

Mile High FI Podcast
Doug Cunnington & Carl Jensen
Real talk about Financial Independence and life after corporate jobs. Doug Cunnington and Carl Jensen talk about FI, lifestyle, side hustles, health, and anything on their minds. Plus, they interview experts and non-experts interested in the FI lifestyle. It's raw, candid, pretty much like you get to sit in on a private conversation.
Episodes
Mentioned books

Sep 23, 2025 • 57min
On The Cusp Of Early Retirement: I Leave My W-2 In 4 Months | MHFI 286
Doug chats with Brad Finley who is on the cusp of early retirement. Brad discusses the decision to leave his W-2 job, steps he’s taking to prepare for the transition, the emotional journey that accompanies such a significant life change, and his plans to maintain a balanced & fulfilling lifestyle post-retirement. Brad also shares his transformative experience at the Hoffman Process and how it helped him work through personal issues and redefine his identity beyond his career.
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
Brad Finley Instagram
EconoMe Conference
Diania Merriam on MHFI episode 199
Hoffman Process
Thomas Stanley & William Danko, “Millionaire Next Door”
Kindle
Hardcover
Paperback
Audiobook
Jillian Johnsrud, Retire Often
VICE, “The Superhuman World of Wim Hof: The Iceman”
MHFI Facebook group
Doug’s site
Check out Producer Chris’s blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
1:29 Brad’s journey to early retirement
7:30 Discovering the FIRE movement
12:54 Identity crisis & keeping busy
19:03 Stand-up comedy
22:46 The Hoffman Process
27:42 Planning for life after retirement
34:39 Finding structure & hobbies
41:33 Building social connections
46:35 Identity & journaling
52:40 Soundcheck – National parks

Sep 16, 2025 • 1h 14min
Backpacking, Beer, and Global Adventures after FI - Jackie & Jacob | MHFI 285
Doug chats with Jackie and Jacob, a couple who left their W2 jobs to pursue Financial Independence and extensive travel adventures. They discuss traveling in South America, living a minimalist lifestyle, navigating challenges of geo-arbitrage, and how they manage finances while optimizing for travel & embracing flexibility. They also share financial mistakes they’ve made along the way while providing tips & advice for others who may want to follow a similar path in life.
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
Connect with Jackie & Jacob:
Get Lost Blue blog
Get Lost Blue YouTube
Instagram
Get Lost Blue favorite YouTube videos:
“Extreme hiking in ARGENTINA, PATAGONIA region – Nahuel Huapi National Park outside of Bariloche”
“Colorado Beer! Brewery crawl in LONGMONT on a rainy night.”
David on MHFI 277, “Early Retirement Nightmare: Retiring Into a Bear Market”
JL Collins, “The Simple Path to Wealth”
Kindle
Hardcover
Paperback
Audiobook
MHFI Facebook group
Doug’s site
Check out Producer Chris’s blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
3:20 Discovering Financial Independence
9:39 Embracing FI & making changes
15:36 Flexibility & dealing with uncertainty
23:26 Mindset adjustments
28:08 Backpacking adventures
34:43 Mistakes & lessons learned
38:11 Reverse robbed
46:39 Blogging & YouTube
53:33 Brewery visits & Mexican residency
58:01 Decumulation in early retirement
1:03:59 International travel tips & advice
1:08:41 Soundcheck – Longmont brewery crawl

12 snips
Sep 9, 2025 • 53min
Retire Often: Mastering the Art of Mini Retirements - Jillian Johnsrud | MHFI 284
Jillian Johnsrud, a writer who achieved financial independence at 32, shares her transformative journey. She discusses the concept of mini retirements as a way to test retirement living and the essential preparations needed for a smooth transition. Jillian opens up about the psychological hurdles of shifting from employment to self-employment, emphasizing the importance of redefining personal value. She shares practical tips from her book, 'Retire Often,' highlighting the need for emotional readiness and the significance of rest in crafting a fulfilling lifestyle.

