

SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books

Jul 10, 2018 • 21min
5 ways being a Christian has helped my business
Jeff Rose and I discuss some of the ways the Bible has impacted (and improved) our businesses. A lot of people miss out on some really incredible ideas in the Bible. It’s this book that is thousands of years old, but so much of it is still relevant to us today. A lot of tremendously successful businesses tap into some of these biblical principles, whether they realize it or not. Link mentioned: Jeff’s Blog: https://GoodFinancialCents.com Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 26, 2018 • 31min
7 Benefits of a Sabbatical
My wife Linda and I talk about the benefits we’ve experienced from taking sabbaticals. We encourage you to work sabbaticals into your life and see the benefits for yourself! God has amazing things in store for you... He does BIG things through sabbaticals! These are a few of the topics we cover: Knowing when to take a sabbatical, no matter the length. How to prepare for a sabbatical. Seeing how God creates time for you to become closer to Him. Sabbaticals give rest and allow you to hit that reset button. Being intentional with your sabbatical. Start where you are.
Link mentioned: The Rest of God by Mark Buchanan: https://amzn.to/2JSELjD
Check out our blog posts on this topic:Why I took a year off work: https://SeedTime.com/why-sabbatical-year The process I used to take a year off work: https://SeedTime.com/sabbatical-processes/ Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 12, 2018 • 16min
My interview with a millionaire - 2 life changing lessons learned
A few years back I interviewed a millionaire to pick his brain on what things he had done to achieve his financial success. I was thrilled to find out that a few simple financial changes he made, had set him up for financial success. I found this interview to be incredibly inspiring and I hope you feel the same way! These are a few of the topics we cover: The 2 simple changes most of us can make that can make all the difference. Simple investment concepts that actually work if you stick with it and be consistent. Be the boss of your budget: The importance of directing your money where to go. How he got some of the most valuable financial resources for free. Links: Check out our interview post for more detail: https://SeedTime.com/interview-with-a-millionaire Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 29, 2018 • 19min
How to handle financial disagreements with your spouse
Linda and I talk about some of our money fights and how we have reduced them over the years, how a budget has improved our marriage, and how to stay happily married to someone who views money completely different than you. These are a few of the topics we cover: How to get your spouse to care about the finances The one thing we did that has reduced our money fights more than anything else Why a less-than-perfect budget is usually a good thing Whether or not you should have separate spending money Links Mentioned Our 'God and Money' 6-Week Bible Study - https://seedtime.com/god-and-money/ Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 15, 2018 • 28min
The life-changing benefits of owning less stuff with Joshua Becker
Joshua Becker and I talk about the life-changing benefits of owning less stuff as it pertains to beginners. Dealing with the objections, the myths, and highlighting the benefits of the minimalist lifestyle. These are a few of the topics we cover: How a possession-filled American can make a major transition and begin to live a simpler life. Why minimalism doesn’t have to be scary and you can own more than 15 possessions. What is the best way to approach what to keep and get rid of. What references have been found in the Bible to help stay motivated on this path. Practical first steps for someone who wants to test the waters and see if minimalism is for them. Get connected with Joshua at https://BecomingMinimalist.com Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 1, 2018 • 19min
Your financial battle is not yours, but God's
When we are fighting a financial battle, it isn’t really ours to fight. Our job is to depend on God and to rest in His grace. But how do we balance that with working hard (another Biblical concept)? That’s what Linda and I discuss in this episode. Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Apr 4, 2018 • 34min
How to finally get started with your business idea
Joseph Michael of Scrivener Coach (https://ScrivenerCoach.com) talks about what it takes to finally get started with your business idea started. Joseph created an extremely successful online business by using his day-job lunch breaks to work on it- eliminating the excuse that so many of us use that we don’t have enough time! Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Apr 3, 2018 • 27min
The 1 simple trick that will save the most money at the grocery store
Carrie Rocha gave me an awesome tip on how I can save a lot more at Whole Foods and Trader Joe's markets. In the interview we cover: The 1 simple trick you can do that will yield the most savings at the grocery store Why she doesn't really like couponing How to save money on natural and organic foods The truth about shopping at Costco/Sams and who benefits from it Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Apr 2, 2018 • 27min
How to find your calling/purpose in life with Jeff Goins
Jeff Goins of Goins Writer discusses why you are unlikely to find your purpose. In this episode, we discuss: Why hating your job is actually a good thing when it comes to discovering your purpose How to find the balance between never thinking about your purpose and overthinking it A practical and simple strategy that you can use to get clues of your life’s calling How tragedy can sometimes provide great clues about our purpose Why you can’t necessarily be whatever you want if you just put your mind to it Why Jeff wrote The Art of Work and who would most benefit from it Links: Jeff Goins - https://goinswriter.com/ The Art of Work by Jeff Goins - https://www.amazon.com/Art-Work-Proven-Discovering-Meant/dp/0718022076 Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.