SeedTime Money (Christian living & Personal Finances)

Today on the podcast, we're talking about paying attention and how it can improve our performance. The idea is based on Pearson's Law, which states that "when performance is measured, performance improves." This applies to everything from driving on the highway when we see a cop with a radar gun, to weight loss, and to our finances. When we measure our performance, it improves. So if you're looking to make better decisions with your money, try using one of the methods we discuss to track your spending (aka measure your performance). Instructions on how to use Personal Capital to track spending - https://SeedTime.com/cashflow   Links: Our Book: Simple Money, Rich Life - ​​https://SeedTime.com/smrl Our True Financial Freedom class- https://SeedTime.com/tff   Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/fQ0KFEtS3xM    These are a few of the topics we cover: What do you do when driving down the road and you see a cop car? How important is it to pay attention? An effective way to improve weight loss How to benefit from implementing Pearson’s Law If someone were to pay you to track your spending, would you? The tool you can use to see where you’ve been spending your money How often you should evaluate your spending What 98% of our listeners will likely NOT do   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide

Well, it’s time to get up close and personal. Today we are going to drop you in on a recording where we show our exact budget, exact categories, and why we do what we do. Hope you find it helpful! For more on the method we use check out https://seedtime.com/realmoney You can watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/ebX3yJmDM1M    These are a few of the topics we cover: If you think how you spend your money is weird, it’s ok… we’re all weird! Our budgeting categories reflect what is important to us and your categories should reflect what is important to you Our budget case study - how we specifically break down our budget How you can avoid money fights in your marriage through a budget The benefit of budgeting and having the ability to pay off your house and not carry loans An overview on how our Real Money Method budget system works   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode I am sharing exactly how I went about opening a crypto Roth IRA so that I can get some of my crypto investments inside of the wonderful Roth IRA. This one will probably be better to watch on Youtube than listen and you can do that here... https://youtu.be/Y8RX_VWXb00    Links: Our 10X Investing course (and crypto essentials mini course) - https://seedtime.com/10x  Alto CryptoIRA ($50 bonus) - https://seedtime.com/2/altoira.php  Directed IRA - https://directedira.com/  Bitcoin IRA - https://bitcoinira.com/ Rocket Dollar Self-directed IRA - https://rocketdollar.com/accounts/self-directed-ira ITrust Capital IRA - https://itrustcapital.com/how-it-works   These are a few of the topics we cover: The thinking I have when it comes to crypto investing How to get crypto into a Roth IRA What you should know about Alto's Crypto IRA What I didn’t like about other Crypto IRA options My choice for investing a Roth IRA with crypto The risks you should consider with investing with crypto for IRAs The outlook of investing with crypto for IRAs The process in setting up a crypto Roth IRA A look into my crypto Roth IRA profile The easiest trading aspect when it comes to Roth IRA investing   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Learn how to spend more on what you love without guilt. Prioritize spending on what brings you joy and embrace your unique preferences for God's purpose. Identify what truly matters and balance financial abundance with generosity. Enjoy the journey and be intentional with your money.

In this lesson we are talking about the Roth IRA: a LEGAL tax loophole that is “too-good-to-last” according to a millionaire mentor of mine. If you have heard about the Roth IRA and are curious, this will help give you some inspiration to take advantage of this awesome tool the US Government has given us.   Links: Our 10x Investing course will show you (down to what buttons to press) how to open one AND teach you how to make wise investments inside of your Roth IRA - https://SeedTime.com/10x  Our True Financial Freedom class will teach you how to master all aspects of the money in a God-honoring way - https://SeedTime.com/tff Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/u98na2GI3uQ    Here is just a little bit of what we cover in this episode: Why I think almost everyone should have a ROTH IRA How it could save you hundreds of thousands in taxes How much can I contribute to a Roth IRA? Who is eligible to open a Roth IRA? What types of investments can I hold in a Roth IRA? When can I withdraw money from a Roth IRA? Can I withdraw contributions from a Roth IRA tax-free? Are there any penalties for early withdrawals from a Roth IRA? What is the difference between a Roth IRA and a traditional IRA? Are there any other fees associated with a Roth IRA? How do I open a Roth IRA?   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