Sep 2, 2025 • 58min
Mr. Money Mustache Defines Cheap vs. Frugal (Live CampFI) | MHFI 283
Doug chats with a variety of guests at CampFI Rocky Mountain Week 1.5 including Pete Adeney (Mr. Money Mustache), Kristen Knapp (FI Friends Travel), and camp attendees Amanda, Tyler, & Roxanne. Pete & Kristen delve into the distinction between being cheap and frugal, sharing personal anecdotes and philosophies. The conversation shifts into other topics such as partner dynamics amongst FI couples, challenges & rewards of embracing frugality, and the power of community building & relationships.
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
CampFI
Pete Adeney/Mr. Money Mustache
MUSTACHIANISM – The Music Video!
Kristen Knapp/FI Friends Travel
NoCo/SoCo Mustachians
Roxanne/FinanceRox
Bill Perkins, “Die With Zero”
Kindle
Hardcover
Paperback
Audiobook
ChooseFI Local Groups
MHFI Facebook group
Doug’s site
Check out Producer Chris’s blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
3:16 Cheap vs. frugal
11:07 Getting out of the cheap mindset
16:54 Amanda – First CampFI experience
24:10 Amanda – Partner dynamics & power of community
30:29 Tyler – SoCo Mustachians
35:26 Tyler – FI meetups
41:48 Roxanne – Journey to Lean FI
49:50 Roxanne – Stand-up comedy
53:37 Soundcheck – Roxanne’s stand-up set

14 snips
Aug 29, 2025 • 54min
Mr. Money Mustache: Tesla, Health at 50, Passions & Projects [bonus] MHFI 282.5
Mr. Money Mustache, a financial independence advocate and popular blogger, shares insights on life after 50, emphasizing fitness and health through weight training and unconventional practices like sauna use. He discusses his shift in mindset on frugality, reflections on charity, and the balance between enjoying life and being prudent. The conversation touches on his experiences living in Arizona, the allure of Tesla amidst controversies, and personal projects that ignite his passion. Practical tips and heartfelt stories make this a lively and engaging listen.

Aug 26, 2025 • 48min
Is $1.7M Enough To Retire? … It’s Not So Simple… [rebroadcast] | MHFI 282
Doug and Carl chat with listener Steve to review his plans for early retirement. Steve discloses his financial background, asset allocation, and current expenses, including a net worth of about 1.7 million dollars. The group addresses retirement projections along with potential risks of retiring in a down market and the importance of having a contingency plan. Beyond money, they talk about the psychological and lifestyle adjustments that come with early retirement, including how to fill one’s time meaningfully, potential lifestyle changes, and the importance of staying engaged and balanced.
Note: This is a rebroadcast of MHFI episode 098
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
MHFI Facebook group
Doug’s site
Check out Producer Chris’s new blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
3:54 Background & discovering FIRE
6:55 Steve’s financial situation
12:38 Separate finances
21:36 Considerations for withdrawing money
28:35 Exploring hobbies & passion projects
35:52 Community & networking
44:32 Soundcheck – Shaving

Aug 19, 2025 • 56min
Reflecting On 15 Months Of Early Retirement - Elizabeth | MHFI 281
Doug chats with his wife Elizabeth about her first year (and few months) of retirement while answering questions from the Facebook group. They also discuss a post from Instagram called “The 6 Luxuries of Life”.
Questions answered:
James C – How has the amount of time you spend managing your finances changed since retirement?
Michael H – How did you get so lucky to end up with Doug? What would you tell another wife that is similarly worried about lack of regular paychecks? Did April’s quick downturn scare you?
Sheila A – Does Elizabeth think she should have quit even earlier?
Todd N – Anything she would have done differently in the past 6 months?
James T – What did Doug say or what life changes convinced you to take the plunge?
Seth E – What are some of the unexpected benefits that’s she’s experienced since retiring?
Cait Y – Are you enjoying your time or do you miss the structured work week?
Diania – How do you manage so much time together? Or do you have enough independent interests that you have enough space from each other?
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses, including his beloved shade umbrella? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Shade Umbrella
Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
Elizabeth on MFHI episode 212
Dr. Amy Shah, “The 6 Luxuries of Life”
MHFI Facebook group
Doug’s site
Check out Producer Chris’s new blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
5:20 Question – Managing finances
9:20 Question – April’s downturn
14:44 Question – Lack of regular paychecks
18:44 Question – Quit sooner or done anything different?
23:00 Question – Unexpected benefits of retiring
31:19 Question – Doing one thing a day
35:27 Question – Managing time together
41:19 The 6 luxuries of life
45:31 Rushing vs. control over time
51:11 Soundcheck – Victor

