Standard Deviations with Dr. Daniel Crosby

Chris Turchansky - The Financial Advisor of the Future Standard Deviations is pleased this week to welcome Chris Turchansky, President of ATB Investor Services. Chris's role is unique in that he leads a team of investment and financial services professionals with a singular focus on serving the residents of Alberta, Canada. Chris believes that investing is about more than just money and that it is directly tied to things like happiness and family security. Listeners to this week's episode will learn: What the financial services industry can change to better serve clients' interests Why he is optimistic about the future of advice in the face of a great deal of naysaying How the future of advice will look different than it is today How clients can discern between good and bad financial advisors Learn more about Chris: https://www.atb.com/about/Pages/executive-team.aspx https://twitter.com/turchansky?lang=en

Annette Hammortree is the owner of Hammortree Financial Services and the parent of a child with special needs. With a passion born of personal experience, Annette provides us with a detailed look at the unique financial considerations of those who love someone with special needs. Listeners will learn: The biggest misconceptions and misunderstanding around money and children with special needs How living with a special child impacts daily living The financial considerations that are unique to families of children with special needs The three steps necessary to help prepare today for an uncertain tomorrow Follow up with Annette: http://www.hammortreefinancial.com/ Josh Wilson - "Dream Small" ~ https://www.youtube.com/watch?v=dOBaLrItEyc

Neil Bage - Behavioral Finance and FinTech This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage, co-founder of the award winning fintech Be-IQ. Neil is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. In this episode, we explore the intersection of technology and psychology by discussing: How behavioral finance can move from diagnosing bias toward more practical solutions Whether education is sufficiently powerful to constrain bad investor behavior The recent critique of loss aversion in the Journal of Consumer Psychology Learn more about Neil: https://www.beiq.co.uk/ https://twitter.com/neilbage

Kristin Scroggin - Millennials and Money The world "millennial" was recently deemed so loaded and negative that the New York Times struck it from their style book. But are millennials really as entitled as the popular press would have us believe? This week, generational expert Kristin Scroggin joins us to cut through the noise and provide facts and figures around millennials and money. In this stereotype-destroying hour you will learn: How early bad experiences with investing have sensitized young people to volatility The source of Millennials skepticism toward financial experts Truths vs. stereotypes about Millennials and money How best to provide advice to young investors Why socially responsible investing might succeed with this generation To learn more about Kristin: https://www.genwhycommunications.com/

Brian Ford - The Eight Pillars of Financial Wellness This week on Standard Deviations, Dr. Crosby sits down with financial wellness executive Brian Ford to understand the eight pillars of financial readiness. Discussion points include: The behavioral benefits of automation The most ignored source of additional money The psychological and planning benefits of giving money away Learn more about Brian: https://www.momentumonup.com/ Brian's book about the 8 pillars: https://www.amazon.com/8-Pillars-Financial-Greatness/dp/1432737481/ref=sr_1_1?s=books&ie=UTF8&qid=1538055109&sr=1-1&keywords=brian+nelson+ford

October is Retirement Readiness Month and Travis Scribner is ready to tell us what it takes to be prepared. Travis initially worked on Wall Street before discovering his true passion; simplifying the complex world of finance for the benefit of everyday investors. In his current role as Managing Partner of WestPac Wealth Partners he oversees more than 25 financial representatives as well as hosting his own radio show, "Las Vegas Money Resource." My talk with Travis includes: A discussion of whether or not the retirement readiness landscape is as bleak as it is sometimes portrayed Some of the psychological barriers to preparing for an event that is so far away Tips for maintaining a sense of meaning in retirement Follow up with Travis: http://www.westpacwealthpartners.com/team/travis-scribner

Jeff Zentner - How to Write a Book Dr. Crosby is joined this week by Jeff Zentner, author of New York Times Notable Book The Serpent King as well as Goodbye Days. His third book, Rayne & Delilah’s Midnite Matinee is forthcoming in February 2019. He is the winner of the William C. Morris Award, the Amelia Elizabeth Walden Award, the International Literacy Association Award, and the Westchester Fiction Award. His books have been nominated and longlisted for the Carnegie Medal, and he has been a finalist for the Indies Choice Award and the Southern Book Prize, and been named a Publishers Weekly Flying Start. Specifically, Jeff gives advice in this episode that will help listeners accomplish something that 80% of American says is a goal of theirs: to write a book. In this episode, you will learn: Why Jeff chooses to write his books on a phone on a Nashville city bus Where he finds inspiration for his characters How he overcomes the overwhelming cruelty of that first blank page Learn more about Jeff: http://www.jeffzentnerbooks.com/ Jeff's books: https://www.amazon.com/Rayne-Delilahs-Midnite-Matinee-Zentner/dp/1524720208/ref=sr_1_3?ie=UTF8&qid=1538395403&sr=8-3&keywords=jeff+zentner https://www.amazon.com/Serpent-King-Jeff-Zentner/dp/0553524054/ref=pd_sbs_14_3?_encoding=UTF8&pd_rd_i=0553524054&pd_rd_r=04d60b3e-c572-11e8-a709-598374602c47&pd_rd_w=l9hTy&pd_rd_wg=IWLVX&pf_rd_i=desktop-dp-sims&pf_rd_m=ATVPDKIKX0DER&pf_rd_p=0bb14103-7f67-4c21-9b0b-31f42dc047e7&pf_rd_r=EM73JT2DW7TAP9DH5XZ8&pf_rd_s=desktop-dp-sims&pf_rd_t=40701&psc=1&refRID=EM73JT2DW7TAP9DH5XZ8 https://www.amazon.com/gp/product/0553524097/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0

Standard Deviations is pleased to welcome Meredith Jones, award-winning author of Women of the Street and an internationally recognized expert on women and investing. She was named one of Inc. magazine’s “17 Inspiring Women To Watch in 2017” and a Distinguished Author by the Securities and Exchange Commission in 2018. She has been a regular columnist for Institutional Investor and is a contributor for Market Watch. In this episode, Meredith tackles Wall Street's diversity problem while making the case for women as the ultimate behavioral investors. Listeners will leave with: A sense of the biopsychosocial roots of women's investment outperformance Insights into the "confidence gap" exhibited by female investors Concrete steps to increase diversity in financial services Learn more about Meredith: http://www.aboutmjones.com/about/ https://www.youtube.com/watch?v=-UR6WvCoNGQ Meredith's book: https://www.amazon.com/Women-Street-Managers-Generate-Returns/dp/1137462892/ref=sr_1_1?ie=UTF8&qid=1538396356&sr=8-1&keywords=women+of+the+street+jones

In this episode of Standard Deviations, Eric McDermott, a Managing Partner at Pacific Advisors, Financial Specialist and marketing guru breaks down the steps investors can take to operate from a “risk first” mentality. Learn fascinating facts about the origins of insurance as an industry and how to overcome overconfidence en route to having candid conversations about risk. Eric’s book recommendation: Man’s Search for Meaning Follow up with Eric: http://www.pacificadvisors.com/team/eric-mcdermott

This week on Standard Deviations, Dr. Crosby speaks with Brian Portnoy, Ph.D., CFA, an expert at simplifying the complex world of money. In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist. He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children. Listen in to learn: Why Brian has banished the word busy from his life The difference between experienced and reflective happiness The strengths and limitations of money as it intersects with meaning