

How to Money
iHeartPodcasts
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
Episodes
Mentioned books

Feb 12, 2024 • 49min
Ask HTM - Pressure to Pay for a Kid’s Meal, Affordable Home Security, & Whether BNPL is the Devil! #787
Listener questions on topics like renting vs. selling a home, paying old credit card debt, bringing your own food to a restaurant for your kid, the pros and cons of buy now pay later services, and affordable home security are discussed in this episode.

Feb 9, 2024 • 35min
Friday Flight - Unethical Costco Customers, Payday Lending on Steroids, & Are You Rich? #786
Topics discussed in this episode include personalized retirement plans, armchair stock picking, Disney/Hulu/ESPN+ password sharing crackdown, money stress, payday lending on steroids, unethical Costco customers, uninsured motorist coverage, and reward redemption restraints.

Feb 7, 2024 • 54min
Getting Paid in a Career You Love w/ Eliana Goldstein #785
Career coach Eliana Goldstein discusses red flags for job change, job hopping frequency, best job search sources, interview tips, making oneself visible when working from home, and more.

Feb 5, 2024 • 54min
Ask HTM - Finding Affordable Cell Phones, Teaching Frugality over Cheapness, & Borrowing to Invest #784
Topics discussed in this podcast include finding affordable cell phones that won't break in 2 years, teaching frugality over cheapness, and the question of borrowing money to jumpstart retirement investments.

Feb 2, 2024 • 35min
Friday Flight - A Credit Win For Renters, Fake Free Filing, & Garbage Furniture #783
This episode covers topics such as credit wins for renters, fake-free filing, and declining furniture quality. They discuss boosting credit scores for renters with Zillow and also touch on remote work challenges, a discounted superfood shake, estate planning, life insurance recommendations, and the decline in furniture quality. They also provide tips on banking, getting a discounted pizza, and the best TVs for streaming sports.

Jan 31, 2024 • 54min
Breaking Broke w/ George Kamel #782
Guest George Kamel, personal finance expert, discusses topics such as getting out of debt, the normalization of debt, intentional purchases, and attending a live event with Dave Ramsey. They also touch on strategies for safe withdrawal rates in retirement and the decision to drink coffee instead of craft beer during the episode.

Jan 29, 2024 • 46min
Ask HTM - Career Pivoting to Day Trading, Life Insurance Alternatives, & Predicting Future Stock Market Returns #781
Topics discussed in this episode include career pivoting to day trading, life insurance alternatives, and predicting future stock market returns. The hosts also touch on the importance of controlling investments and discuss whether term life insurance is necessary for those without dependents. Additionally, they explore the risks and potential rewards of day trading stocks, emphasizing caution and strategic decision-making.

Jan 26, 2024 • 32min
Friday Flight - Loud Budgeting, Rampant Financial Infidelity, & Bad Bank Behavior #780
Topics discussed in this podcast include: 1% match by Robinhood, investing at all-time highs, active vs passive investing, the correlation of income and happiness, 'new' collar jobs, loud budgeting, rampant financial infidelity, employer student loan benefits, and bad bank behavior.

Jan 24, 2024 • 52min
Why I Left the FIRE Movement w/ Gwen of Fiery Millennials #779
Gwen, a former member of the FIRE movement, discusses the challenges of mindlessly saving. They talk about the lack of space for hobby spending in the movement and whether spending more money leads to happiness. They also explore the importance of delaying consumption for long-term financial freedom and finding intentional hobbies. Gwen shares her experiences with the movement and the need for balance in personal finance.

Jan 22, 2024 • 51min
Ask HTM – Best Credit Cards for Honeymooners, Paying Extra on a Mortgage, & Buying a Car from a Rental Agency #778
Topics discussed in this episode include tackling HELOC after getting laid off, best credit cards for honeymoons, paying extra on a mortgage, saving for kids with 529 accounts, and whether it's frugal or cheap to buy a used Tesla from a car rental agency.