Ask The Compound

Join financial planner Jill Schlesinger, known for her expertise on financial strategies, as she chats about retiring by 36. Explore the pros and cons of traditional vs. Roth IRA contributions and the unique role of gold as an investment. Discover essential tips for planning a fulfilling post-retirement life and the importance of engagement in passion projects. Jill also shares insights on navigating market volatility and achieving financial independence at a young age, making this an enlightening discussion for aspiring early retirees.

In this engaging conversation, Morgan Housel, a partner at The Collaborative Fund and renowned author of 'The Psychology of Money', shares insights on effective content creation and the importance of storytelling over mere data. He discusses the evolution of writing and emphasizes authenticity and preparation in public speaking. Housel balances optimism in investment perspectives with the realities of economic downturns, illustrating the psychological challenges investors face and the need for persistence in both writing and investing.

Callie Cox, Chief Market Strategist at Ritholtz Wealth Management and author of OptimistiCallie, dives into the intricate dynamics of the stock market. She discusses overvaluation concerns in the S&P 500, particularly influenced by tech sectors. The conversation navigates the challenges of housing affordability amid rising mortgage rates and stresses the importance of diversification into more reasonable investments. Callie also shares personal insights on overcoming financial mistakes and the emotional hurdles of investing.

Nick Maggiulli, COO of RWM and author of "Just Keep Buying," brings his financial expertise to a lively discussion. They explore the differences between bull and bear markets, dissecting what each means for investors. Maggiulli shares insights on managing small-cap investments and evaluating pensions. The conversation also delves into the psychology behind selling big winners like NVIDIA, highlighting the emotional factors that can sway decisions. Be prepared for eye-opening strategies on when to take profits and navigate market cycles!

Discover essential strategies for retirement planning, from managing safe assets to risk allocation. Explore the journey of pursuing a CFA and its impact on financial acumen. Learn about the nuances of stock ratings like 'overweight' and 'underweight'. Find out how to teach financial responsibility in a cashless world, all while enjoying some light-hearted boating anecdotes. Dive into practical tips on home equity lines of credit and optimizing international equity exposure!

Bill Sweet, CFO and Head of the Tax team at Ritholtz Wealth Management, shares his expertise on retirement income planning. Discover strategies for effectively managing finances in early retirement while addressing the complexities of taxes, especially for married couples. Learn about the significance of dividend reinvestment and the need for flexible withdrawal approaches to adapt to market changes. Bill also discusses tax-efficient solutions for selling property and the risks of focusing solely on dividend income in volatile markets.

The discussion dives into the implications of Federal Reserve rate cuts on bond yields and mortgage refinancing options. Surprising market reactions to these cuts are analyzed, exposing the dynamics of an inverted yield curve. There's a deep dive into misconceptions about rate cuts and their relation to recessions, emphasizing monetary policy's complexities. The impact of AI on financial advising is explored, alongside career advice for veterans entering finance, highlighting the essential blend of technology and human insight.

Taylor Hollis, an advisor and estate specialist at Ritholtz Wealth Management, delves into the $6.3 trillion in money market funds and how it might affect the stock market. The discussion highlights the attraction of high-yield accounts post-pandemic and investor behavior during economic uncertainty. Additionally, they tackle trust management complexities, familial conflicts, and the importance of financial preparedness during crises. The episode emphasizes transparency in estate planning and navigating emotional family finance discussions with practical strategies.

On episode 139 of Ask The Compound, Ben Carlson and Duncan Hill are joined by RWM CIO and Chairman Barry Ritholtz to discuss if the market is about to crash, if the U.S. economy is grinding towards recession, paying off a low-rate mortgage early, staying invested with large gains, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com!Thanks to Rocket Money for sponsoring this episode! Visit: http://rocketmoney.com/atc and cancel your unwanted subscriptions today!The Compound x Tropical Bros: https://tropicalbros.com/products/super-stretch-the-compound-hawaiian-shirtSubscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! https://www.thecompoundnews.com/subscribe🎥 Watch this episode on YouTube: https://youtube.com/live/80FO1sYAL7c👕 Check out The Compound shop: https://www.idontshop.comThe Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.Investing involves the risk of loss. This podcast is for informational purposes only and should not be regarded as personalized investment advice or relied upon for investment decisions. Duncan Hill and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management.Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here:https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Bill Sweet, a CFO and tax specialist, dives into using valuations for market timing and offers insights into optimizing retirement savings. He discusses the nuances of Roth vs. traditional accounts, addressing the complexities of asset allocation. Bill sheds light on tax implications for U.S. citizens retiring abroad, emphasizing the need for professional guidance. The conversation includes lighthearted anecdotes about retirement dreams and navigating finances after loss, making for an engaging and informative dialogue.