Ask The Compound

Discover the top stock market indicators every investor should know! Dive into the importance of viewing your investments as one portfolio. Understand that returns can be volatile, and why not to fear all-time highs. Learn about the normalcy of bear markets and how to prepare for market crashes. Compounding is the key to long-term wealth, and stocks symbolize ownership in corporate success. Finally, gain insights into the differences between secular and cyclical markets, plus tips on mortgage choices to maximize flexibility.

Jurrien Timmer, a portfolio strategist at Fidelity Investments, shares his expertise in market cycles and analysis. He discusses whether we're at the end of a bull market and compares the current AI craze to historical bubbles. Timmer delves into inflation targets and the evolving landscape of asset allocation, proposing alternatives to the traditional 60/40 portfolio. He emphasizes strong corporate fundamentals despite a slowing labor market, leaving listeners with valuable insights into navigating today's financial markets.

Bill Sweet, the Chief Financial Officer at Ritholtz, joins the discussion with insights on housing prices and retirement strategies. They delve into the potential for a housing market decline by 2026 and analyze the resilience of the market despite limited supply. Bill shares expert advice on Roth strategies, citing Gen Z's growing preference for Roth accounts due to long-term benefits. The conversation also explores the trade-offs between renting and owning in retirement, providing practical tips for managing finances effectively.

Corey Hoffstein, co-founder and CEO of Newfound Research, shares his expertise on return stacking and its relation to leveraging investments. He explains the intricacies of how stacking works and discusses practical use cases. The conversation also dives into managing leverage responsibly and the importance of diversifying with liquidity in mind. Corey elaborates on the Four-Year Rule for retirement cash to prevent forced selling during downturns, and he offers insights on building wealth over time, even for late starters.

Bill Sweet, CFO at Ritholtz Wealth Management, joins to tackle the aftermath of significant portfolio losses. He shares practical advice on selling stocks without incurring hefty taxes, discusses the merits of Roth 401(k) contributions, and explains tax-aware exit strategies. Bill also compares HELOCs and cash-out refinances for renovations, emphasizing how 401(k)s still offer unparalleled tax benefits. Gain insights on maximizing retirement contributions and explore HSA strategies for tax-advantaged growth!

Jonathan Novy, a Senior Advisor at Ritholtz Wealth Management, dives into the complexities of the housing market and retirement planning. He discusses the pros and cons of annuities for retirement income, highlighting when they make the most sense. Novy also examines the emerging trend of 50-year mortgages, debating their potential benefits compared to traditional loans. Additionally, he offers insightful career advice for those torn between roles at banks versus family offices, blending financial strategy with personal growth.

Dive into the world of finance with intelligent insights! The hosts debate the potential AI bubble and its impact on young investors. They explore the risks of heavy tech allocations amidst volatility and weigh the merits of keeping low-rate mortgages versus paying them off early. Discover how paying off a mortgage fits into retirement goals and the differences between buy-side and sell-side investment strategies. Plus, learn whether cash in money markets is a wise choice for retirees!

Bill Sweet, CFO of Ritholtz Wealth Management, shares his insights on various financial strategies. He dives into the complexities of timing the AI bubble and the importance of trend-following to mitigate losses during market crashes. Sweet also explores the balance between financing a home purchase from parents versus renting and stresses prioritizing retirement contributions over educational savings. The discussion wraps up with tips for buying a vacation home, detailing tax implications and practical advice on rentals.

Ben Carlson and Duncan Hill dive into the intriguing world of investment strategies. They explore how many stocks outperformed the S&P over different periods and the challenges of active management. The discussion touches on the 4% withdrawal rule for retirement, providing insights on spending down assets. They also evaluate Dave Ramsey's four-fund portfolio and share practical advice on investing for college savings. Plus, they discuss the importance of behavioral finance when it comes to managing money.

Josh Brown, an experienced equity investor and industry commentator, dives into the art of taking profits after big market rises. He explains how to differentiate between investments and trades, advising on when to hold or sell after rapid gains. The discussion also tackles the complexities of asset allocation for those receiving an inheritance and outlines strategies for middle-aged investors navigating their financial planning. With practical insights on trimming high-performing stocks, Josh shares valuable wisdom for all types of investors.