
Networth and Chill with Your Rich BFF
Vivian Tu, aka Your Rich BFF, is getting up close and personal, about the good, bad, and ugly on how money impacts all of our lives. Instead of your traditional boring business podcast, Networth and Chill covers financial topics as they relate to YOUR ACTUAL LIFE, all while feeling like a conversation with your best friend. Each episode breaks down a complicated economic or business concept into easy to understand terms, while tapping experts, professionals, and some of your favorite famous faces to give actionable tips & advice on how to make the most of your money. Grab a drink and get ready to Networth and Chill. Part of the Vox Media Podcast Network.
Latest episodes

Aug 9, 2023 • 37min
The Confidence Gap, Raising Brave Kids, and Why Women Can't "Have It All" with Reshma Saujani
On this week's episode of Networth and Chill, I'm joined by NYT best selling author, viral speaker, and founder of Girls Who Code, Reshma Saujani. Reshma has an extensive career working with girls and women, and talking about what is holding them back in life. As the founder of Girls Who Code, Resham has seen the confidence gap between young girls face first hand, and has been working for years to try and bridge that gap. Women continue to face inequality in the workplace, and for women who choose to become mothers, that inequality only increases. I ask Reshma what disadvantages working women are facing today, and what we can do to combat them. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Facet: Use my link to have the enrollment fee waived. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Aug 2, 2023 • 48min
Politics and Money with V Spehar
On this week's episode of Networth and Chill, I'm joined by V Spehar of UnderTheDeskNews on TikTok and across social media. V has made a huge name for themself as a citizen journalist on social media, giving daily reports on the news in easy to digest short videos. This week we are talking politics, traditional news coverage, and how changes in media have affected how people receive and consume the news. V talks about their journey from non profit work to social media reporter, and explains how their own life experience has affected how they deliver information. We discuss hot button topics in politics and news today, and talk about how where you get your news can influence on how you think. All this, plus I find out how V got started under their desk in the first place! Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.Honeylove: Use my link and save 20% on your entire order. Facet: Use my link to have the enrollment fee waived. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jul 26, 2023 • 21min
Student Loans 101: A timeline & a breakdown
On this week's episode of Networth and Chill, I'm tackling one of the most requested topics, student loans. Student Loan forgiveness has in the news a lot lately, and with the recent Supreme Court ruling putting a halt to President Biden's plan, many people are wondering what is going to happen when payments start back up again. I'm breaking down the recent news, and what the next steps towards student loan forgiveness might look like. Plus I'll be giving some advice on what to do if you know you'll be struggling to make your payments. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link.Babbel: Use my link to get 55% off your subscription. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jul 19, 2023 • 41min
Nepo Babies & How Hollywood Makes, Spends, and Hoards Their Wealth with Shannon McNamara
On this week's episode of Networth and Chill, we are heading to Hollywood to discuss celebrities and their money habits. I'm joined by pop-culture queen and host of the podcast Fluently Forward, Shannon McNamara, to dive into the world of celebrity spending, saving, and entrepreneurship. We love to know what celebs are spending their money on, and especially what they are NOT spending their money on. And what about all those nepo babies who have seemingly had fame handed to them on a silver platter? I ask Shannon who she thinks is deserving of recognition, and who are just reaping the benefits of their parents. Plus we discuss celebrity backed businesses to figure out which are worth supporting, and which just feel like a money grab. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Facet: Use my link to have the enrollment fee waived.ExpressVPN: Use my link to get 3 months free. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jul 12, 2023 • 20min
Scammers 'R Us
On this week's episode of Networth and Chill I'm talking all things financial scams. I'll be breaking down some of the most common money scams, including Payday Loans, Venmo Scams, and of course Ponzi schemes and MLMs. Some of these might not seem like scams on the surface, but I'm here to tell you how these situations can swindle you out of your hard earned money. And I'll be talking about one of the biggest scams of them all, Identity Theft. I'll give you a step-by-step guide for what to do if your identity gets stolen, and give you the tools necessary to undo the damage done and get your financial life back on track. Here's who to contact if you are a victim of identity theft:The Federal Trade Commision - identitytheft.gov One of the following credit bureaus: Equifax (1-800-525-6285), Experian (1-888-397-3742), or TransUnion (1-800-680-7289) Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Olive and June: Use my link to get 20% off your first Mani System. ZocDoc: Use my link and download the Zocdoc app for free. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jul 5, 2023 • 38min
Tipping & Why it's BAD/GOOD with Barbara Sloan
On this week's episode of Networth and Chill, I'm sitting down with the founder of Tipped Finance and author of Tipped Barbara Sloan to discuss all things tipping. These days it seems like we are prompted to tip everywhere, and it can be hard to know when, where, and how much we should be tipping. Barbara gives her expert advice on when tipping is a must, and talks about how much is appropriate. Plus we dive into the world of tipped workers, and discuss the best ways those in the service industry can reach financial freedom. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.Shopify: Use my link to sign up for a one-dollar-per-month trial period.Honeylove: Use my link and save 20% on your entire order. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jun 28, 2023 • 19min
Psychology Behind Bad Money Decisions
On this week's episode of Networth and Chill, I'm talking about how psychology affects our money decisions. So many things can influence our minds when it comes to purchases, and sometimes it's hard to see when a company or brand is trying to sell to your subconscious. I'll be breaking down the 5 psychological concepts that are behind making bad money decisions, and giving you my tips on how to combat them! Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jun 21, 2023 • 38min
Making your RENT pay YOU with Ankur Jain
On this week's episode of Networth and Chill, I'm sitting down Ankur Jain, the founder and CEO of Bilt Rewards. These days a huge portion of the population are renting their homes. And while paying a mortgage every month has plenty of financial benefits, paying rent does nothing to improve your credit score or invest in your future. Ankur wanted to change that, and as a result, founded Bilt Rewards. I'm asking Ankur all about how he got started, what went into founding his business, and how Bilt is helping its users invest in their future. Plus we discuss all things renting, and why the rent vs buy argument if full of nuance. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link.ZocDoc: Use my link and download the Zocdoc app for free.Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jun 14, 2023 • 20min
WTF to do about DEBT
On this week's episode of Networth and Chill, I'm covering one of my most asked about topics, debt. Specifically what to do if you have it, and how to stay out of it. Being in debt is super common, and while it can be overwhelming, there are several things you can do to get on top of it and pay it off. I'm sharing all my tips and tricks to understanding your debt, and making this scary part of financial life a little more manageable. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Shopify: Use my link to sign up for a one-dollar-per-month trial period.Babbel: Use code richbff when you purchase a 3-month subscription and get an additional 3 months for free. Learn more about your ad choices. Visit podcastchoices.com/adchoices

5 snips
Jun 7, 2023 • 54min
Credit Cards & Traveling on a Budget with Brian Kelly The Points Guy
On this week's episode of Networth and Chill, I'm sitting down with Brian Kelly aka The Points Guy to chat about all things credit cards and credit card points. What started as planning his own family vacations using points turned into an incredible resource for people all over to learn about how to maximize their credit card benefits. I ask Brian about how he got started, and how he built his business into what it is today. Plus we talk credit card debt, what to do it you have it and how to avoid it in the future. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors:Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.Olive and June: Use my link to get 20% off your first Mani System. ExpressVPN: Use my link to get 3 months free. Learn more about your ad choices. Visit podcastchoices.com/adchoices