How to Money

Listener questions kick off a lively discussion on investing, specifically whether to use the Acorns app and the nuances of real estate investments. The looming issue of the Social Security Trust Fund depleting by 2033 is tackled, sparking insights on proactive savings. Also covered are the timing for cash gifts to improve credit scores and considerations around choosing financial advisors. With a sprinkle of humor, the hosts delve into smart shopping habits and the complexities of car and home purchases.

Discover the phenomenon of digital nomad fatigue and how treat culture plays into work-life balance. Delve into practical shopping tips for school supplies amidst rising costs and the importance of mindful purchasing. Explore the challenges of crowdfunded real estate and the appeal of traditional investment strategies. Uncover why more retirees are choosing to rent over buy, and navigate the complexities of lease purchase agreements. Packed with actionable tips, this discussion is a treasure trove for anyone looking to enhance their personal finance savvy!

Nathan Bartram, founder of TheNewOil.org, dives into the intricate world of digital privacy and security. He shares essential practices for safeguarding your online life, like leveraging password managers and enhancing privacy with advanced routers. Nathan discusses the pitfalls of e-commerce platforms and why he has a particular disdain for Amazon. The conversation also touches on the reality of VPNs, the importance of digital minimalism, and proactive strategies to protect your personal data amidst today's tech-driven landscape.

Listeners dive into various money topics, like whether to become a landlord with an extra property or invest for college amidst market ups and downs. A discussion unfolds on how to wisely use a six-figure inheritance, while practical travel tips emerge for a high school trip in Europe. The conversation also covers navigating kids' mobile tech use affordably and safely, plus insights on early financial education for children. This episode mixes humor with serious advice, creating an engaging financial journey.

Delve into the latest financial news with insights on the housing market's ups and downs. Discover the surprising rise of medical debt and contagious financial habits shaping decisions. The buzz around AI and its impact on customer service raises eyebrows, while hybrid workdays face an uncertain future as infinite workdays become the norm. Don't miss the intriguing discussion of crypto's place in 401ks and mortgage applications. Get ready to navigate the ever-changing world of personal finance!

Nick Maggiulli, the author behind "Just Keep Buying" and writer of the insightful blog Of Dollars & Data, returns to tackle the intricacies of climbing the wealth ladder. He discusses how couples can invest together while navigating prenups and financial transparency. Discover the balance between net worth and liquidity, plus the impact of societal expectations on personal finance. Nick also shares how meaningful experiences can redefine financial freedom, encouraging listeners to focus on genuine happiness over mere frugality.

Listeners dive into intriguing money questions, like weighing the pros and cons of re-entering the workforce and navigating the complexities of HELOCs. The discussion also tackles the nuances of early Social Security claims and the legitimacy of free life insurance through credit unions. Practical tips for managing student loans and the quirks of credit unions add flavor to the mix. Light-hearted moments about childhood movies and local beers balance the financial wisdom, making it an engaging and entertaining listen!

This week’s financial roundup dives into fascinating topics like the surprising longevity of purchasing power and the effects of new tax laws like the One Big Beautiful Bill Act. The discussion touches on the impact of soaring prices at the movies, from $80 popcorn buckets to Target's price match changes. Listeners are cautioned against following questionable student loan advice on TikTok and are urged to reassess their strategies for premium credit cards. It’s a mix of nostalgia, humor, and essential financial wisdom to kick off your weekend!

The hosts return from a delightful sabbatical, sharing hilarious anecdotes and reflections. They dive into family dynamics during summer trips and their adventures in Hawaii, emphasizing affordable travel tips like cooking at home. From navigating car rentals to digital privacy concerns, they provide practical advice sprinkled with personal experiences. The discussion shifts to personal growth and insights on the housing market, reinvigorating listeners with valuable financial advice. It's a fun, light-hearted reunion filled with essential takeaways!

This discussion highlights the relevance of ancient wisdom in today’s financial landscape. It emphasizes insights from the Bible and Stoicism, critiquing modern financial advice while advocating for time-tested principles. Fundamental emotions like greed and scarcity shape financial behavior, underscoring the need for integrity and responsible debt management. The hosts reflect on balancing desires with practical wisdom and explore how true wealth is found in contentment rather than material accumulation. Enjoy a clever blend of philosophy and finance while tasting a delicious Apricot Crumble beer!