How to Money Friday Flight - Moneyless Millionaires, Credit Card Churning & AI Goes E-Commerce #1053
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Oct 24, 2025 This episode dives into the commercialization of running and the pressure of expensive gear. It unveils lead concerns in protein powders and how more money can lead to floppier financial habits. Explore the concept of cash-strapped millionaires and the liquidity of assets. The exciting partnership of Walmart and OpenAI signals new trends in AI-driven e-commerce. Plus, hear about the rise of subscription services and the challenges faced by craft breweries. Credit card churning and HSAs also take center stage, unraveling their complexities and potential benefits.
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First Marathon Piggybacked By A Veteran
- Joel ran his first marathon and credited listener Greg, a 104-marathon veteran, for helping him finish strong.
- He described piggybacking on Greg's encouragement as a key factor in hitting his goal.
Running Becoming An Expensive Industry
- The running scene is getting commercialized with expensive gear, tours, and tailored ads.
- What started as a pure, low-cost activity is being monetized into a costly hobby.
Choose Gear, Not Excess
- Use essential gear, not endless accessories: pick what materially helps you run.
- Avoid turning a healthy habit into a stuff-accumulating hobby for its own sake.