Ask The Compound

Cullen Roche, Founder and CIO of Discipline Funds, brings a wealth of finance knowledge to the discussion. He unpacks the true state of U.S. government debt, dispelling myths surrounding bankruptcy and inflation. The conversation navigates the impact of interest rates on deficits and corporate performance, while also exploring the relationship between government spending and financial markets. Light-hearted moments about pets add a fun twist, making complex economic issues feel relatable.

Bill Artzerounian, CFP, CPA, and Director of Tax Services at Ritholtz Wealth Management, shares his insights on how elections can shape tax policy and economic outlooks. He discusses the potential tax implications of different candidates and the importance of adapting strategies for changing environments. The conversation dives into optimizing Roth contributions as retirement approaches and the broader economic impacts of presidential elections, including market reactions and the significance of strategic financial planning during uncertain times.

Join financial planner Jill Schlesinger, known for her expertise on financial strategies, as she chats about retiring by 36. Explore the pros and cons of traditional vs. Roth IRA contributions and the unique role of gold as an investment. Discover essential tips for planning a fulfilling post-retirement life and the importance of engagement in passion projects. Jill also shares insights on navigating market volatility and achieving financial independence at a young age, making this an enlightening discussion for aspiring early retirees.

In this engaging conversation, Morgan Housel, a partner at The Collaborative Fund and renowned author of 'The Psychology of Money', shares insights on effective content creation and the importance of storytelling over mere data. He discusses the evolution of writing and emphasizes authenticity and preparation in public speaking. Housel balances optimism in investment perspectives with the realities of economic downturns, illustrating the psychological challenges investors face and the need for persistence in both writing and investing.

Callie Cox, Chief Market Strategist at Ritholtz Wealth Management and author of OptimistiCallie, dives into the intricate dynamics of the stock market. She discusses overvaluation concerns in the S&P 500, particularly influenced by tech sectors. The conversation navigates the challenges of housing affordability amid rising mortgage rates and stresses the importance of diversification into more reasonable investments. Callie also shares personal insights on overcoming financial mistakes and the emotional hurdles of investing.

Nick Maggiulli, COO of RWM and author of "Just Keep Buying," brings his financial expertise to a lively discussion. They explore the differences between bull and bear markets, dissecting what each means for investors. Maggiulli shares insights on managing small-cap investments and evaluating pensions. The conversation also delves into the psychology behind selling big winners like NVIDIA, highlighting the emotional factors that can sway decisions. Be prepared for eye-opening strategies on when to take profits and navigate market cycles!

Discover essential strategies for retirement planning, from managing safe assets to risk allocation. Explore the journey of pursuing a CFA and its impact on financial acumen. Learn about the nuances of stock ratings like 'overweight' and 'underweight'. Find out how to teach financial responsibility in a cashless world, all while enjoying some light-hearted boating anecdotes. Dive into practical tips on home equity lines of credit and optimizing international equity exposure!

Bill Sweet, CFO and Head of the Tax team at Ritholtz Wealth Management, shares his expertise on retirement income planning. Discover strategies for effectively managing finances in early retirement while addressing the complexities of taxes, especially for married couples. Learn about the significance of dividend reinvestment and the need for flexible withdrawal approaches to adapt to market changes. Bill also discusses tax-efficient solutions for selling property and the risks of focusing solely on dividend income in volatile markets.

The discussion dives into the implications of Federal Reserve rate cuts on bond yields and mortgage refinancing options. Surprising market reactions to these cuts are analyzed, exposing the dynamics of an inverted yield curve. There's a deep dive into misconceptions about rate cuts and their relation to recessions, emphasizing monetary policy's complexities. The impact of AI on financial advising is explored, alongside career advice for veterans entering finance, highlighting the essential blend of technology and human insight.

Taylor Hollis, an advisor and estate specialist at Ritholtz Wealth Management, delves into the $6.3 trillion in money market funds and how it might affect the stock market. The discussion highlights the attraction of high-yield accounts post-pandemic and investor behavior during economic uncertainty. Additionally, they tackle trust management complexities, familial conflicts, and the importance of financial preparedness during crises. The episode emphasizes transparency in estate planning and navigating emotional family finance discussions with practical strategies.