Aug 12, 2025 • 1h 11min
Issues With "Die With Zero" & Small-Cap Value - Karsten Jeske (Big ERN) | MHFI 280
Doug chats with Karsten Jeske (aka Big ERN) about his journey to early retirement, living frugally yet enjoying luxuries like travel, and the balance between saving & spending effectively. Karsten provides his thoughts on the book “Die With Zero”, analyzing its advice on spending & saving in retirement, and highlighting potential issues within its financial recommendations. He also addresses the controversial topic of investing in small-cap value stocks and analyzes historical performance. And of course, Doug & Karsten chat about a delicacy called asparagus.
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Need custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
Connect with Karsten:
Early Retirement Now blog
Twitter/X
Facebook
Early Retirement Now, “How useful is the “Die With Zero” retirement approach? – SWR Series Part 60”
Early Retirement Now, “Can we increase the Safe Withdrawal Rate with Small-Cap Value Stocks? – SWR Series Part 62”
Early Retirement Now, “Small-Cap Value Stocks: Diversification or Di-WORSE-fication?
Bill Perkins, “Die With Zero”
Kindle
Hardcover
Paperback
Audiobook
Paul Merriman
MHFI Facebook group
Doug’s site
Check out Producer Chris’s new blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
10:34 Underspending & estate planning
16:35 Early retirement & time bucketing
22:30 Analysis of Die With Zero spending formula
30:52 Cherry-picking data
37:46 (Increased) spending in retirement
46:02 Exploring small-cap value stocks
53:04 Diversification or Di-WORSE-fication?
1:02:22 Future plans
1:07:28 Soundcheck – Parallel foods

Aug 5, 2025 • 1h 23min
You Should Spend More (Probably) - Frank Vasquez | MHFI 279
Doug chats with Frank Vasquez from the Risk Parity Radio Podcast about his extensive investing experience while offering insights into balancing life after achieving Financial Independence. Frank discusses the importance of intentional spending, significance of meaningful relationships, psychology behind saving and spending, how to diversify investments to secure a sustainable future, and giving back. Doug & Frank also dive into a listener’s question about managing financial decisions during market volatility.
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Need custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
Risk Parity Radio Podcast
Fundamentals of risk-parity style investing:
Episode 1 (Introduction)
Episode 3 (History and Development of Risk Parity)
Episode 5 (History and Development of Risk Parity)
Episode 7 (Three Principles)
Episode 9 (Choosing Investments)
The Father McKenna Center
Entrepreneurship for All (EforAll)
Frank’s 10-Year Mortality Probability Chart
David on MHFI episode 277
Early Retirement Now, “Using Gold as a Hedge against Sequence Risk – SWR Series Part 34″
MHFI Facebook group
Doug’s site
Check out Producer Chris’s new blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
5:32 Asparagus vs. brussel sprouts
13:30 Evolution of the FI community
20:28 Wellbeing & contemplating death
27:06 Transitioning from saving to spending
33:33 Spending money to improve relationships
40:38 Experiences & building new friendships
46:59 Importance of giving
54:37 David’s financial journey
1:03:31 Diversification
1:11:05 Risk Parity Radio Podcast
1:17:19 Soundcheck – Bitcoin

Jul 29, 2025 • 1h 2min
Procrastination Podcast @ 10,000 ft (Mailbag) [rebroadcast] | MHFI 278
Doug and Carl answer mailbag questions in this Taylor Swift-infused episode from Leadville, CO.
Questions answered:
Does it ever get any easier to ride the market swings mentally?
How would you reallocate your investments if there were no tax implications?
What did Doug’s (and Carl’s) parents do right?
Do you wish you had taken a gap year or had a little more fun when you were young?
Experiences at CampFI?
Thoughts on imposter syndrome?
Note: This is a rebroadcast of MHFI episode 177
Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/
Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!
Guitar Accessories
Hiking & Outdoor
Essentials for Sleep
Need custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington
Links
Brian Feroldi
David Baughier
NoCo Mustachians
FinTalks
MHFI Facebook group
Doug’s site
Check out Producer Chris’s new blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
7:21 The Taylor Swift situation
13:39 Question – Riding the market swings
21:21 Question – Investment reallocation
27:26 Question – Parental influence
31:46 Question – Taking a gap year
38:14 Thoughts on CampFI
43:39 Moving beyond FI
47:11 Question – Imposter syndrome
52:13 A perfect writing retreat
59:10 Soundcheck – Leadville