SeedTime Money (Christian living & Personal Finances)

Today we are speaking to everyone out there who has experienced failure. In my experience as a writer/entrepreneur, failing multiple times comes with the territory. But, I want to be an encouragement to all my listeners and know that it is worth it… keep trying! Join me and Joseph Michael (Founder of Learn Scrivener Fast), as we discuss failure leading to success.   These are some of the topics we discuss: No one sees all the failures that have led to a success. Doors closing will lead to what you’re supposed to be doing. Opportunities in disguise. Failing the right way, learning how to pivot. Praying for wisdom. Why not me? The world’s view of success vs God’s view of success. Working heartily for the Lord.
   Links Mentioned: Joseph Michael on Twitter: @ScrivenerCoach - https://x.com/ScrivenerCoach  Learn Scrivener Fast: http://learnscrivenerfast.com   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways.     These are the 7 topics we cover: Giving More Actually Means Having More Not To Be Wasteful To Be Honest On Our Taxes & Everything Else Chase Debt-Free Living Obey God’s Leading When It Comes To Our Money To Rest - Especially In The Midst Of Chaos Say No To The American Idea Of Retirement
   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Bob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle. We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous. Links Mentioned: Get the FREE PDF - https://sdti.me/21-giving-verses
 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: Go to the source - Read what the Bible says about giving Spending time with people who are generous Focus on all you have to be thankful for
     Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

You could save so much money by just not spending money on even a few of these 11 things! I'm always looking for ways to save money and I have found several things to stop spending my money on, and in turn, pocket the savings. Even if you consider yourself to be a frugal person, I want to share with you some things that you may not have considered when saving money. All links mentioned in the description here: https://youtu.be/35-yPE8rbJg   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways.   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In reviewing my finances and my financial goals, I wanted to find some easy money moves that I can make to achieve my goals. In my research I found 7 easy money moves that you can also make today! Whether you’re looking to earn money, save money, or improve your overall finances there’s something here for everyone!   Links Mentioned: 7 Easy Money Moves You Can Make Today: http://seedtime.com/money-moves Airbnb: https://seedtimecom/2/airbnb.php Survey Junkie: https://seedtime.com/2/surveyjunkie.php Get Started Investing with Very Little Money: https://seedtime.com/investing-with-little-money Acorns: https://seedtime.com/2/acorns.php Credible: https://seedtime.com/2/credible.php Credit Karma: https://seedtime.com/2/creditkarma.php How to Travel for FREE: https://seedtime.com/free-travel/ Rewards Credit Cards: https://seedtime.com/2/sapphire.php Policy Genius: https://seedtime.com/2/policygenius.php 
 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: List your place on Airbnb (house, apartment, dorm room, etc.) Earn some money in your free time using Survey Junkie Start investing with $1 or less with Acorns Save ~$18,000 with a few hours of work on refinancing student loans with Credible Check your credit report for FREE with Credit Karma Get a rewards credit card, like I have with Chase Review (or get) life insurance with Policy Genius
   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The Bible has some very specific principles that apply to our finances and believe it or not - some pretty specific instructions for American Christians. As usual, many of these will apply to those outside of the U.S. as well. I want to challenge you to an exercise to see how wealthy you truly are! This was an eye-opener for me and I bet it will be the same for you. Join me as I dig into the passage of 1 Timothy 6 and go over the 10 Things American Christians should be doing with their money. These are a few of the topics we cover: Wealth is a relative thing. GlobalRichList.com How wealthy you actually are compared to the rest of the world. What really is being “rich?” The 10 things American Christians should be doing with their money.
   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Should Christians be praying for money?  It is an idea that I am pondering and I don’t think I am going to pray for money any more. Join me (Bob) and Linda as we chat about it and explore this idea.   These are a few of the topics we cover: God provides in many ways, not just with money. We almost never want the money itself, we just want the stuff. We don’t want to limit God in what He can do. God knows our needs and knows what is best for us. God provides, even without the money!
   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

My friend has paid off over $80k by selling on eBay. In sharing his story, I hope it helps you pay off debt (or just make some extra cash!). Bryan & his wife paid off $82,000! How? Buying and selling stuff on eBay. I'm going to be asking him some questions and hopefully his answers will inspire you to pay off your debt, too!   Topics and questions I asked Brian in this interview: 1️⃣► EXPLAIN WHAT YOU DID PAY OFF YOUR DEBT USING EBAY Brian bought Skip McGrath's eBook (A list of things you can buy at yard sales and sell on eBay) and found there are many things he could sell for a profit. In his first eBay sale, he bought an item for $5 and sold it for over $300! PRO TIP: If you want to know if something at a yard sale is valuable, download the eBay app!   If you would like to know more about Skip McGrath, check out his site and his books: http://www.skipmcgrath.com/products/sell-used-books-ebay-amazon.php   2️⃣► HOW REALISTIC IS IT TO MAKE A FEW HUNDRED DOLLARS A MONTH ON EBAY? It's extremely doable to earn a few hundred dollars a month! When he was paying off debt by selling on eBay, he also had a full-time job. Currently, his buddy is really into selling and is making $1500/$2000 a week with eBay (this is after putting 60+ hrs a week in as a CPA!). So even if you have only minimal efforts, you should be able to make a few hundred dollars a month. PRO TIP: Don't look to sell 100 things for $5. Look to sell 3 things for $50 a piece. Start small!   3️⃣► ANY OTHER TOOLS/RESOURCES THAT YOU THINK ARE HELPFUL?   ►The eBay app is everything! ►Ignore what items are selling for on eBay, pay attention to the prices items actually sold for! ►Check out Lynn Dralle's book on buying and selling on eBay: http://www.thequeenofauctions.com/ ►Auctions!   Related Video about Ebay Selling: How to sell on eBay - https://youtu.be/iWw6UbQn_oU   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I want to share with you 5 Biblical Financial Principles that I've learned, that I think every Christian should know! Essentially, these are 5 Bible Verses about money that should be impacting the way we handle our money decisions each day. I hope these verses are a blessing to you, as they have for me!   Link mentioned:  If you would like to memorize these verses, I've created a FREE PDF download for you that can be found here: https://seedtime.com/5-bible-verses-about-money-every-christian-should-know/   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.