gap  How to apply Shawn’s PHD strategy to create jobs, capital, and thriving black communities, and so much more You can watch this interview with Shawn Rochester on youtube by clicking here. Other related blog posts/links mentioned in this episode: Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May Check out Shawn’s talk at Google, which has had over 200,000 views and sparked a lot of conversations about the real cost of being Black in America. I use Michael Hyatt’s Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shawn Rochester: Website Twitter: @BlackTaxed Facebook:@Shawn.D.Rochester Instagram:@BlackTaxed Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Get on the Money Launch Club Waitlist