10 reasons you're not sticking with your budget

In this episode of the SeedTime Money podcast, we dive into 10 reasons why you might not be sticking to your budget and discuss how you can overcome these obstacles. Inspired by @IanBuildsWealth on Instagram, we share insights on how to create a realistic and effective budget that works for you.

 

Here's what we cover in this episode:

✅ The common budgeting myth that's sabotaging your financial goals - and how to fix it for good

✅ Why your budget might be failing you, even if you think it's working well - and the steps to supercharge your progress

✅ The surprising reason your budget is "janky" and difficult to stick to - and the simple mindset shift to make it work like a well-oiled machine

✅ The one thing you absolutely need to include in your budget for it to be successful

✅ How to use a zero-based budget to take control of your money and finally stop wondering where it went

✅ The budgeting method that works like nothing else, allowing you to use real money without cash or envelopes

✅ The importance of having realistic numbers in your budget and how it can make or break your financial success

✅ How to make your budget work for your unique lifestyle and personal financial goals, no matter where you live or what you do 

 

Links:

• Our Real Money Method Budgeting Course - https://seedtime.com/realmoney/ 

• Ian Builds Wealth - https://www.instagram.com/ianbuildswealth 

• Empower (spending tracker) - https://seedtime.com/smrl-cashflow/ 

• Instacart (grocery delivery) - https://www.instacart.com/ 

• Rover (pet sitting) - https://www.rover.com/ 

 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/zMsHlxghysc)!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.