As parents, we all want our kids to grow up and be successful adults right?. And, in this episode we’re talking about an article I read that is full of wisdom for all parents on this topic. The article consists of some phrases that were never said by 70 parents of highly successful adults.    Links: Article mentioned: https://www.cnbc.com/amp/2022/08/20/i-talked-to-70-parents-of-highly-successful-adults-here-are-phrases-they-never-said-when-their-kids-were-young.html  Send us a DM on Instagram @seedtime - https://instagram.com/seedtime  Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/e_ogtP6FpRY    These are a few of the topics we cover: It’s not only okay to get things wrong, but it’s good! The success that you see comes with many failures that are not seen Teaching your children how to walk with God through difficulties There is real value in having to work for what you want Why character is built by going through the hard stuff Why you should never let school get in the way of an education Why it’s ok if your child has a subject in school that they are not good at Putting your energy into finding what you’re good at Laying down your plans and aspirations for your kids How to move your children forward in their gifts Do your kids earn an allowance? Money is not just something you buy stuff with, it’s a tool Do you want money, or do you want what you think money is going to give you? How to have your kids grow up with a sense of purpose and wanting to make a difference in the world.   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

With the recent banks collapsing (Silicon Valley Bank, Signature Bank, & Silvergate Bank) a lot of people are wondering if their money is safe in their bank.  And the answer is MAYBE. In this episode we are discussing the 2 things you need to do right now to protect your assets in your bank (as well as your investments).  Share this with someone who needs it!     If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

Today we are talking about part 2 of the 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out! If you haven't checked out part 1 yet, listen to that first!!   Links: Our Podcast episode: “The 10 golden rules of becoming a millionaire” (Part 1) - https://seedtime.libsyn.com/the-10-golden-rules-of-becoming-a-millionaire-part-1  Article ”10 Golden Rules of Becoming a Millionaire” - https://moneytalksnews.com/slideshows/the-10-golden-rules-of-becoming-a-millionaire/  Lessons I learned from my millionaire mentor: https://seedtime.com/investing-lessons/  Our 10X Investing course - https://seedtime.com/10x   These are a few of the topics we cover: The balance of YOLO and saving for tomorrow How do you want to spend your retirement? The only 6 ways to get rich The best ways to build wealth  Would you fare better working for a business or starting your own business? The riskiest thing that you can do Your well being is no one else’s responsibility Are you depending on the government, or depending upon God? Why less is more… even when it comes to information The healthiest strategy when it comes to investing in the stock market Why time is not money… money is time!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are talking about The 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out! And then stay tuned for part 2!   Links: Article ”10 Golden Rules of Becoming a Millionaire” - https://moneytalksnews.com/slideshows/the-10-golden-rules-of-becoming-a-millionaire/  Our Book: Simple Money, Rich Life - https://seedtime.com/smrl  Chris & Andrea Peach Podcast Episode: How this couple paid off $52k in 7 months (12/14/2020)- https://directory.libsyn.com/episode/index/id/17132114  Our 10X Investing course - https://seedtime.com/10x   These are a few of the topics we cover: Our journey and motivation for making money The secret to being content Have you involved God and prayed about your finances? We hope you’re not spending your money like this… Why there is no “neutral” ground in personal finance How much you make doesn’t matter as much as THIS does The best time to buy stocks and the best time to sell The risk/payoff ratio when it comes to investing Warren Buffet’s golden rule on investing The difference between looking rich and actually being rich Having an eternal perspective when it comes to your finances Money is an amplifier to your character   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Your WORTH in the marketplace is tied to CONTEXT. This is incredibly important to understand when you are wanting to earn more from the work you do. So in this episode we discuss how to position yourself to get paid MORE for the work you do.   Links: Glassdoor: https://glassdoor.com  Our Book: Simple Money, Rich Life - ​​https://seedtime.com/smrl/   Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/kD7ltT-H-is    These are a few of the topics we cover: How to determine your worth and your value in the marketplace The value of something depends upon the context (The Joshua Bell story and lesson) How to get yourself in the position where you're valued the most How to operate within your giftings How to discover what your gifts are How the Enneagram fits in Why you have to continue to learn and hone the skills God has given you How to identify where you need to be   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.