How to Money

Psychologist Daniel Kahneman and crypto entrepreneur Sam Bankman-Fried discuss passive income, paying down points, rewards rug pulls, and the allure of annuities. Topics include banana prices, vending machines for passive income, fabulous 401(k)s, Robinhood, and the evolution of retirement products.

Real estate enthusiast Alan Corey joins the hosts to discuss all things real estate investing, including the current market state, why first-time buyers shouldn't wait, leveraging properties, Airbnb investments, and the role of insurance in risk mitigation. Corey, a 'real estate maximalist', shares his unwavering passion and insights into maximizing returns in the real estate market.

Topics include determining savings rate with employer contributions, negotiating lower car loan rates with higher credit scores, saving extra for retirement with guaranteed pensions, and working towards goals after purchasing a dream home. Plus, tips on personal finance gear, HTM newsletter sign up, joining HTM Facebook group, finding the best credit card, and reducing cell phone bills.

Topics discussed include blue collar cash, restless realtors, social media for savings, mandatory 4-day workweeks, underwater cars, negotiating fees, no-loan degrees, and valuing leisure ethic. Explore the impact of recent developments on real estate transactions, the benefits of trading in cars, and maximizing Facebook for meaningful interactions.

Learn about the psychology of spending behaviors with tightwads vs. spendthrifts. Explore retail therapy, financial opposites attract, and combining money as a couple. Discover strategies for managing finances and the importance of open communication in relationships. Dive into the dynamics of money in families, discussing power imbalances and shared decision-making. Gain insights on navigating financial decisions together and transitioning to a balanced approach.

Topics include the worth of organic baby products, moving cash to high yield savings, tax sheltering for high earners, and risks of health sharing accounts. Additional tips on personal finance include knowing your 'money gear', signing up for the HTM newsletter, joining the Facebook group, finding the best credit card, and reducing cell phone bills. Enjoy a Gnomaste IPA while spreading the word about How to Money!

Topics covered include car privacy invasions, contractor scams, Aldi's expansion, cheap coffee hacks, and the importance of smaller affordable homes. The hosts also discuss the impact of donation solicitations and the psychological effects of giving.

Learn how to monetize LinkedIn for personal branding and business success, from retargeting content to using keywords. Explore side hustles, beauty expenses, and the journey from dropout to corporate success. Discover the value of hard work, talent stacking, and maximizing Airbnb income with NetSuite.

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is it better to inherit a house eventually or buy it outright now in order to gain the tax benefits? 2 - I don’t want my credit score to get dinged so how hard should I work to keep my 20 credit cards active? 3 - Should $200k-$300k be enough for my husband and I to retire on? 4 - What’s the best car I can get for under $10,000?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Cuvée des Jonquilles by Brasserie au Baron- a big thank you to Alice for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: two weeks left to find a Mint budget alternative, Bitcoin booming, 401k millionaires, political investing, tax refund robbers, bought and paid for reviews, bogus bag fees, goldilocks travel window, financial literacy on the rise, & late fee caps on credit cards.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.