Is It Time to Take Money off the Table?

Jan 15, 2025

The discussion centers on sector concentration in the S&P 500 and how global economic shifts impact the U.S. market. Strategies for maximizing retirement contributions are highlighted, along with the differences between 403B and Roth IRA accounts. Financial decision-making is explored, particularly regarding investments and home buying. The value of starting to save early and the magic of compounding are emphasized, encouraging a proactive approach to financial planning. It's a practical guide to navigating your financial journey!

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ADVICE

Max Out Retirement Accounts

Max out both your 403(b) and Roth IRA if you can.
The contribution limits are $23,500 and $7,000, respectively, for 2025.

INSIGHT

Sector Rotation

Sector performance within the S&P 500 rotates over time.
Don't overcomplicate investing by trying to time sector performance; stick to simple index funds.

INSIGHT

Global Economic Impact

Global economies and markets are interconnected, influencing each other.
A slowdown in major economies like China or Europe will likely impact the US market.

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On episode 156 of Ask The Compound, Ben Carlson and Duncan Hill discuss concentrating within sectors of the S&P 500, how economies outside the US affect US markets, taking chips off the table vs timing the market, financial planning after hitting your retirement goal, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com!

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