

How to Money
iHeartPodcasts
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
Episodes
Mentioned books

Apr 22, 2024 • 53min
Ask HTM - Selling Investments for Medium-Term Goals, Buying a Primary vs Rental Home, & If 15 Year Mortgages are Bad #817
Topics discussed include choosing between buying a primary home or a rental property, selling investments for medium-term goals, the impact of 529 contributions on savings rate, and the debate on 15-year mortgages. The episode offers practical financial advice while enjoying a Nut Brown Ale by Samuel Smith.

Apr 19, 2024 • 35min
Friday Flight - Banks for Rednecks, Lotto Lies, & the Echo Housing Boom #816
Topics discussed include banks for rednecks, phantom housing costs, lotto lies, money dysmorphia, and advice from advisors. They also touch on the importance of understanding your 'money gear', reducing cell phone bills, and finding the best credit card for you.

Apr 17, 2024 • 57min
Retiring on the Reg w/ Jillian Johnsrud #815
Financial independence expert Jillian Johnsrud discusses debunking retirement myths, planning mini-retirements, negotiating leaves of absence, and embracing lifestyle changes for personal growth. Topics include redefining retirement, transitioning into retirement, optimizing business efficiency, and navigating retirement challenges.

Apr 15, 2024 • 53min
Ask HTM - Roth Emergency Funds, Buying Out A Lease, & Financial Advice For Graduates #814
Topics discussed include prioritizing student loans with potential forgiveness, financial advice for recent grads, Roth 401k vs traditional 401k, using Roth IRA as emergency fund, and buying out a car lease. The episode also covers subscription services, student loan payoff strategies, financial habits of young individuals, retirement savings, and exploring Roth IRAs for emergency funds.

Apr 12, 2024 • 35min
Friday Flight - Last Minute Tax Tips, New Job Fever, & A Food Waste Fix #813
On this episode, they discuss last minute tax tips, new job fever, future jobs, neobanks, car wrap scams, appliance repair, cashierless stores, 'use by' dates, and internet nutrition labels. They also offer tips on reducing cell phone bills and finding the best credit card.

Apr 10, 2024 • 53min
Getting Scrappy to Save on Streaming w/ Michael Timmerman #812
Financial expert Michael Timmerman shares scrappy ways to save on streaming and cell phone expenses. Topics include reducing subscription costs, rotating streaming services for savings, and leveraging discount providers. The podcast also covers strategies for cutting monthly bills, optimizing home internet and phone plans, and managing personal finances effectively.

Apr 8, 2024 • 55min
Ask HTM - Alt Investment Considerations, Making the Most of Profit Sharing, & National Debt’s Impact on Your Portfolio #811
Topics include considering alternative investments, using HSA for medical bills, maximizing profit sharing, implications of national debt on portfolio, and paying off low-interest mortgages. Hosts offer practical financial tips and explore charitable giving campaigns.

Apr 5, 2024 • 42min
Is Passive Income a Myth? (Bestie) #810
Debunking the myth of easy passive income, discussing the hard work required for financial success, exploring various strategies like real estate investing and affiliate marketing, and emphasizing the importance of continuous learning and effort in building future streams of income.

Apr 3, 2024 • 53min
The Bitcoin Episode for Normies w/ Marko from WhiteBoard Finance #809
Financial expert Marko from WhiteBoard Finance discusses Bitcoin investment strategies, the future of Bitcoin, recent events boosting its value, owning Bitcoin in your portfolio, Bitcoin ETFs impact on prices, diversified investing, debt-free living, Bitcoin's reputation, value predictions, and Bitcoin's scarcity compared to traditional currency.

Apr 1, 2024 • 57min
Ask HTM - Investing Deadlines, Building Generational Wealth, & Coping With Financial Regrets #808
Topics include investing in stock market while maximizing real estate, building generational wealth, dealing with individual company stock from 401k, contributing to Roth IRA for 2023, and financial regrets. Discussion on money gear, HTM newsletter, Facebook group, credit card tool, and reducing cell phone bills. Enjoying Boneshaker beer by Moat Mountain and spreading the word about the podcast.