Discover essential strategies for retirement planning, from managing safe assets to risk allocation. Explore the journey of pursuing a CFA and its impact on financial acumen. Learn about the nuances of stock ratings like 'overweight' and 'underweight'. Find out how to teach financial responsibility in a cashless world, all while enjoying some light-hearted boating anecdotes. Dive into practical tips on home equity lines of credit and optimizing international equity exposure!

Bill Sweet, CFO and Head of the Tax team at Ritholtz Wealth Management, shares his expertise on retirement income planning. Discover strategies for effectively managing finances in early retirement while addressing the complexities of taxes, especially for married couples. Learn about the significance of dividend reinvestment and the need for flexible withdrawal approaches to adapt to market changes. Bill also discusses tax-efficient solutions for selling property and the risks of focusing solely on dividend income in volatile markets.

The discussion dives into the implications of Federal Reserve rate cuts on bond yields and mortgage refinancing options. Surprising market reactions to these cuts are analyzed, exposing the dynamics of an inverted yield curve. There's a deep dive into misconceptions about rate cuts and their relation to recessions, emphasizing monetary policy's complexities. The impact of AI on financial advising is explored, alongside career advice for veterans entering finance, highlighting the essential blend of technology and human insight.

Taylor Hollis, an advisor and estate specialist at Ritholtz Wealth Management, delves into the $6.3 trillion in money market funds and how it might affect the stock market. The discussion highlights the attraction of high-yield accounts post-pandemic and investor behavior during economic uncertainty. Additionally, they tackle trust management complexities, familial conflicts, and the importance of financial preparedness during crises. The episode emphasizes transparency in estate planning and navigating emotional family finance discussions with practical strategies.

On episode 139 of Ask The Compound, Ben Carlson and Duncan Hill are joined by RWM CIO and Chairman Barry Ritholtz to discuss if the market is about to crash, if the U.S. economy is grinding towards recession, paying off a low-rate mortgage early, staying invested with large gains, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com!Thanks to Rocket Money for sponsoring this episode! Visit: http://rocketmoney.com/atc and cancel your unwanted subscriptions today!The Compound x Tropical Bros: https://tropicalbros.com/products/super-stretch-the-compound-hawaiian-shirtSubscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! https://www.thecompoundnews.com/subscribe🎥 Watch this episode on YouTube: https://youtube.com/live/80FO1sYAL7c👕 Check out The Compound shop: https://www.idontshop.comThe Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.Investing involves the risk of loss. This podcast is for informational purposes only and should not be regarded as personalized investment advice or relied upon for investment decisions. Duncan Hill and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management.Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here:https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Bill Sweet, a CFO and tax specialist, dives into using valuations for market timing and offers insights into optimizing retirement savings. He discusses the nuances of Roth vs. traditional accounts, addressing the complexities of asset allocation. Bill sheds light on tax implications for U.S. citizens retiring abroad, emphasizing the need for professional guidance. The conversation includes lighthearted anecdotes about retirement dreams and navigating finances after loss, making for an engaging and informative dialogue.

Callie Cox, Chief Market Strategist at Ritholtz Wealth, shares her insights on the current economic climate and recession risks. She delves into the complexities of labor market trends and interest rate decisions, challenging traditional recession definitions. The discussion also highlights the implications of potential Federal Reserve interest rate cuts and their impact on inflation. Additionally, Callie cautions against heavily investing in QQQ ETFs due to tech stock volatility, promoting a balanced investment strategy.

Alex Palumbo, a seasoned CFP and advisor with RWM, dives into the world of financial strategies. He discusses how bonds can effectively hedge against stock market declines while remaining viable in rising markets. The conversation highlights the psychological and financial challenges faced by investors with concentrated stocks, like Amazon. Additionally, they tackle the importance of choosing sound performance metrics for evaluating financial advisors, emphasizing the significance of personalized benchmarks in achieving true client satisfaction.

On episode 135 of Ask The Compound, Ben Carlson and Duncan Hill are joined by RWM CFO and tax extraordinaire Bill Sweet to discuss investing in bonds before a rate-cutting cycle, how wash sale rules work, selling investment property in a tax-optimized way, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com!Thanks to Fabric By Gerber Life for sponsoring this episode! Start investing in your child today at: http://meetfabric.com/ATCThe Compound x Tropical Bros: https://tropicalbros.com/products/super-stretch-the-compound-hawaiian-shirtSubscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! https://www.thecompoundnews.com/subscribe🎥 Watch this episode on YouTube: https://youtube.com/live/m2AsGgyyO-Q👕 Check out The Compound shop: https://www.idontshop.comThe Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.Investing involves the risk of loss. This podcast is for informational purposes only and should not be regarded as personalized investment advice or relied upon for investment decisions. Duncan Hill and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management.Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here:https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

On episode 134 of Ask The Compound, Ben Carlson and Duncan Hill are joined by RWM Sr. Advisor Jonathan Novy to discuss portfolio implications of a rate-cutting cycle, owning life insurance vs contributing to retirement, paying down a high-interest loan vs investing, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com!This episode is sponsored by Public. Make your savings work harder and earn an industry-leading 5.1% APY with a high-yield cash account on Public. Visit https://www.public.com/ to learn more!The Compound x Tropical Bros: https://tropicalbros.com/products/super-stretch-the-compound-hawaiian-shirtSubscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! https://www.thecompoundnews.com/subscribe🎥 Watch this episode on YouTube: https://youtube.com/live/ge1sIHZ0bo0👕 Check out The Compound shop: https://www.idontshop.comThe Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.Investing involves the risk of loss. This podcast is for informational purposes only and should not be regarded as personalized investment advice or relied upon for investment decisions. Duncan Hill and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management.Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here:https://ritholtzwealth.com/podcast-youtube-disclosures/Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information Learn more about your ad choices. Visit megaphone.fm/adchoices